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Copper Creek Villas at Wilderness Lodge

Copper Creek Villas at Wilderness Lodge

DVC Resale — Points, Prices & Listings

2068
Expires
$9.02/pt
Annual Dues
$1,353/yr
150pt Dues/yr
Copper Creek Villas at Wilderness Lodge

Copper Creek Villas at Wilderness Lodge

DVC Resale — Points, Prices & Listings

2068
Expires
$9.02
Dues/Pt
$1,353/yr
150pt/yr

Copper Creek Villas & Cabins Video Tours

Resort Overview
Deluxe Studio
One-Bedroom Villa
3-Bedroom Villa
Cascade Cabin

Copper Creek Villas opened in 2017 at the Wilderness Lodge complex, sharing the property with Boulder Ridge but offering a completely different ownership proposition. Where Boulder Ridge contracts expire in 2042, Copper Creek runs all the way to 2068, giving you 42 years of remaining use. That's one of the longest deeds available in the DVC system.

Resale prices run $130 to $155 per point, and annual dues sit around $9.02 per point, which is below average for WDW. You get boat service to Magic Kingdom, the same Wilderness Lodge restaurants and pools as Boulder Ridge, and access to the Cascade Cabins, standalone waterfront units on Bay Lake that are completely unique in DVC. Nothing else like them.

It's an unrestricted resort, so resale buyers get full booking access at all 16 DVC properties. Disney exercises ROFR moderately on Copper Creek. We see steady demand from buyers who love the Wilderness Lodge theming but want a much longer deed than Boulder Ridge offers. The math works out well too. With dues at $9.02 per point and 42 years left, Copper Creek's total cost of ownership over the life of the contract is competitive with newer resorts that cost more upfront.

If you're choosing between Boulder Ridge and Copper Creek, it really comes down to timeline. Planning to own for 15 years? Boulder Ridge at $60 to $85 per point is the better deal. Planning to own for 30+? Copper Creek's longer deed is worth the premium.

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What makes Disney's Copper Creek Resort great!

Rooms

Dining

Map

Resort Map

Copper Creek Villas resort map

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Copper Creek Point Chart

This is the full Disney Vacation Club point chart for Copper Creek: how many points it costs per night for every room type, view, and season. Each cell shows the weeknight rate (Sunday through Thursday) and the weekend rate (Friday and Saturday), plus the total points for a full 7-night week. Points run from about 13 per night for a standard studio in the lowest season up to 176 or more for larger villas and premium views at peak times. Tap a chart to expand it, then zoom and pan to read it.

Rooms:
Copper Creek — 2027 · weeknight / weekend · 7-night total
Season Dates Deluxe Studio One-Bedroom Villa Two-Bedroom Villa Three-Bedroom Grand Villa Two-Bedroom Cabin
Standard Standard Standard Standard Standard
Season 1 Sept 1 - Sept 30 13/15 95/wk 25/30 185/wk 35/40 255/wk 91/107 669/wk 84/100 620/wk
Season 2 Jan 1 - Jan 31, May 1 - May 14 15/16 107/wk 30/34 218/wk 38/44 278/wk 101/116 737/wk 94/109 688/wk
Season 3 May 15 - Jun 10, Dec 1 - Dec 23 16/17 114/wk 33/36 237/wk 41/47 299/wk 108/124 788/wk 101/117 739/wk
Season 4 Feb 1 - Feb 15, Jun 11 - Aug 31 17/18 121/wk 34/38 246/wk 43/49 313/wk 113/130 825/wk 107/121 777/wk
Season 5 Oct 1 - Nov 23, Nov 27 - Nov 30 17/19 123/wk 35/42 259/wk 45/52 329/wk 120/137 874/wk 113/131 827/wk
Season 6 Feb 16 - Mar 20, Mar 29 - Apr 30, Nov 24 - Nov 26 18/21 132/wk 37/43 271/wk 50/56 362/wk 128/147 934/wk 124/143 906/wk
Season 7 Mar 21 - Mar 28, Dec 24 - Dec 31 25/28 181/wk 48/54 348/wk 64/72 464/wk 176/206 1292/wk 171/196 1247/wk

Want to price a specific trip? Use our vacation point calculator, or browse Copper Creek resale listings to see what is for sale now.

Copper Creek Annual Dues

Maintenance fees per point, 2021 to 2026

$9.02/point 2026 A 150-point contract pays 150 × $9.02 = $1,353 in 2026 dues

Dues have risen about 19% since 2021 (6 years). Compare every resort on our annual dues page.

Copper Creek Annual Dues (2026)

Copper Creek annual dues cover the resort's portion of Wilderness Lodge maintenance, landscaping, property taxes, insurance, and shared amenities. As a resort that opened in 2017, Copper Creek is still relatively new, which means the buildings and infrastructure have not yet needed major renovation work. That newer construction translates to competitive dues for a deluxe-tier resort with boat access to Magic Kingdom. Copper Creek and Boulder Ridge share certain facility costs, and the combined cost structure benefits both sections.

Contract Size Per-Point Dues Annual Total
100 Points$9.02$902
150 Points$9.02$1,353
200 Points$9.02$1,804

Dues are billed annually by Disney and are subject to change each year. The figures above reflect the 2026 assessment.

Location & Transportation

Copper Creek is located within Disney's Wilderness Lodge on the shores of Bay Lake, directly across the water from Magic Kingdom. The resort occupies the newer wing of Wilderness Lodge and also includes the standalone Cascade Cabins along the waterfront. The entire complex is surrounded by dense pine forest and designed to evoke the great national park lodges of the American Northwest.

Boat Service: The Wilderness Lodge boat dock serves both Copper Creek and Boulder Ridge guests. Ferries run to Magic Kingdom and the Contemporary Resort throughout the day, departing approximately every 20 minutes. The ride to Magic Kingdom takes about 10 minutes and is one of the most scenic commutes at Walt Disney World. You can see the castle and Space Mountain from the boat as you approach.

Bus Service: Complimentary buses connect Wilderness Lodge to Epcot, Hollywood Studios, Animal Kingdom, Disney Springs, and both water parks. The bus stop is located at the front of the resort near the main entrance. Because Wilderness Lodge is a compact resort (unlike sprawling properties like Saratoga Springs), there is only one bus stop, which means faster loading and departure times.

Cascade Cabin Access: The Cascade Cabins sit along the waterfront between the main lodge and Fort Wilderness. Cabin guests can walk to the main lodge in about 5 to 8 minutes via a paved path, or they can use a dedicated golf cart service that runs between the cabins and the lobby.

Walking & Biking: A paved nature trail connects Wilderness Lodge to Fort Wilderness Resort and Campground (about 1 mile). Bike rentals are available, and the trail passes through forested areas along Bay Lake. You can also access the boat from Fort Wilderness to Magic Kingdom as an alternative route.

Copper Creek DVC Room Types

Copper Creek is one of the most versatile DVC resorts when it comes to room options. It offers five distinct accommodation types, from compact studios to standalone waterfront cabins, giving buyers flexibility to match their vacation style with the right room category.

Deluxe Studios (340 sq ft, sleeps 4): Each studio features a queen bed, a pull-down single bed (Murphy bed style), a sleeper sofa, and a kitchenette with a mini-fridge, microwave, coffee maker, and toaster. The design uses warm copper accents, natural wood tones, and stone-inspired textures that tie into the lodge aesthetic. Studios include a split bathroom with a separate vanity area.

One-Bedroom Villas (690 sq ft, sleeps 4-5): A master bedroom with a king bed, a living area with a queen sleeper sofa, a full kitchen with granite countertops, stainless steel appliances, and a washer/dryer in the unit. The master bathroom has a walk-in shower and a separate soaking tub. One-bedrooms also include a private balcony or patio.

Two-Bedroom Villas (1,080 sq ft, sleeps 8-9): These combine the one-bedroom layout with an adjoining studio, giving you two bathrooms, a full kitchen, washer/dryer, and dedicated space for larger groups. The second bedroom typically has a queen bed plus a sleeper sofa.

Grand Villas (2,049 sq ft, sleeps 12): Three bedrooms, four bathrooms, a full kitchen, a dining area that seats 8, and a spacious living room. Grand Villas at Copper Creek are on the upper floors and offer views of Bay Lake or the surrounding forest. These require a large number of points and are best suited for multi-generational family trips or group vacations.

Cascade Cabins (2-bedroom, sleeps 8): These are the crown jewel of Copper Creek. Each cabin is a standalone waterfront unit on Bay Lake with two bedrooms, two bathrooms, a full kitchen, a screened-in porch, a private outdoor deck, and a hot tub. Cabins are approximately 1,600 square feet of indoor space plus the outdoor living areas. They offer a completely private vacation experience that feels nothing like a hotel. Cascade Cabins require the most points of any DVC accommodation, and during peak season, a single week can cost 300 to 400+ points.

Copper Creek DVC Resale: Pros & Cons

Pros

  • Long contract term expiring 2068, over 42 years of remaining use
  • Unique Cascade Cabins with private deck, hot tub, and Bay Lake waterfront
  • Boat service to Magic Kingdom, roughly 10 minutes from dock to gate
  • Five room types from studios to Grand Villas plus waterfront cabins
  • Unrestricted resort with full booking access at all 16 DVC properties
  • Newer 2017 construction with modern finishes and low maintenance dues

Cons

  • Higher resale prices at $130 to $155 per point compared to budget resorts
  • Cascade Cabins require 300 to 400+ points per week during peak season
  • No monorail access; bus is the only option for Epcot, Hollywood Studios, and Animal Kingdom
  • Studios at 340 sq ft are smaller than Old Key West (390 sq ft) or Saratoga Springs (355 sq ft)
  • Disney exercises ROFR more frequently on Copper Creek than on lower-priced resorts

Recreation & Amenities at Copper Creek

Copper Creek guests enjoy full access to all Wilderness Lodge amenities, shared with Boulder Ridge. The resort's common spaces are anchored by the iconic six-story lobby with its 82-foot stone fireplace, exposed timber beams, and Native American-inspired artwork. The lobby is one of the most photographed spaces at Walt Disney World and sets the tone for the entire resort experience.

Copper Creek Springs Pool: The main pool is designed to look like a natural hot spring emerging from the rocky landscape. It features a zero-entry gradual slope on one side, a 67-foot waterslide built into the boulders, a children's splash area, and two hot tubs. The pool area is surrounded by mature pines and themed rock formations, giving it a genuine wilderness atmosphere. Pool towels, loungers, and poolside beverage service are complimentary.

Boulder Ridge Cove Pool: A smaller, quieter pool available to all Wilderness Lodge guests. This is the preferred option for couples and adults who want a calmer swim without the water slide and kids' activities at the main pool.

Whispering Canyon Cafe: The resort's signature family-style restaurant where servers encourage playful chaos and the all-you-can-eat Skillets are legendary. Breakfast, lunch, and dinner are served, and the atmosphere is lively. This is one of the most popular character-free dining experiences at Walt Disney World.

Geyser Point Bar & Grill: An open-air waterfront restaurant on Bay Lake that serves craft cocktails, smoked meats, artisan flatbreads, and seasonal entrees. The views of Bay Lake at sunset are outstanding, and the relaxed atmosphere makes it a go-to spot for couples and families alike. Walk-up seating is available, but reservations are recommended for dinner.

Storybook Dining at Artist Point: A character dining experience featuring Snow White, the Evil Queen, Dopey, and Grumpy in a refined Pacific Northwest setting. The multi-course prix fixe meal includes dishes like the Hunter's Pie and the Poison Apple dessert. Reservations are essential and often book up 60 days in advance.

Fire Rock Geyser: The resort's man-made geyser erupts on the hour from morning through evening, shooting water approximately 120 feet into the air. It is modeled after Old Faithful at Yellowstone and is a signature feature of the resort.

Marina, Bike Rentals & Nature Trail: Wilderness Lodge has a marina where you can rent kayaks, canoes, and small motorboats. Bike rentals are available for the paved trail that connects to Fort Wilderness (about 1 mile). The trail runs through pine forest along Bay Lake and is popular for morning jogs and afternoon rides.

Frequently Asked Questions: Copper Creek DVC

What are Copper Creek Cascade Cabins?

Cascade Cabins are standalone two-bedroom waterfront units on Bay Lake. Each cabin is approximately 1,600 square feet of indoor living space with a private outdoor deck, screened-in porch, hot tub, full kitchen, washer/dryer, and two full bathrooms. They sleep up to 8 guests and offer a completely private vacation experience on the water. During peak season, a week in a Cascade Cabin costs 300 to 400+ points, making them the most point-intensive accommodation in the entire DVC system.

Is Copper Creek better than Boulder Ridge?

It depends on your priorities and budget. Copper Creek offers five room types (studios through Grand Villas plus Cascade Cabins) and a contract that runs until 2068, giving you over 42 years of remaining use. Boulder Ridge offers studios only with a 2042 expiration but costs $80 to $100 per point compared to Copper Creek's $130 to $155. Both share all Wilderness Lodge amenities, restaurants, and transportation. If you need larger rooms or want a longer ownership term, Copper Creek is the better fit. If you primarily book studios and want to minimize upfront cost, Boulder Ridge is the smarter buy.

When does Copper Creek expire?

Copper Creek contracts expire on January 31, 2068. That is one of the longest remaining terms in the DVC system, with over 42 years of use from 2026. The long contract term is a significant selling point for families buying DVC for younger children or for buyers who want to maximize the total value of their investment over decades of vacations.

How many points do I need for a Cascade Cabin?

Cascade Cabins are the most point-intensive rooms in DVC. During the Adventure season (value dates), a cabin costs around 36 points per night. During the Dream season (peak dates like Christmas week), that jumps to about 60 points per night. A full week during the Choice season (moderate) runs approximately 280 to 315 points. Most cabin owners buy large contracts of 250+ points or combine points from multiple contracts to afford cabin stays.

Does Disney exercise ROFR on Copper Creek?

Yes. Disney exercises Right of First Refusal on Copper Creek more frequently than on older, lower-priced resorts. Because Copper Creek has a long contract term and strong demand, Disney has an incentive to repurchase contracts at below-market prices and resell them at direct-purchase rates. Contracts priced below $125 per point have a higher chance of being taken by Disney. Pricing in the $135 to $155 range typically passes ROFR. Our brokerage monitors ROFR activity closely and can help you price your offer competitively while minimizing the risk of Disney exercising their right.

What is the difference between Copper Creek studios and one-bedrooms?

Studios are 340 square feet with a kitchenette (mini-fridge, microwave, coffee maker) and sleep 4 guests. One-bedrooms are 690 square feet with a separate master bedroom, a full kitchen with full-size appliances, a washer/dryer, and a private balcony. One-bedrooms sleep 4 to 5 guests. The jump from studio to one-bedroom roughly doubles your nightly point cost but also doubles your living space and adds a full kitchen, which many families consider essential for trips longer than 3 or 4 nights.

Can I rent out my Copper Creek points?

Yes. DVC owners can rent their points to non-members, and Copper Creek points tend to rent at a premium because of the resort's popularity and long contract term. Rental rates typically range from $18 to $22 per point, depending on the season and how far in advance the booking is made. Renting points in years when you cannot travel is a common strategy to offset annual dues. Our brokerage can help connect you with the DVC rental market if needed.

What views are available at Copper Creek?

Copper Creek villas offer two main view categories: Standard View and Nature/Lake View. Standard View rooms look out over parking areas, rooftops, or interior courtyard spaces. Nature and Lake View rooms face the forest, Bay Lake, or the resort's natural landscape. Lake-facing rooms on higher floors can see Magic Kingdom fireworks at night. View category does not affect point cost at Copper Creek the way it does at some other DVC resorts.

Is Copper Creek a good long-term investment?

Copper Creek is one of the strongest long-term values in DVC resale. The 2068 expiration means you are buying 42+ years of vacations. At $140 per point for a 150-point contract, your upfront cost is $21,000 plus closing costs and the $500 Disney (CAF) Club Activation Fee. Spread over 42 years, that works out to about $500 per year in amortized purchase cost, plus $1,353 in annual dues, for a total annual cost of ownership around $1,853. A comparable cash-rate room at Wilderness Lodge runs $450 to $700 per night, so even a single 5-night trip per year through DVC saves you thousands compared to booking at the front desk.

How does the resale closing process work?

The typical closing timeline for Copper Creek resale is 45 to 60 days. After your offer is accepted, the contract is submitted to Disney for Right of First Refusal review, which takes up to 30 days. If Disney waives ROFR, a licensed title company handles the closing documents, and Disney transfers the membership and points into your account. Working with a licensed DVC resale broker ensures the entire process is handled properly and all Florida real estate requirements are met.

Why Buy Copper Creek DVC Resale

Copper Creek is one of the most sought-after DVC resorts on the resale market, and for good reason. It combines a long contract term (2068), one of the most beautiful resort settings at Walt Disney World, boat access to Magic Kingdom, and a diverse lineup of room types that includes the one-of-a-kind Cascade Cabins. For buyers who want a resort that will serve their family for decades, Copper Creek checks nearly every box.

The 2068 expiration is a major factor in Copper Creek's appeal. With over 42 years of remaining use, buyers are purchasing a genuine multi-generational asset. Parents buying today can reasonably expect their children to inherit and use the membership well into the 2060s. That kind of long-term value is difficult to find in the DVC system outside of the newest resorts.

From a cost perspective, Copper Creek resale contracts trade between $130 and $155 per point. That is significantly less than buying direct from Disney, where current pricing exceeds $225 per point. For a 150-point contract at $140 per point, the total purchase price is $21,000 plus closing costs and Disney's $500 Club Activation Fee (CAF). Annual dues at $9.02 per point add $1,353 per year. While Copper Creek is more expensive than budget options like Old Key West or Boulder Ridge, the longer contract term means you are paying less per year of ownership when you spread the cost over the full 42+ years.

The Cascade Cabins deserve special attention. These standalone waterfront units are unlike anything else in DVC. Private hot tub, screened-in porch, full kitchen, two bedrooms, and a deck overlooking Bay Lake. They cost a premium in points (300 to 400+ per week during peak season), but for families who want a truly unique Disney vacation experience, the cabins are worth the investment. Many of our buyers purchase larger Copper Creek contracts specifically to afford cabin stays at least once a year.

Copper Creek is unrestricted on the resale market, giving you full booking access at all 16 DVC resorts worldwide. You get your 11-month home resort priority at Wilderness Lodge and 7-month access to the entire system. This flexibility is valuable for families who like to rotate between different resorts across multiple trips.

Our brokerage has handled numerous Copper Creek transactions, and we know the ROFR patterns, the pricing sweet spots, and the timing strategies that help buyers close successfully. If you are interested in Copper Creek, browse our current listings below or submit a special request with your target price and contract size. We will reach out as soon as a matching contract becomes available.

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\nLINKS: Cost to Sell|\/cost-to-sell-dvc \u003E Compare Brokers|\/compare-dvc-brokers \u003E List My Membership|\/sell-dvc","What is the 0 Club Activation Fee?":"The Disney Club Activation Fee, or CAF, is a one-time fee Disney charges to activate your membership on a resale purchase. It is fixed, the same no matter which contract you buy.\nRING: 0|one time|Fixed buyer cost, identical on every resale contract\n[See how buyer costs fit together](\/dvc-sales-business-plan)","Should I sell or rent out my points instead?":"Both work, so it comes down to whether you want a one-time cash sale or prefer to hold the membership and offset your dues by renting each year.\nCHOICES: Sell|One-time cash sale, no upfront cost, buyer usually found in about 30 days|green \u003E Rent|Keep the membership and offset dues yearly, use an escrow service to stay safe|navy\n[See What Yours Is Worth](\/dvc-resale-value-calculator)","Am I locked in, or can I take my listing down?":"You are never locked in. If you ever want your membership off the market, one click deactivates your listing, and one click puts it back. No cancellation fees, no penalties.\nCHOICES: List it|No upfront cost to list|green \u003E One-click toggle|Deactivate or reactivate anytime|navy \u003E No penalties|No cancellation fees, ever|green\n[List Your Contract](\/sell-dvc)","Do I get member discounts on resale?":"No, Disney reserves some discounts and perks for direct buyers, and those policies can change. You still get the full core membership: your points, booking windows, and home resort priority all work exactly like direct.\nCHOICES: You get|The full core membership|green \u003E Reserved for direct|Some discounts and Moonlight Magic|yellow\n[How Buying Works](\/how-it-works-buyer)","How do I list my contract?":"Head to our sell page, add your contract details, and you are live in about a minute with no upfront cost.\nTIMELINE: Gather details|Resort, points, use year, point balances \u003E Set your price|Your asking price per point \u003E Go live|Listed in about a minute\n[List your contract](\/sell-dvc)","Can I sell it later if I change my mind?":"Yes, DVC contracts resell on a healthy market, and there are no upfront or hidden fees to list with us. Our free appraisal tool can show you what a contract would be worth.\n[Check a contract\u0027s value](\/dvc-resale-value-calculator)","Do I need a lawyer to buy?":"Most buyers do not use an attorney. In ten years we have seen it only once or twice, because our contract is written in plain language for people, not lawyers. We never discourage a review, but we recommend you take the time to read the contract first.\nCHOICES: Read the contract first|Plain language, written to be clear|green \u003E Bring an attorney|Always welcome, your call|navy\n[How Buying Works](\/how-it-works-buyer)","What does the buyer pay for?":"The buyer covers three fixed items, so the only thing they can negotiate is your price per point.\nICARDS: doc|Closing Costs|The buyer pays the closing costs \u003E castle|Activation Fee|A one-time 0 Disney Club Activation Fee \u003E coins|Dues Reimbursement|They repay you for this year\u0027s bankable points they receive\n[See the full breakdown](\/dvc-sales-business-plan)","What happens if the buyer backs out?":"You are not stuck. Your contract goes right back on the market and we find you another buyer, with no upfront or hidden fees on your end.\nTIMELINE: Buyer backs out|The deal falls through \u003E Back on market|We relist your contract right away \u003E New buyer|Competitively priced contracts usually sell in about 30 days\n[List Your Contract](\/sell-dvc)","Should I avoid listings with foreign sellers?":"If you live in the US, not at all. A non-US seller is no problem, and the title company handles the extra tax steps.\nCHOICES: You live in the US|No problem at all|green \u003E You live outside the US|Budget about 0 for an ITIN if you do not have one|yellow\n[Browse Listings](\/dvc-resale-listings)","What is the estoppel fee?":"It is a 0 fee paid to Disney at closing to verify your membership details and available points before the transfer is final. Nothing is due upfront.\nRING: 0|at closing|Disney estoppel fee, nothing due upfront\nLINKS: Cost To Sell|\/cost-to-sell-dvc \u003E Sell My Contract|\/sell-dvc","Do all brokers show the same listings?":"No. We are the only broker in the industry that shows not just our own listings, but every listing from all the major DVC brokers, so you compare the whole market in one place. We earn nothing if you buy another broker\u0027s listing we show.\nhttps:\/\/dvcsales.com\/dvc-resale-listings","Can I sell just part of my contract?":"Each contract has its own deed, so it sells as a whole. If you own more than one, you can sell one and keep the rest.\nICARDS: contract|One contract|Sells as a whole, on its single deed \u003E contracts|Multiple contracts|Sell one, keep the others\n[See What Yours Is Worth](\/dvc-resale-value-calculator)","Can you alert me when a match comes in?":"Yes. Think of it as a saved search that works for you, with no cost and no obligation.\nICARDS: doc|Tell us|Resort, points, use year, and your max price per point \u003E timer|We watch|We track every new contract as it comes in \u003E deposit|You\u0027re alerted|Email and text within minutes of a match\n[Set Up a Special Request](\/dvc-special-request)","Does it cost me more to buy through you?":"You never pay us a commission, and we charge no buyer\u0027s admin fee. Your price is simply the price per point times the number of points on the contract, and that price per point is the only thing you negotiate.\nCHOICES: Closing Costs|0 to 0, by price and state|navy \u003E Club Activation Fee|0 one time to Disney|navy \u003E Dues Reimbursement|The current year\u0027s bankable points you receive|navy","What do I have to sign, and can I do it electronically?":"You sign the sale contract, and the title company handles the closing paperwork. Everything is done electronically, so nothing to print, notarize, or mail. Every owner on the deed signs if they are available; if not, we will need a death certificate or a power of attorney.\nICARDS: sign|Sale Contract|You e-sign the agreement with the buyer \u003E doc|Every owner signs|If an owner cannot sign, we need a death certificate or power of attorney \u003E handshake|Done|Sign from anywhere, on any device\n[Get Started](\/sell-dvc)","How far ahead can I book?":"You get extra time at your home resort, the one your contract is deeded at. You can book it up to 11 months ahead, while every other resort opens at 7 months.\nTIMELINE: 11 months out|Your home resort, the one you are deeded at \u003E 7 months out|Any other DVC resort \u003E Anytime after|Add nights or waitlist if space opens \u003E Check-in day|Enjoy your stay\n[How Buying Works](\/how-it-works-buyer)","What if my contract is in two names?":"That\u0027s common. Every owner listed on the deed signs the sale and closing documents, and the title company collects it all electronically.\nICARDS: doc|Both Owners|Everyone on the deed signs \u003E sign|E-Sign|Documents go to each person digitally \u003E handshake|From Anywhere|Each owner can sign wherever they are\n[Get Started](\/sell-dvc)","I live outside the US, can I still sell?":"Yes, sellers close from all over the world, all electronically, so you never appear in person. As a non-US resident, FIRPTA withholding always applies at closing.\nCARDS: Selling from abroad|What to expect|handled at closing \u003E ##Signing \u003E All documents electronic|no in-person \u003E ##FIRPTA always applies \u003E A withholding, not a tax|Held at closing and sent to the IRS toward any tax you owe on a net gain from the sale \u003E ITIN if needed|around 0\n[FIRPTA details](\/firpta)","What\u0027s actually in the annual dues?":"Dues cover the resort\u0027s operating budget, charged as a set amount per point and billed once a year in January. You can pay yearly or by monthly automatic debit.\nICARDS: castle|Upkeep|Maintenance and future refurbishment reserves \u003E handshake|Staffing|The people who run the resort \u003E doc|Insurance and Taxes|Property coverage and taxes \u003E coins|Reserves|Set aside for the years ahead\n[How Buying Works](\/how-it-works-buyer)","What if I still have a loan on the contract?":"No problem. Any loan balance is paid off at closing right out of your sale proceeds, so you never settle it separately beforehand.\nTIMELINE: You Sell|Loan stays in place, nothing due upfront \u003E Closing|Payoff comes out of your proceeds \u003E Paid|You receive the net after loan and 6.9%\n[See What Yours Is Worth](\/dvc-resale-value-calculator)","Do I get an actual deed and title insurance?":"Yes. Every DVC resale closing is the same, so you receive a recorded deed and a title insurance policy.\nICARDS: doc|Recorded Deed|Real estate ownership recorded in the resort\u0027s county \u003E stamp|Title Insurance|A policy protecting your ownership \u003E handshake|Handled for You|The title company records it all at closing\n[How Buying Works](\/how-it-works-buyer)","How much cheaper is resale than buying direct?":"Resale saves you around 50% versus buying direct from Disney. Every year the secondary market grows as more families discover those savings.\nRING: 50%|savings|resale vs buying direct\n[Browse Listings](\/dvc-resale-listings)","Why should I list with you instead of another broker?":"Low commission, no upfront or hidden fees, honest guidance from a licensed brokerage that does DVC exclusively, and a real status tracker.\nCARDS: Listing with us|Whats included|no upfront cost \u003E ##Commission \u003E 6.9%|lowest in the industry \u003E ##Fees to you \u003E No upfront fee| \u003E No hidden fees| \u003E ##Speed \u003E Competitively priced contracts|sell in about 30 days\n[See what yours is worth](\/dvc-resale-value-calculator)","How do I protect myself from wire fraud?":"The title company that handles your closing is a third party with a set procedure to protect your funds. They confirm wire details with you directly and never change them by email.\nICARDS: bank|A trusted third party|A licensed title company holds and moves the funds \u003E doc|A set procedure|They verify wire details with you directly, never by email \u003E wire|Confirm by phone|Always confirm instructions at a number you already know\n[Talk With Our Team](\/contact-us)","Should I take a guaranteed offer or list it?":"It comes down to speed versus price. A guaranteed offer is fast and certain; listing usually brings more if you can wait a bit.\nCHOICES: Guaranteed Offer|Speed and certainty, no waiting for a buyer|green \u003E List It|Often a higher price, buyer typically in about 30 days|navy\n[Get A Guaranteed Offer](\/instant-sale)","Can I list with you and still try to sell it myself?":"Yes, absolutely. Our listing agreement is non-exclusive, so you can keep trying on your own at the same time, with no upfront and no hidden fees.\nCHOICES: You find the buyer|Great, sell it yourself|green \u003E We bring the offer|We handle the deal, 6.9% applies|navy\n[Get started](\/sell-dvc)","Who holds my deposit?":"We never handle any of your money. Every dollar is secured by an attorney-owned, licensed and insured title company, the same way funds are handled when you buy a home in Florida.\nICARDS: bank|Held in escrow|Attorney owned, licensed and insured title company \u003E handshake|Never us|DVC Sales never touches your funds \u003E doc|Like a home purchase|The same trusted process as Florida real estate\n[How Buying Works](\/how-it-works-buyer)","When is the last day to bank my points?":"Banking is not automatic, you request it through Disney. You have until the last day of the 8th month of your Use Year. Here is every Use Year with the days left to bank from today:\nBANKTABLE\n[How Buying Works](\/how-it-works-buyer)","Where will my listing appear and how do buyers find it?":"Your listing appears on our site and on all three major DVC aggregate sites, the MLS of DVC resale, so buyers see it everywhere they shop. We even own one of those three, to make sure your listing gets seen.\nICARDS: castle|Our site|Active buyers browse daily \u003E doc|All 3 MLS sites|Visible on every major aggregate \u003E handshake|We own one|To ensure your listing gets seen\n[List Your Contract](\/sell-dvc)","When\u0027s my deadline to bank points before I list?":"Banking is not automatic, you request it through Disney. You have until the last day of the 8th month of your Use Year. Here is every Use Year with the days left to bank from today:\nBANKTABLE\n[See What Yours Is Worth](\/dvc-resale-value-calculator)","Can I borrow points?":"Yes. At any time, members can borrow up to 100% of next year\u0027s points for a reservation. You can also bank unused points from your current Use Year into the next year.\nCOINS: borrow\n[How Buying Works](\/how-it-works-buyer)","Can I still use my points while it\u0027s listed?":"You can, as long as you are not yet under contract. Buyers choose your listing based on its current available points and a 35 to 45 day close, so a trip changes both.\nICARDS: calendar|Take your trip|Only before you are under contract \u003E coins|Update your points|Tell us your check-out date so we revise available points \u003E timer|Closing shifts|We move closing to after your check-out\n[List Your Contract](\/sell-dvc)","Can I bank my points?":"Yes. You can bank unused points from your current Use Year into the next year, any time in the first 8 months of your Use Year, so they are not lost. You can also borrow up to 100% of next year\u0027s points to use now.\nCOINS: bank\n[How Buying Works](\/how-it-works-buyer)","What does Disney check during estoppel?":"Estoppel is Disney\u0027s official statement to the title company. It confirms your account and lists anything that must be paid from your proceeds at closing.\nICARDS: doc|Your account|Disney confirms your membership and points \u003E bank|Loan or mortgage balance|Any payoff still owed on the contract \u003E coins|Annual dues owed|Any unpaid dues or maintenance fees \u003E handshake|Settled at closing|The title company pays these from your proceeds\n[Cost To Sell](\/cost-to-sell-dvc)","How much are the annual dues?":"Annual dues are set per point by each resort, so the rate depends on which resort you own. Across DVC they run roughly to per point per year. Tell me the resort and I can give you its exact figure.\nICARDS: coins|Per point|A set amount for each point you own \u003E calendar|Once a year|Billed in January, or monthly by automatic debit \u003E castle|By resort|Each resort sets its own rate\n[See resort dues](\/dvc-annual-dues)","How do you keep my money safe from wire fraud?":"The title company that handles your closing is a third party with a set procedure to protect your funds. They confirm wire details with you directly and never change them by email.\nICARDS: bank|A trusted third party|A licensed title company holds and moves the funds \u003E doc|A set procedure|They verify wire details with you directly, never by email \u003E wire|Confirm by phone|Always confirm instructions at a number you already know\n[Talk With Our Team](\/contact-us)","How much is the deposit and when is it due?":"Your deposit is due shortly after you and the seller both sign, and it is held in escrow by the title company, never by us. The exact amount is set in your agreement.\nICARDS: sign|After signing|Due once both sides have signed \u003E bank|Held in escrow|By the title company, not DVC Sales \u003E doc|On your agreement|The exact amount is spelled out there\n[Talk With Our Team](\/contact-us)","Who holds the buyer\u0027s deposit?":"The title company holds the buyer\u0027s deposit in escrow, never DVC Sales, so the funds stay protected and neutral for both sides.\nICARDS: bank|In escrow|The title company handling your closing holds the deposit \u003E handshake|Neutral|Protected for both sides until the deal is complete \u003E wire|Paid out|Your proceeds are wired directly to you at closing\n[Cost To Sell](\/cost-to-sell-dvc)","Who pays the 0 Club Activation Fee?":"The buyer pays it. It is a one-time 0 fee from Disney, the same on every resale contract, to activate your membership.\nRING: 0|one time|Paid by the buyer on every resale contract\n[How Fees Work](\/dvc-sales-business-plan)","Do I need to cancel anything with Disney after I sell?":"No. On closing day, once the title transfers, our title company notifies Disney. That notice tells Disney to stop any recurring auto-debits from your bank account, whether for a loan or annual dues.\nICARDS: stamp|Title transfers|Ownership moves to the buyer on closing day \u003E doc|Disney is notified|Our title company sends Disney the transfer notice \u003E bank|Debits stop|Disney ends recurring loan or dues payments from your account\n[Talk With Our Team](\/contact-us)","How long does ROFR take?":"Disney\u0027s ROFR review takes up to 30 days, and they usually reply in the final 10. Most contracts pass straight through to closing.\nRING: 30|days|Disney\u0027s ROFR window, a reply usually in the final 10\nLINKS: How Buying Works|\/how-it-works-buyer \u003E Inventory for Sale|\/dvc-resale-listings","Can my spouse get the updates too?":"Yes. On your profile page, select the Edit button and confirm your spouse\u0027s email address is correct. From then on they are copied on all correspondence.\nICARDS: handshake|One shared account|You both use a single login, no duplicate account \u003E doc|Tap Edit on your profile|Add or confirm your spouse\u0027s email address \u003E deposit|Copied on everything|They receive every email and offer notice\n[Talk With Our Team](\/contact-us)","What is ROFR?":"ROFR is Disney\u0027s Right of First Refusal. Once a buyer and seller agree on a price, Disney reviews the contract and either lets the sale go through or steps in and buys it at that same price. The vast majority of the time it passes straight through.\nPIE: Sale goes through|98 \u003E Disney buys it back|2||2026: only 2 bought back\nFORK: Disney reviews the contract \u003E Disney passes|The sale goes through at the agreed price|green \u003E Disney buys it back|Disney takes the contract at that same price|amber\n[How DVC Works](\/how-dvc-works)","How do I change or edit my asking price?":"Yes, you can change your asking price any time from your profile. Open your listing, edit the asking price, and save, it updates on your listing right away.\nICARDS: doc|Open your profile|Go to your listing \u003E coins|Edit the price|Set your new asking price \u003E stamp|Save|It updates on your listing right away\n[Go to your profile](\/profile)","Can I call you?":"Absolutely! We would be happy to take your call and connect you with a licensed real estate agent.\nPHONE: (407) 205-1435","Do I have to notify Disney I am selling my membership?":"You do not have to. Once we have a fully signed agreement, we present it to Disney for their review. Disney then has up to 30 days to decide whether to step in and be the purchaser, matching all the terms of the contract. Either way your sale proceeds, and you receive the exact same dollar amount whether it comes from the buyer or from Disney.\nFORK: Your proceeds are the same either way \u003E ,125|for example\/\/Paid to you at closing from the buyer|green \u003E ,125|for example\/\/Paid to you at closing from Disney|amber\n[List Your Contract](\/sell-dvc)","Should I apply for a loan before or after I submit an offer?":"You can do either, but many buyers get pre-approved first so they know their budget and can move quickly once an offer is accepted. Financing is your own arrangement, it does not change the price you offer.\n[Our Financing page](\/dvc-financing)"}; window.DVH_RESORTS = [{"id":1,"n":"Animal Kingdom","d":210,"r":108},{"id":2,"n":"Aulani","d":243,"r":96},{"id":4,"n":"Bay Lake Tower","d":275,"r":135},{"id":5,"n":"Beach Club","d":275,"r":137},{"id":6,"n":"Boardwalk","d":240,"r":118},{"id":7,"n":"Boulder Ridge","d":215,"r":99},{"id":19,"n":"Cabins at Fort Wilderness","d":243,"r":123},{"id":8,"n":"Copper Creek","d":250,"r":143},{"id":18,"n":"Disneyland Hotel","d":248,"r":148},{"id":9,"n":"Grand CA","d":310,"r":250},{"id":10,"n":"Grand Floridian","d":230,"r":165},{"id":11,"n":"Hilton Head","d":165,"r":64},{"id":12,"n":"Old Key West","d":205,"r":86},{"id":13,"n":"Old Key West(57)","d":205,"r":97},{"id":14,"n":"Polynesian","d":243,"r":166},{"id":15,"n":"Riviera","d":243,"r":118},{"id":16,"n":"Saratoga Springs","d":205,"r":103},{"id":17,"n":"Vero Beach","d":150,"r":49}]; window.DVH_COMMISSION = "6.9%"; // Whether DV (the AI assistant) is enabled, rendered server-side so the widget // knows on first paint and never flashes the "we're away, leave a message" form // before /chat/status confirms DV is on duty. Mark, Aug 8. window.DV_AI_ENABLED = true;
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