Buying a DVC Contract: Tips for First-Time Buyers

What to Consider Before Buying a DVC Contract

Joining the Disney Vacation Club is a commitment to years of magical vacations, but the process can be overwhelming for first-time buyers. From selecting a home resort to understanding annual dues, there are many decisions to make. Expert assistance from DVC Sales can simplify the journey.

Choose Your Home Resort Wisely

Your home resort impacts more than just the vacation atmosphere; it determines booking priority and annual dues.

Booking Priority

One of the primary benefits of selecting a home resort is the booking priority it offers. Members can book accommodations at their home resort up to 11 months in advance, compared to only 7 months for other resorts. This advantage is crucial during peak seasons when popular resorts like Polynesian Villas and Beach Club Villas tend to fill up quickly. Therefore, if you have a favorite resort where you envision spending most of your vacations, it might be wise to make it your home resort.

Annual Dues

Annual dues are an essential factor to consider as they cover the costs of resort maintenance, operations, and taxes. These dues vary by resort and can increase over time. For instance, the Grand Floridian typically has higher dues, whereas Saratoga Springs offers more affordable options. It's advisable to refer to the DVC annual dues guide to compare costs before deciding. Understanding these costs can help you budget effectively for your long-term vacation plans.

Select the Right Number of Points

DVC contracts operate on a point system, which provides flexibility in planning vacations. The number of points you need depends on your vacation frequency and preferred room type.

• 100–150 Points: Ideal for short trips in deluxe studios. This range is suitable for those who plan to visit once a year or prefer shorter stays.
• 200+ Points: Suitable for longer stays, holidays, or larger villas. Families or groups who require more space or plan to travel during peak times may benefit from a larger point allocation.

Consult Disney’s point charts and use the DVC point calculator to estimate your needs accurately. This step ensures you have enough points to cover your desired vacations without overcommitting financially.

Don’t Overlook Annual Dues

Annual dues are a recurring cost that covers resort maintenance and operations. These dues can vary by resort and year. For example, Old Key West generally has lower dues compared to Vero Beach. Understanding these costs upfront is crucial for long-term financial planning.

Working with DVC Sales can often reduce upfront costs, making long-term ownership more manageable. They can provide insights into historical dues increases and help you anticipate future costs, ensuring that you are well-prepared for your investment.

Understand Resale Restrictions

When purchasing a DVC contract through resale, it's important to be aware of certain restrictions. Resale buyers do not have access to some of the perks available to direct purchasers, such as the Disney Collection, Adventure, and Cruise Line options. However, resale contracts still offer the core benefits of DVC membership, including access to all DVC resorts based on availability.

Navigating the Resale Process

The resale process typically takes 30-60 days, including Disney's Right of First Refusal (ROFR). During this period, Disney has the option to purchase the contract under the same terms as the buyer. Working with experienced professionals at DVC Sales can help streamline this process, ensuring all paperwork is handled correctly and efficiently.

Conclusion

Buying a DVC contract is a significant decision that requires careful consideration of various factors, including home resort selection, point allocation, and annual dues. By understanding these elements and utilizing resources like DVC Sales, first-time buyers can make informed decisions that lead to years of unforgettable Disney vacations.