Buying Disney Vacation Club resale is a popular strategy for saving money, but it’s important to be aware of the potential drawbacks. Knowing the disadvantages of buying DVC resale can help you set realistic expectations and find the contract that’s right for you. At DVC Sales, our goal is to be transparent about both the benefits and the challenges so every buyer makes the best decision for their family.
Main Disadvantages of Buying DVC Resale
No Member Extras from Disney
When you purchase resale, you won’t receive Disney’s “Membership Extras,” which include perks like dining and merchandise discounts or access to exclusive events. These benefits are only available to direct purchasers who meet Disney’s minimum point requirements. Many buyers find the cost savings outweigh these extras, especially when most trips focus on resort stays. Read more about DVC policies on Disney’s official FAQ.
Booking Restrictions at Newer Resorts
Resale contracts at the newest resorts, such as Disney’s Riviera Resort, are limited: you can only book at the home resort, not across the entire network. This does not affect older resorts like Old Key West or Beach Club Villas, which remain fully accessible within their network. Always check the current booking rules before deciding.
Can’t Use Points for Cruises or Adventures by Disney
Resale buyers are restricted from using their points for Disney Cruise Line or Adventures by Disney experiences. However, these options typically represent poor value, and even direct owners rarely use their points this way. If you want to cruise, renting your points or paying cash is often more cost-effective.
Longer Closing Process
The resale purchase process takes 6 to 8 weeks, involving offer submission, Right of First Refusal, paperwork, and title company coordination. While this timeline is longer than direct-from-Disney purchases, the steps ensure security and legal ownership.
No Disney Financing
Disney does not provide financing on resale contracts. Buyers pay in full or work with an independent lender. You can learn about third-party options with DVC Sales financing. Many buyers find non-Disney financing rates more competitive and flexible.
Why Resale Is Still a Smart Choice
Despite these limitations, resale offers substantial savings and access to top Disney Vacation Club resorts, flexible points, and full ownership. Most buyers find that the long-term benefits and cost savings make resale the best value. To compare contract prices, visit DVC Sales listings or check out the official DVC points charts.