Sell Your DVC Contract: How the Resale Process Works
If you are ready to sell Disney Vacation Club points or your full DVC contract, the resale market gives you a straightforward path to a cash closing. This page explains what your contract is worth, how the selling process works from listing through wire transfer, and what you need to know about Disney's Right of First Refusal before you price your contract.
Thousands of DVC members sell their contracts each year through the secondary market. Whether your circumstances have changed, your family no longer uses the points, or you simply want to convert that deeded real estate asset into cash, the process is well established and typically takes 60 to 120 days from listing to funded closing.
Why Sellers Choose DVC Sales
DVC Sales is a licensed Florida real estate brokerage. Our license number is BK511192, issued by the Florida Department of Business and Professional Regulation. That matters because Florida law governs DVC resale transactions, and only a licensed broker can legally represent you in the sale of a deeded real estate interest.
Our commission is 6.9 percent. That is the lowest flat commission rate among full-service DVC brokers. Most competitors charge 10 percent or more. On a $20,000 sale, our lower rate saves you more than $600 compared to a 10 percent brokerage, with no buyer fees passed back to your side of the deal.
Our team has closed hundreds of DVC transactions. We know which price points tend to trigger Disney's right to buy back contracts, and we advise sellers on pricing that minimizes that risk while still maximizing what you walk away with. When an offer comes in, we tell you whether it is likely to survive ROFR or whether negotiating up slightly could actually help you.
From the day your listing goes live to the day your wire arrives, we handle everything: professional listing creation, marketing to active buyers, offer review and negotiation guidance, ROFR submission and monitoring, title company coordination, and closing document management.
What Your DVC Contract Is Worth
DVC resale prices are set by the open market, not by Disney. What your contract sells for depends on six factors: the resort, the use year, the number of points on the contract, the contract expiration date, how many points are currently loaded and available to a buyer, and overall buyer demand at the time you list.
The following table shows general 2026 price ranges per point for common resorts. These are market ranges based on closed sales. Your specific contract may fall above or below depending on point load and timing.
| Resort | 2026 Resale Range (per point) | Contract Expires |
|---|---|---|
| Bay Lake Tower (BLT) | $155 to $175 | 2060 |
| Grand Floridian (VGF) | $155 to $180 | 2064 |
| Polynesian Village (PVB) | $145 to $165 | 2066 |
| Beach Club (BCV) | $130 to $155 | 2042 |
| Boardwalk (BWV) | $115 to $135 | 2042 |
| Copper Creek (CCV) | $125 to $150 | 2068 |
| Riviera Resort (RIV) | $110 to $135 | 2070 |
| Saratoga Springs (SSR) | $105 to $125 | 2054 |
| Animal Kingdom (AKV) | $105 to $125 | 2057 |
| Old Key West (OKW) | $90 to $110 | 2042/2057 |
One important variable is point load. A loaded contract has current-year points still available, often with prior-year points banked on top of them. A loaded contract typically sells for $3 to $8 more per point compared to a stripped contract where all points have been used. If you have unused points sitting in your account, those points add real dollar value to your sale.
Use year also affects marketability. October and December use years tend to move quickly because buyers have nearly a full year of points from the moment closing completes. February and June use years are also popular. August and September use years can sit slightly longer depending on buyer demand at the time of listing.
Our resale value calculator gives you a real-time estimate based on recent closed sales for your specific resort, use year, and point count. It takes about two minutes to complete.
The Selling Process: Step by Step
Selling DVC points on the resale market follows a defined sequence. Here is exactly what happens from the day you decide to sell Disney Vacation Club points through the day funds arrive in your account.
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1Get a valuation and decide on your asking price
Use our resale value calculator or call us directly. We review your resort, use year, point count, expiration date, and current point balance to recommend a competitive asking price. We also confirm your point balance and dues status with Disney before listing so buyers have accurate information from day one.
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2Sign a listing agreement with DVC Sales
Our listing agreement is straightforward. Commission is 6.9 percent of the sale price. There are no upfront costs, no admin fees, and no charges unless your contract sells. You sign electronically and your listing is typically live within one business day.
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3We list your contract and market it to buyers
Your listing is published on dvcsales.com and submitted to three MLS aggregate websites where DVC buyers actively search for contracts. One of those platforms is owned by DVC Sales. We write the listing copy, confirm your membership details with Disney for accuracy, and manage all buyer inquiries on your behalf.
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4Receive and review offers
When a buyer submits an offer, our system notifies you by email in real time so you can respond quickly. We bring the offer to you with our recommendation on pricing and any counter-offer strategy. You make the final decision on every offer. Call us any day of the week to speak with a licensed agent for guidance before you decide.
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5Accepted offer goes to Disney for ROFR review
Once you and the buyer sign a purchase agreement, the contract is submitted to Disney's Member Services team. Disney has 30 days to exercise its Right of First Refusal and purchase the contract at the agreed price, or to waive that right and let the sale proceed to closing.
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6If Disney passes, closing begins
When Disney waives ROFR, the transaction moves to a licensed title company. The title company verifies the deed, confirms there are no outstanding liens or dues balances beyond what has been agreed, prepares the closing documents, and coordinates the transfer of the deed from your name to the buyer's name.
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7Closing and wire transfer to you
Total time from accepted offer to funded closing is 45 to 60 days. That window includes the 30-day ROFR review period, 7 to 10 days for Disney to issue the estoppel letter, and 3 to 5 days for closing documents. When closing is complete, your net proceeds are wired directly to your bank account. No check to cash, no delay.
ROFR: What Every DVC Seller Needs to Know
Disney holds a contractual Right of First Refusal on all DVC resale transactions. When you accept an offer from a buyer, Disney has 30 days to review the purchase contract. During that window, Disney can choose to step in, match the exact terms of the accepted offer, and purchase the contract back from you directly.
If Disney exercises ROFR, the sale to your original buyer is cancelled. You receive the same net proceeds you would have from the buyer (Disney pays the same agreed price), but the process starts over in the sense that your buyer must find another contract. You then either relist or accept Disney's purchase.
How often does Disney exercise ROFR? Historically, Disney exercises ROFR on roughly 10 to 20 percent of submitted contracts. That rate varies significantly by resort and by price level. Contracts priced well below current market value are most likely to be taken back. Contracts priced at or near market value are typically passed.
We track current ROFR activity by resort and advise sellers on price points that have historically cleared ROFR without triggering a buyback. Our goal is to get you the highest price that still passes.
The practical implication for sellers: overpricing your contract does not protect you from ROFR. In fact, a price significantly below market is the main trigger. Pricing your contract competitively but not below market is the correct strategy for both maximizing your return and minimizing ROFR risk.
In practice, sellers who work with an experienced broker and price based on actual closed-sale data have a much better ROFR pass rate than sellers who price without guidance. We have never had a seller surprised by ROFR without warning. We flag the risk before you accept any offer.
What You Receive at Closing
Your net proceeds at closing are calculated as follows: sale price, minus broker commission (6.9 percent), minus closing costs (typically $250 to $400 paid to the title company), minus any outstanding annual dues balance owed through the closing date. If your dues are current, the balance adjustment is minimal or zero.
Actual numbers will vary based on your specific contract, dues balance, and the final agreed sale price. Our team provides a full estimated net sheet before you sign any listing agreement so you know exactly what to expect.
One additional note: if your contract includes banked points from a prior use year, those points transfer to the buyer and are factored into the sale price. Banked points are a genuine asset. Buyers are willing to pay proportionally more for a contract loaded with immediately usable points, so selling with banked points in the account typically means a higher gross sale price and a better net result for you.
Dues adjustments at closing are governed by paragraph 4 of the purchase contract.
Seller Questions Answered
How long does it take to sell a DVC contract?
Most contracts go under contract within 30 to 90 days of listing. Popular resorts priced competitively can receive offers within a week or two. Once an offer is accepted, closing takes 45 to 60 days. Plan for a total of 60 to 120 days from listing to funded closing.
Do I need to do anything to prepare my contract for sale?
No. We handle the verification, the listing setup, and all paperwork. You provide your contract details when you complete the listing form and we confirm the rest directly with Disney. There is nothing to gather or prepare before your listing can go live.
What if I still owe a loan on my DVC contract?
You can list and sell your contract even with an outstanding DVC mortgage balance. At closing, the remaining loan balance is paid off from your sale proceeds before the remainder is wired to you. We confirm the payoff amount during the listing process so there are no surprises. As long as your sale price exceeds the loan balance and closing costs, you will receive net proceeds at closing.
Can I list my DVC contract while still using my points?
Yes. You can list and sell your contract while your points are in use. The process can begin and an offer can be accepted, but the final deed transfer cannot be completed until any pending reservations are either completed or cancelled. We will walk you through what this means at each stage of your specific sale.
Do I pay taxes on the sale of my DVC contract?
DVC contracts are deeded real estate, which means the sale may have tax implications. Whether you have a taxable gain depends on your original purchase price, any improvements, and your sale price. We are not tax advisors and recommend you consult a CPA or tax professional familiar with timeshare and real estate transactions before closing. Many sellers find their resale price is at or below their original purchase price, which typically means no capital gains liability.
Can I sell just some of my DVC points?
Yes, in some cases. If your total contract is large enough, it may be possible to split it into two smaller contracts, each of which can be sold separately. Not all contracts are eligible for splitting; it depends on your resort and the minimum contract size Disney will recognize as a standalone interest. Contact us and we can tell you quickly whether your contract qualifies for a split.
"Mark and Lori made selling our DVC contract simple. The 6.9% commission saved us over $1,200 compared to the other broker we talked to. From listing to wire transfer, everything was handled professionally."
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