A step-by-step guide to understanding how Disney Vacation Club point and contract transfers work for buyers and sellers.

The Disney Vacation Club (DVC) transfer process is an important step in either buying or selling points on the resale market. Whether you are transferring ownership of an entire contract or arranging a points transfer between members, understanding the process ensures smoother transactions and peace of mind. This guide covers what you need to know, from Disney’s requirements to broker assistance.

What Is a DVC Transfer?

A DVC transfer happens when points or ownership rights are officially moved from one member to another. There are two common types:

• Contract Transfers: This occurs when a full resale transaction takes place, transferring the deeded ownership of a contract to a new buyer.

• Points Transfers: This happens when one member transfers current-year points to another member’s account for use. Disney allows one transfer per account per Use Year.

Both processes are subject to specific rules and fees, so working with experts like DVC Sales helps you stay compliant and avoid delays.

Steps in the Contract Transfer Process

1. Agree on Terms: Buyer and seller agree on a contract price.

2. Broker Assistance: Using a licensed broker such as DVC Sales ensures paperwork and legal requirements are handled correctly.

3. Disney’s ROFR: Disney exercises its Right of First Refusal (ROFR), where it can buy back the contract at the agreed price instead of allowing it to go to the buyer.

4. Title and Escrow: Once ROFR is waived, the sale moves to the title company for deed preparation and escrow services.

5. Final Transfer: Disney updates the membership details, officially assigning the contract to the new owner.

The average timeframe is 6 to 10 weeks, depending on Disney’s review period and the closing company's processing.

Transferring DVC Points Between Members

Unlike a full contract transfer, a points transfer is temporary and limited. Members can transfer current-year points into another member’s account. Once transferred, these points follow the rules of the original contract’s resort and Use Year.

Disney allows only one transfer in or out per Use Year. Members must call Member Services directly to process the request. For details, you can review Disney’s policy on points transfers.

Costs and Fees Involved

• Closing Costs: Paid by buyers in resale transactions.

• Annual Dues: Typically paid by the seller if not settled at the time of transfer. Learn more about DVC Annual Dues.

• Transfer Fees: Disney charges a modest administrative fee for processing transfers.

For sellers, there are no upfront costs when listing with DVC Sales. Commissions are only collected once the contract is sold.

How the Transfer Process Impacts Buyers and Sellers

For buyers, the transfer process ensures secure ownership, while sellers can trust that funds are released after all legal steps are completed. Disney’s involvement through ROFR protects market stability, and brokers provide guidance to minimize risks.

If you want to estimate contract value before starting, tools like the DVC Resale Value Calculator are useful.

Conclusion

The DVC transfer process is designed to safeguard both parties, whether it involves an entire contract resale or a points transfer between members. By working with experienced professionals, reviewing Disney’s policies, and staying informed about costs, members can complete transfers smoothly and confidently.