Buying a Disney Vacation Club (DVC) contract is one of the best decisions families and Disney fans can make, but it's a commitment that requires thoughtful consideration. Asking the right questions helps you navigate the process and make sure your DVC contract aligns with your needs. Whether you're a first-time buyer or a frequent visitor, here are five essential questions to ask before purchasing through DVC Sales.

1. What Is the "Home Resort" and Why Does It Matter?

Understanding the home resort is key when purchasing a DVC contract. Your home resort impacts:

• Booking Priority: You can book at your home resort 11 months in advance, but only 7 months ahead at other resorts. This matters during peak seasons at popular destinations like Polynesian Villas or Beach Club Villas.
• Annual Dues: Each resort has its maintenance fees. For example, Saratoga Springs typically has lower annual dues than the Grand Floridian. Review the 2025 yearly dues before selecting your resort.

If you have a favorite resort, like BoardWalk Villas for its proximity to EPCOT or Animal Kingdom Lodge for its unique views, that should guide your home resort choice. Many popular resorts, like Beach Club Villas, are only available via DVC resale listings.

2. How Many DVC Points Do I Need?

Your DVC contract is based on a points system. The number of points you need depends on:

• How often do you vacation
• Travel season (holiday weeks cost more points)
• Room size (larger villas require more points)

First-time buyers often start with 100–150 points, and you can add more later. Check the DVC point calculator or Disney's official points charts to help guide your decision.

3. What Are Annual Dues and When Are They Paid?

Annual dues cover the upkeep and management of your resort. They vary by resort and increase slightly each year. For 2025, Old Key West dues are approximately $9.25 per point, while Vero Beach tends to be higher due to its higher maintenance costs.

With DVC Sales, the initial contract price is often lower, helping you manage annual dues over time. Understanding dues is critical for long-term budgeting.

4. How Long Is the Contract Term?

DVC contracts are not lifetime agreements; they have expiration dates. For example:

• Old Key West expires in 2042 (or 2057 with extension)
• Riviera Resort contracts end in 2070

If you're planning to pass down your membership or want long-term value, consider a resort with a later expiration. Check the DVC expiration dates for every resort option.

5. Why Choose DVC Sales Over Disney Direct?

Buying resale through DVC Sales offers significant savings, often 30–50% less than buying direct from Disney. Other benefits include:

• Access to sold-out resorts like BoardWalk Villas
• Flexible contract sizes and pricing
• Expert support and guidance throughout the process

While direct contracts offer some Disney-exclusive perks, DVC Sales is often the wise choice for many buyers seeking value and flexibility.

Final Thoughts

Purchasing a DVC contract is a magical step toward unforgettable Disney vacations. By asking the right questions and working with experienced professionals at DVC Sales, you'll be set up for years of joy, savings, and seamless planning.