Buying DVC Points Resale

Buying DVC Points Resale: A Smart Approach to Disney Ownership

Buying DVC points through the resale market provides families access to Disney Vacation Club membership at prices significantly below retail. This guide covers everything you need to know about purchasing resale points effectively and confidently.

Why Buy Points Resale?

The primary motivation for buying DVC points resale is financial savings. Resale prices typically run 40% to 60% less than direct purchase prices from Disney. For a 150-point contract, this can mean saving ten thousand dollars or more while receiving the same vacation benefits.

These savings allow families to either purchase more points for the same budget or invest the difference elsewhere. Many buyers determine that the substantial cost reduction makes resale the smarter financial choice for their situation. Additionally, purchasing resale points can provide access to sold-out resorts or specific use years that align with a family's vacation schedule.

Understanding Point Ownership

DVC points represent deeded real estate interests at specific Disney Vacation Club resorts. When you purchase points resale, you acquire an existing ownership stake that another member is selling. These points come with the same fundamental rights as points purchased directly.

Each point can be redeemed for accommodations at any DVC resort based on published point charts. Points can be banked to future years or borrowed from upcoming allocations. This flexibility allows members to customize their vacation timing and accommodation choices. Additionally, understanding the intricacies of the banking and borrowing system is crucial. Points from the current year can be banked into the next year, extending their usability, while future points can be borrowed to accommodate larger or more frequent vacations.

Resale Restrictions to Consider

Disney has implemented certain restrictions on resale purchases made after specific dates. Benefits like Member Getaways destinations, certain dining discounts, and external exchange access may not transfer to resale buyers. These limitations affect supplementary perks rather than core booking abilities.

The fundamental value proposition of DVC remains intact for resale owners: booking deluxe Disney resort accommodations using your points. Most buyers conclude that the cost savings justify accepting the restricted supplementary benefits. However, prospective buyers should consider their priorities. If supplementary perks are important, weighing the cost savings against these lost benefits is essential.

Selecting Your Home Resort

Every DVC points contract is attached to a specific home resort that determines your priority booking window. During the 11-month advance booking period, you have preferred access to your home resort. After 7 months, all DVC resorts become available to all members equally.

Choose a home resort based on where you most want to vacation. Popular choices include Beach Club for Epcot proximity, Polynesian for Magic Kingdom access, and Boardwalk for central location. Each resort offers distinct advantages that appeal to different preferences. For instance, some resorts offer unique amenities or themed experiences that might enhance your stay, such as Animal Kingdom Lodge's savannah views or the luxurious accommodations at the Grand Floridian.

Determining How Many Points You Need

Calculating your point needs requires understanding DVC point charts. These charts show how many points different room types require during various seasons. A studio at your home resort might need 100 points for a week, while a two-bedroom villa during peak season could require 300 points.

Consider your typical vacation patterns when sizing your purchase. How often do you visit Disney? What room size does your family need? Which seasons do you prefer? Answering these questions helps determine an appropriate point quantity. Additionally, consider the possibility of expanding your family or changing vacation habits over time, which might influence your point requirements.

The Purchase Process

Buying resale points involves working with licensed brokers who specialize in DVC transactions. They help you find suitable contracts, submit offers, negotiate terms, and navigate the closing process. Experienced brokers make the transaction smooth and efficient.

After agreeing on terms with a seller, the contract goes to Disney for Right of First Refusal (ROFR) review. Disney may purchase the contract at the agreed price or waive their right, allowing the sale to proceed. This step typically takes 30 days. Understanding the ROFR process is crucial, as it can occasionally impact the availability and timing of your purchase.

Closing and Registration

Once ROFR passes, a title company manages the closing process. They prepare deeds, collect funds, and record the ownership transfer with county records. After closing completes, Disney registers you as a member and activates your account.

The complete process from offer to membership typically takes 60 to 90 days. Planning accordingly ensures your expectations align with realistic timelines. Your broker keeps you informed throughout each stage. Ensuring all paperwork is accurate and complete is essential to avoid delays or issues during the closing process.

Making Your Purchase Decision

Buying DVC points resale represents a significant decision deserving careful consideration. Research thoroughly, understand the restrictions, and calculate whether ownership aligns with your vacation habits. For many families, resale points provide outstanding value while delivering magical Disney experiences.

In conclusion, purchasing DVC points through resale can be a savvy financial decision, offering substantial savings and access to Disney's prestigious resorts. By understanding the process and potential restrictions, buyers can make informed decisions that enhance their vacation experiences for years to come.

Additional Considerations and Tips

When buying resale, it's important to consider the longevity of the contract. Most DVC contracts have a set expiration date, typically 50 years from the resort's opening. Make sure to check how many years are left on the contract you are considering. This can impact the long-term value of your purchase.

Another aspect to consider is the maintenance fees associated with DVC ownership. These annual fees cover the upkeep of the resort and can vary depending on the home resort and the number of points owned. It's wise to factor in these costs when budgeting for your DVC purchase.

Finally, joining online forums and communities dedicated to DVC ownership can provide valuable insights and advice from current members. These platforms can be a great resource for learning from others' experiences and staying updated on DVC news and changes.