DVC Resale Cost to Sell: Only Two Fees.
Zero upfront costs. You pay nothing until your contract closes.
See Your Real Numbers
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Commission Comparison
Seller benefit on a $10,000 sale — toggle components on/off.
Rates from broker websites, March 2026. Subject to change.
Your Selling Journey
60–120 days from listing to proceeds.
Fee Details
1. Real Estate Commission (6.9%)
The lowest fixed rate among major DVC brokers. Covers marketing, negotiations, Disney coordination, and full closing management. On a $20K contract you save $620 vs a 10% broker.
2. Disney Estoppel Fee ($150)
Disney's fee for the estoppel letter — verifying point balances, dues, and membership details. Required for every transfer. Paid by seller at closing.
3. Disney (CAF) Fee ($500) — Buyer Pays
Disney's Contract Administration Fee on every resale transfer. Buyer's responsibility.
4. Closing Costs — Buyer Pays
Based on our title company's real fee schedule. Ranges from $597 (under $5K) to $1,140 ($50K). Includes title search, insurance, doc prep, recording fees, and wire fees.
Common Questions
Do I pay anything upfront?
No. Zero upfront costs. Commission is only collected when your contract successfully closes.
What if Disney exercises ROFR?
As a seller, nothing changes for you. The contract terms stay exactly the same — same price, same commission. Disney simply steps in and replaces the buyer. The original buyer receives a full refund of their deposit.
Can I use my points while listed?
It depends. If you have no active offers, you can book a vacation — we will continue marketing your contract, but the closing cannot happen until after your checkout date. Keep in mind that using points makes your contract less attractive to buyers and will likely require a lower asking price. If you are under contract, you cannot make any changes to your membership. The buyer made their purchase decision based on the available points being in the account on the closing date.
How is listing price determined?
We analyze comparable sales, inventory, point availability, use year, and contract size. Free market analysis for every seller.
Is DVCSales licensed?
Yes — fully licensed and insured real estate brokerage specializing in DVC resales.
What It Actually Costs to Sell Your DVC Membership
Most sellers come to us expecting a list of hidden fees. They've heard the timeshare horror stories, the exit company pitches, the brokers who charge 10, 12, even 15 percent. So when we tell them there are only two fees, they usually ask us to say it again.
Two fees. That's it.
Disney charges a $150 estoppel fee to verify your membership details and confirm what points are available before the transfer. That covers their administrative work on the back end. And we charge a 6.9% commission, which is the lowest you'll find from a licensed real estate broker in the DVC resale market. The national average for DVC resale commission sits around 9.5%. That gap matters. On a $10,000 sale, it's $260 extra in your pocket.
There are no listing fees. No cancellation fees. No "marketing packages." If your listing doesn't sell, you don't owe us a dollar.
The Part Most Sellers Don't Know About
Here's where sellers are usually surprised in a good way. Your buyer reimburses you for the current year's annual dues on any bankable points left in your contract. Disney dues run roughly $7 to $9 per point per year depending on your home resort. If you have 160 points with $8.50 in dues, that's $1,360 coming back to you at closing.
The rule works like this: closings that happen between January 1 and November 30 require the buyer to reimburse you for the year's bankable points. December closings are handled differently — no reimbursement is required for the current year because the points cycle is essentially over. If you've already used some of next year's points, you'll reimburse the buyer for those at the current dues rate. The math always reflects the actual point activity on your account, not an estimate.
That reimbursement is why a seller on a $10,000 contract often walks away with more than $10,000.
What the Buyer Pays
Closing costs are 100% the buyer's responsibility. Disney charges buyers a $500 Administration Fee (sometimes called the CAF) which covers the ownership transfer on Disney's end. The title company handling the closing charges roughly $600 to $800 depending on the contract complexity. Buyers also reimburse you for dues as described above. None of those costs come out of your side.
This split is standard across the DVC resale market and is one of the reasons a DVC resale transaction is one of the cleaner real estate deals you'll go through. The lines are clear. Seller pays estoppel and commission. Buyer pays closing and admin.
Your Selling Journey
From the day your listing goes live to the day funds hit your account, most DVC resale sales close in 60 to 120 days. Here's how that breaks down.
Your listing goes live on our platform and is distributed across the DVC resale market. Buyers browse, compare pricing against the RVC, and submit offers. Most listings with competitive pricing get their first serious offer within two to four weeks. You can accept, counter, or decline.
Once a contract is signed, it goes to Disney for Right of First Refusal review. Disney decides whether to buy the contract at the agreed price. They exercise ROFR on a small percentage of sales, usually when pricing is significantly below market. If they pass, your sale moves to closing. ROFR review typically takes 20 to 30 days.
After ROFR clears, the title company runs a title search, orders the estoppel report from Disney, prepares closing documents, and coordinates signatures from both sides. This phase runs about five to seven business days if both parties return paperwork promptly. Everything is handled remotely.
Once documents are signed and the transfer is recorded with Disney, the title company releases your proceeds by wire transfer or check. Most sellers receive funds within three to five business days of the final signature. The title company sends a full closing statement showing every line item before funds are released.
How We Keep the Commission That Low
We've been doing this for over 25 years. Our process is built around volume and technology, not padding margin into every transaction. We don't run newspaper ads or rent a storefront. We run a platform that matches motivated buyers with real listings, and we've built the tools — AI pricing, automated notifications, real-time offer tracking — to move contracts efficiently.
That efficiency is what lets us charge 6.9% instead of 9.5%. A 2.6% difference might sound small, but on a $15,000 contract that's $390. On a $25,000 Bay Lake Tower or Grand Floridian contract, it's $650. That money belongs in your pocket.
We're also a fully licensed real estate brokerage. Every transaction goes through a licensed title company with full title insurance. This is a regulated real estate transaction with legal protections on both sides.
Pricing Your Contract
Price is the single biggest factor in how fast your contract sells. Overpriced listings sit. Buyers in the DVC resale market compare per-point pricing across resorts and use years before they ever make an offer, so they know when something is priced too high.
The market varies by resort. Riviera Resort and newer properties carry resale restrictions that reduce buyer demand and push prices down. Old-school resorts like Saratoga Springs, Old Key West, and BoardWalk tend to sell faster because they carry no resale restrictions and have large established buyer pools.
Use year matters too. October and December use years are the most popular because they give buyers the longest window to bank points before the current year closes. January and February use years are harder sells at full price.
When you list with us, we'll tell you exactly where your contract sits in the market and what price range tends to close quickly.
Common Questions on Costs
Do I pay anything if my listing doesn't sell? No. There are no listing fees, no monthly charges, and no cancellation fees. You only pay commission when we close a sale.
Can I sell if I have a loan balance? Yes. The loan is paid off at closing from your proceeds, similar to a mortgage payoff in a home sale. You'll net the difference after the balance is cleared.
What happens to my current year's points? Banked points transfer with the contract. Borrowed points reduce the buyer's available total and are reflected in the dues calculation. We walk through your specific point situation before you list so there are no surprises.
How is the estoppel fee paid? The title company collects the $150 from your proceeds at closing. Nothing is due upfront.
Have a question not covered here? Call us at (407) 205-1435 or send us a message. We'll give you a straight answer.
