DVC Resale Value Calculator

How the DVC Resale Value Calculator Works

We built this tool because figuring out what a DVC contract is worth shouldn't require a phone call. Select your resort, enter your points, and the calculator shows you where your contract sits in the current market.

The numbers come from real listing data. We track active inventory across every licensed DVC resale broker in the industry, not just our own listings. When you see a suggested value of $110 per point for your Saratoga Springs contract, that's based on what similar contracts are actually listed at right now, and what comparable contracts have recently sold for.

What Affects Your Contract's Value

Resort is the biggest factor. Grand Floridian commands a premium over resorts like Old Key West, so browse current listings for today's prices. Within each resort, several things move the price up or down.

Available points matter a lot. A contract with all current and future year points intact (what brokers call "loaded") sells for more per point than one where the seller already used this year's allocation. Banked points from last year add even more value because the buyer gets immediate use.

Contract size plays a role too. Smaller contracts (25 to 75 points) often sell for a premium per point because there's more demand from buyers looking for add-on contracts. Larger contracts (200+) sometimes sell for slightly less per point because the total price tag narrows the buyer pool.

Use year affects liquidity. February and December use years tend to have more inventory, so pricing is slightly more competitive. Less common use years like April or June can sometimes fetch a small premium because there's less supply.

For Sellers: What to Expect

If you're thinking about selling, this calculator gives you a realistic starting point. The value shown accounts for what the market will actually pay, not what you hope to get. Listings priced at or near the calculator's suggested value tend to receive offers within 1 to 2 weeks. Listings priced 15% or more above market can sit for months.

Keep in mind that asking price and sale price aren't the same thing. Most contracts close at 3% to 8% below the asking price after negotiation. Price your listing with that room built in.

Our commission is 6.9%, the lowest in the industry. The seller also pays Disney's $150 estoppel fee. Both are deducted at closing. Nothing comes out of your pocket upfront.

For Buyers: Spotting a Good Deal

Buyers use this calculator to check if a listing is priced fairly. Plug in the resort and points from any listing you're considering, and compare it to the market value shown here. If the listing is at or below the suggested value, you're looking at a competitive price. If it's 10%+ above, there may be room to negotiate or you may want to wait for a better option.

Also check our Compare Prices page to see resale vs. retail pricing side by side, and our Annual Dues page to factor in the ongoing costs before you buy. For Disney's official overview of the DVC program, see the Disney Vacation Club website.