Learn about the cons of buying DVC resale, so you can make an informed Disney Vacation Club decision and compare all your options with expert guidance from DVC Sales.
Understanding the Drawbacks of Buying DVC Resale
While buying Disney Vacation Club resale is a proven way to save thousands, it’s important to know the limitations before making your purchase. At DVC Sales, we believe in full transparency and helping buyers carefully weigh the pros and cons. Below are the most common disadvantages of buying DVC resale contracts.
Limited Access to Disney Membership Extras
When you buy DVC resale, you do not receive Disney’s “Membership Extras.” These include discounts on dining, theme park tickets, merchandise, exclusive events, and more. Membership Extras are reserved for direct buyers who meet Disney’s eligibility rules. While some enjoy these perks, many buyers agree that the thousands saved with resale are worth it. For full details, review Disney’s Membership Extras FAQ.
Resort Booking Restrictions
Disney has updated its policies to limit where resale points can be used. For example, if you purchase resale points at a newer resort like Riviera Resort, you’ll only be able to book stays at Riviera. Older resorts, such as Beach Club Villas or Saratoga Springs, still allow resale owners to book across more properties. Always check the booking rules for your desired contract by speaking with your broker or reviewing Disney’s official resale restrictions.
No Disney Financing
Another key difference is financing. Only direct buyers can access Disney Vacation Club’s financing options. Resale buyers must pay cash or secure a loan through a third-party lender. For help comparing rates and plans, visit DVC Sales for financing for independent options that fit your budget.
Slower Purchase Process
Buying resale is not as fast as buying direct from Disney. The process usually takes 6 to 8 weeks, including submitting an offer, passing Disney’s Right of First Refusal, and completing the closing with a title company. This longer timeline ensures your contract is legally vetted and secure, but it does require a bit of patience.
No Points for Cruises or Adventures
Resale contracts cannot be used for Disney Cruise Line or Adventures by Disney bookings. While some buyers see this as a drawback, these options often provide less value per point compared to DVC resort stays. Most members choose to rent their points or pay cash for cruises instead.
Weighing the Value: Is DVC Resale Still Worth It?
Despite these limitations, the cons of buying DVC resale rarely outweigh the benefits. With substantial savings, access to top resorts like Aulani, Polynesian, and Animal Kingdom, and no pressure sales, most buyers agree that resale is a smart choice. For a full comparison, explore the DVC point calculator or view the official Disney Vacation Club points charts.
For step-by-step guidance, check the Disney Vacation Club checklist or contact the team at DVC Sales.