Saratoga Springs is the largest DVC resort with over 800 units, themed after the horse country of upstate New York. It sits across the lake from Disney Springs with walking and boat access to the shops and restaurants. The resort is spread out, so you'll use the internal bus system to get around.
Contracts expire in 2054, giving you about 28 years. Resale prices run $90 to $115 per point, which is moderate. Annual dues are roughly $9.19 per point. For a 150-point contract, you're paying about $1,379 per year in maintenance fees while the same points at Animal Kingdom Villas would cost $1,524.
Saratoga Springs has competitive dues and is one of the more affordable entry points in the DVC system.
It's an unrestricted resort, so resale buyers get full booking access at all 16 DVC properties. The Treehouse Villas are standalone elevated units in a wooded area and they're completely unique in the DVC system. ROFR risk is low. We recommend Saratoga Springs to buyers who are focused on total cost of ownership. The resale price gets you in the door at a reasonable cost, and the resort's size means there's always good availability.
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Saratoga Springs DVC Resale Listings
9 active contracts from DVC Sales · Updated Aug 9, 2026
This is the full Disney Vacation Club point chart for Saratoga Springs: how many points it costs per night for every room type, view, and season. Each cell shows the weeknight rate (Sunday through Thursday) and the weekend rate (Friday and Saturday), plus the total points for a full 7-night week. Points run from about 9 per night for a standard studio in the lowest season up to 131 or more for larger villas and premium views at peak times. Tap a chart to expand it, then zoom and pan to read it.
$9.19/point2026A 150-point contract pays 150 × $9.19 = $1,379 in 2026 dues
Dues have risen about 29% since 2021 (6 years). Compare every resort on our annual dues page.
Saratoga Springs Annual Dues (2026)
Contract Size
Per-Point Dues
Annual Total
100 Points
$9.19
$919
150 Points
$9.19
$1,379
200 Points
$9.19
$1,838
Saratoga Springs consistently has some of the most competitive annual dues in the DVC system. As the largest DVC resort by room count, the maintenance costs are spread across more owners, which helps keep the per-point rate lower than most WDW properties. Historical increases have averaged around 3 to 4 percent per year. These reasonable dues are one of the main reasons Saratoga Springs remains a top recommendation for first-time DVC buyers.
Location & Transportation
Disney's Saratoga Springs Resort & Spa occupies a sprawling 65-acre property on the eastern shore of Village Lake, directly across from Disney Springs. The resort is divided into five distinct sections: The Springs (main building area with the lobby and primary pool), The Paddock, The Carousel, The Grandstand, and Congress Park. Congress Park is the closest section to Disney Springs, with some rooms sitting just a five-minute walk from the shopping and dining district. The Treehouse Villas occupy their own separate area on a wooded island connected by a bridge.
The headline transportation perk at Saratoga Springs is walking access to Disney Springs. From Congress Park, the walk takes about five minutes. From The Springs or The Paddock, plan on 10 to 15 minutes depending on your pace. There is also a boat service that runs between the resort's dock and Disney Springs throughout the day and evening. For the four theme parks, Saratoga Springs uses Disney bus transportation exclusively. Buses run to Magic Kingdom, Epcot, Hollywood Studios, Animal Kingdom, and both water parks at regular intervals starting about 45 minutes before park opening through roughly one hour after park close.
Because the resort is so large, internal bus stops are spread throughout the property. The Springs section has the main bus stop, but satellite stops at The Paddock, The Carousel, The Grandstand, and Congress Park mean you may experience a few extra minutes of on-property stops before heading to the parks. Many owners who stay in the farther sections drive their own car and use the theme park parking lots instead. The resort is located off Buena Vista Drive, about a 10-minute drive from Magic Kingdom's parking plaza and roughly 5 minutes from Epcot's main entrance.
Saratoga Springs DVC Room Types
Deluxe Studios at Saratoga Springs are approximately 355 square feet and sleep up to four guests. They include a queen bed, a double-size sleeper sofa, a kitchenette with a microwave, mini-fridge, and coffee maker. The bathroom has a single sink and a tub/shower combination. Studios are the most popular room type for couples and small families visiting the parks, as they use the fewest points per night.
One-Bedroom Villas offer approximately 714 square feet of living space and sleep four to five guests. The master bedroom has a king bed, and the living area has a queen sleeper sofa. These villas include a full kitchen with a stove, oven, full-size refrigerator, dishwasher, and all standard cookware and utensils. A washer and dryer are included in the unit. The master bathroom has a large soaking tub and a separate walk-in shower.
Two-Bedroom Villas come in at roughly 1,075 square feet and sleep eight to nine guests. They combine a one-bedroom villa with a studio via a connecting door, giving you a full kitchen, washer/dryer, two full bathrooms, and plenty of room for larger families or groups. Grand Villas are the largest standard room type at approximately 2,113 square feet across two levels, with three bedrooms, four bathrooms, a full kitchen, and capacity for twelve guests.
Treehouse Villas are the signature accommodation at Saratoga Springs. These are standalone three-bedroom units elevated on pedestals among a forested wetland area. Each treehouse is roughly 1,074 square feet and sleeps up to nine guests. They include a full kitchen, two bathrooms, a washer/dryer, and a wraparound porch surrounded by trees. The treehouse section has its own bus stop and a quiet pool. These units require significantly more points than standard rooms, typically 398 points per week during regular season for a weeklong stay, compared to about 119 for a studio in the same period.
Saratoga Springs DVC Resale: Pros & Cons
Pros
✓Walking distance to Disney Springs with 100+ restaurants and shops
✓Competitive annual dues at $9.19 per point, among the lowest at WDW
✓Treehouse Villas offer a one-of-a-kind DVC experience in an elevated woodland setting
✓Largest DVC resort means best room availability, even at the 7-month window
✓Strong resale value with a 2054 expiration date giving roughly 28 years of ownership
✓Unrestricted resort with full 7-month booking access at all 16 DVC properties
✓On-site spa, golf course access, and multiple pool areas across the property
Cons
✗Very spread out property. Some buildings are a 15-minute walk from the main pool and lobby
✗Bus-only access to all four theme parks with multiple internal stops adding travel time
✗Less immersive theming compared to newer resorts like Riviera or the Polynesian
✗Treehouse Villas require 300+ points per week, making them impractical for most contract sizes
✗No monorail, Skyliner, or boat access to any theme park
Recreation & Amenities at Saratoga Springs
High Rock Spring Pool is the resort's main pool and one of the best pool complexes in the entire DVC system. It features a zero-entry design with a large, natural rock waterfall and a 125-foot waterslide that winds through a rock formation. The pool area includes a hot tub, a kids' splash area with water jets and small slides, and a poolside bar called On the Rocks that serves cocktails, beer, and quick-service food. Towel service is complimentary. The pool is heated year-round, though it can feel cool during January and February evenings.
Beyond the main pool, each section of the resort has its own quiet pool. The Paddock Pool, Grandstand Pool, and Congress Park Pool are smaller, unthemed pools without waterslides, but they are rarely crowded and perfect for guests who want to swim without the noise and activity of the main pool area. The Treehouse Villas section has its own dedicated pool as well.
Senses Spa is a full-service spa located near the main lobby. It offers massage treatments, facials, body wraps, manicures, and pedicures. The spa has a quiet relaxation room, a sauna, and couples treatment rooms. Appointments can be booked up to 60 days in advance and tend to fill up during peak seasons.
The resort sits adjacent to the Lake Buena Vista Golf Course, a par-72 championship course designed by Joe Lee. DVC members get preferred tee times and discounted green fees. There is also a driving range on property. Horse-drawn carriage rides depart from the resort in the evenings and circle through the property along the lakefront, which is a popular activity for anniversaries and special occasions.
Additional recreation includes tennis courts, basketball courts, shuffleboard, a fitness center with cardio and weight equipment, bicycle and surrey bike rentals, fishing excursions on Village Lake, a community hall with arts and crafts programming, and movie nights under the stars. The resort's walking and jogging paths extend for several miles through wooded areas and along the waterfront, connecting to the Disney Springs walkway.
Why Buy Saratoga Springs DVC Resale
Saratoga Springs is the resort we recommend most often to first-time DVC buyers, and the reasons are straightforward. The combination of competitive annual dues, strong availability, moderate resale pricing, and a long remaining contract makes it the best overall value in the DVC system for buyers who want flexibility. At $95 to $115 per point on the resale market, a 150-point contract runs roughly $14,250 to $17,250 before closing costs. Compare that to Disney's direct pricing of $210+ per point, and you are saving 45 to 55 percent on the purchase alone.
The availability factor is something many first-time buyers underestimate. Saratoga Springs has more DVC rooms than any other resort in the system. That means when you go to book at the 7-month window, there are more rooms to choose from. During value and regular season, you can often find studio and one-bedroom availability even a few weeks out. At smaller resorts like the Polynesian or Beach Club, rooms at the 7-month window can disappear within minutes. Saratoga Springs gives you breathing room in the booking process.
Walking to Disney Springs is a genuine lifestyle benefit. After a long day at the parks, you can stroll over to Disney Springs for dinner at one of 60+ restaurants ranging from fast casual to fine dining. You have access to a movie theater, bowling at Splitsville, retail shopping, and nightlife without getting on a bus or into a car. For owners who use their DVC points for long weekends without park tickets, Disney Springs alone can fill two or three days of activities.
The 2054 expiration gives you roughly 28 years of ownership from today. That is enough time for a young family to use DVC from toddler years through college. If you factor the total cost of ownership over 28 years, including purchase price and cumulative dues, Saratoga Springs consistently comes out as the best per-night value of any WDW DVC resort. We handle dozens of Saratoga Springs transactions every year at our 6.9% commission rate, and we are happy to walk you through the numbers for your specific situation.
Frequently Asked Questions: Saratoga Springs DVC
What are Saratoga Springs Treehouse Villas?
Treehouse Villas are standalone three-bedroom units elevated on pedestals in a forested wetland area. Each treehouse is roughly 1,074 square feet with a full kitchen, two bathrooms, washer/dryer, and a wraparound porch surrounded by trees. They sleep up to nine guests and feel completely removed from the rest of the resort. The catch is that they require significantly more points than standard rooms, typically 398 points per week during regular season compared to 119 for a studio.
Is Saratoga Springs a good first DVC purchase?
Saratoga Springs is one of the most recommended resorts for first-time DVC buyers. It combines low annual dues at $9.19 per point, strong availability as the largest DVC resort, moderate resale prices between $95 and $115 per point, a 2054 expiration that gives you roughly 28 years, and walking access to Disney Springs. For buyers who want the best overall value and are comfortable booking at the 7-month window, it is hard to find a better option.
When does Saratoga Springs expire?
Saratoga Springs contracts expire January 31, 2054. That gives you approximately 28 years of remaining ownership from today. After expiration, the units revert to Disney with no option to extend or renew. Among WDW resorts, Saratoga Springs falls in the middle range for contract length, outlasting Old Key West, Boardwalk, Beach Club, and Hilton Head, but coming in shorter than the Polynesian, Grand Floridian, Riviera, and the newest additions.
How far is the walk from Saratoga Springs to Disney Springs?
It depends on which section of the resort you are staying in. From Congress Park, the walk to Disney Springs is about five minutes. From The Springs, plan on 10 to 12 minutes. From The Paddock or The Grandstand, it is closer to 12 to 15 minutes. The Treehouse Villas are the farthest, at roughly 20 minutes on foot. There is also a boat that runs between the resort dock and Disney Springs throughout the day and evening.
What is the High Rock Spring Pool like?
High Rock Spring is one of the best DVC resort pools. It features a zero-entry design, a natural rock waterfall, and a 125-foot waterslide that winds through a rock formation. The area includes a hot tub, a kids' splash zone, and On the Rocks poolside bar. The pool is heated year-round. During peak season weekends, it can get crowded by mid-morning, so early arrivals get the best lounge chair spots.
Does Disney exercise ROFR on Saratoga Springs contracts?
Disney does exercise ROFR on Saratoga Springs contracts, but at a lower rate than premium resorts like the Polynesian or Grand Floridian. In our experience, contracts priced at or above the current market range of $95 to $115 per point typically pass through without issues. Contracts priced significantly below market may get picked up. The ROFR process takes about 30 days, and we guide every buyer through it.
Which section of Saratoga Springs should I request?
It depends on your priorities. Congress Park is best for walking to Disney Springs. The Springs is closest to the main pool, lobby, and bus stop. The Paddock and The Carousel are quieter mid-range options. The Grandstand is the most remote section but also the quietest. Room requests are not guaranteed, but Disney does their best to accommodate preferences, especially for members booking at the 11-month home resort window.
Can I play golf at Saratoga Springs?
The resort sits adjacent to the Lake Buena Vista Golf Course, a par-72 championship course designed by Joe Lee. DVC members get preferred tee times and discounted green fees. There is a driving range on property as well. The course is a full 18 holes and plays through wooded terrain and along water features. It is not a miniature or pitch-and-putt course.
How does Saratoga Springs compare to Old Key West?
Both resorts offer good value with moderate pricing and reasonable dues. Saratoga Springs has lower dues at $9.19 versus Old Key West at around $10.52. Saratoga Springs also has more room inventory, meaning better availability. Old Key West has slightly larger rooms and a more laid-back Key West theme. Old Key West contracts were recently extended to 2057, giving it a few more years than Saratoga Springs at 2054. Both are unrestricted, so resale buyers get the same booking access.
Is Saratoga Springs a good resort to use as a home base without park tickets?
Saratoga Springs is one of the best DVC resorts for a non-park trip. Walking access to Disney Springs gives you 100+ restaurants, shopping, a movie theater, bowling at Splitsville, and nightlife. The resort has its own spa, golf course, multiple pools, and miles of walking trails. Many owners use their points for long weekends at Saratoga Springs without ever buying a park ticket, and the experience still feels like a Disney vacation.
View Saratoga Springs DVC Listings
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Our DVC Sales agents were Mark and Lori. They were both were very helpful and knowledgeable. Everything went as expected. We highly recommend using dvcsales.com for anyone buying or selling a Disney membership.
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Jake Devereaux
2 months ago
Mark was incredible about helping us with any questions we had during the process of purchasing our first DVC contract. Mark helped us navigate all aspects from making our offer all the way to the close of the deal and getting our points loaded up. We would certainly buy more points here in the future! I highly recommend him and his team.
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Jim Jancel
2 months ago
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Cheryl Griffin
3 months ago
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Gale Liddell
3 months ago
We are DVC members since 2004. Mark and Lori Webb are truly amazing. We have sold and purchased two DVC contracts, Boardwalk and Copper Creek. The process from beginning to end was seamless. It could not have gone any smoother. They both made us so comfortable. They were available 24/7 and returned calls quickly. The whole office staff was efficient and answered all our questions. It was a Magical Experience! Thank you so much!! Ed and Gale Liddell
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Todd Weavil
4 months ago
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Katie Calvo
5 months ago
The process of purchasing my first DVC resale contract was so simple with Mark at DVC sales! The team was great, quick to respond and everything went so smoothly. Would highly recommend to anyone and hope to use them again some day!
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Jennifer Geib
5 months ago
I had a great experience selling my Grand Floridian contract. Mark was super helpful and easy to get in touch with when needed. The website was easy to use and handled the process seamlessly. It was nice to be able to check in on the status tracker. Closing went smoothly and a lot faster than I expected. All around a great experience. I highly recommend DVC Sales!
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Kris Young
5 months ago
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Dustin Ehrlich
6 months ago
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Charles Plaza
6 months ago
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Susan Smith
6 months ago
Very happy with all aspects of working with DVC Sales and this is the second time of using them! Their website is clear and user-friendly and as international sellers, the information on FIRPTA was hugely helpful, particularly the links to all the forms. The whole process from start to finish has been seamless. Wouldn't hesitate to recommend to other sellers as a highly professional company. Thank you Mark!
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Sam Khalil
7 months ago
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Dave Baker
8 months ago
Mark was a great guy to work with while successfully selling my 6 DVC contracts. He definitely knows the DVC business well. He always responded very quickly any time I had questions or needed help with any part of the sales process. He works very hard to earn his commission, especially considering that he has the lowest one around. He is up front about everything with no hidden surprises. I would obviously not hesitate to use his services again.
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Miranda Coulter
8 months ago
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Roberto Bentley
8 months ago
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Hi, I'm DV. I don't take lunch breaks, so ask away. Buying or selling?
\nLINKS: Cost to Sell|\/cost-to-sell-dvc \u003E Compare Brokers|\/compare-dvc-brokers \u003E List My Membership|\/sell-dvc","What is the 0 Club Activation Fee?":"The Disney Club Activation Fee, or CAF, is a one-time fee Disney charges to activate your membership on a resale purchase. It is fixed, the same no matter which contract you buy.\nRING: 0|one time|Fixed buyer cost, identical on every resale contract\n[See how buyer costs fit together](\/dvc-sales-business-plan)","Should I sell or rent out my points instead?":"Both work, so it comes down to whether you want a one-time cash sale or prefer to hold the membership and offset your dues by renting each year.\nCHOICES: Sell|One-time cash sale, no upfront cost, buyer usually found in about 30 days|green \u003E Rent|Keep the membership and offset dues yearly, use an escrow service to stay safe|navy\n[See What Yours Is Worth](\/dvc-resale-value-calculator)","Am I locked in, or can I take my listing down?":"You are never locked in. If you ever want your membership off the market, one click deactivates your listing, and one click puts it back. No cancellation fees, no penalties.\nCHOICES: List it|No upfront cost to list|green \u003E One-click toggle|Deactivate or reactivate anytime|navy \u003E No penalties|No cancellation fees, ever|green\n[List Your Contract](\/sell-dvc)","Do I get member discounts on resale?":"No, Disney reserves some discounts and perks for direct buyers, and those policies can change. You still get the full core membership: your points, booking windows, and home resort priority all work exactly like direct.\nCHOICES: You get|The full core membership|green \u003E Reserved for direct|Some discounts and Moonlight Magic|yellow\n[How Buying Works](\/how-it-works-buyer)","How do I list my contract?":"Head to our sell page, add your contract details, and you are live in about a minute with no upfront cost.\nTIMELINE: Gather details|Resort, points, use year, point balances \u003E Set your price|Your asking price per point \u003E Go live|Listed in about a minute\n[List your contract](\/sell-dvc)","Can I sell it later if I change my mind?":"Yes, DVC contracts resell on a healthy market, and there are no upfront or hidden fees to list with us. Our free appraisal tool can show you what a contract would be worth.\n[Check a contract\u0027s value](\/dvc-resale-value-calculator)","Do I need a lawyer to buy?":"Most buyers do not use an attorney. In ten years we have seen it only once or twice, because our contract is written in plain language for people, not lawyers. We never discourage a review, but we recommend you take the time to read the contract first.\nCHOICES: Read the contract first|Plain language, written to be clear|green \u003E Bring an attorney|Always welcome, your call|navy\n[How Buying Works](\/how-it-works-buyer)","What does the buyer pay for?":"The buyer covers three fixed items, so the only thing they can negotiate is your price per point.\nICARDS: doc|Closing Costs|The buyer pays the closing costs \u003E castle|Activation Fee|A one-time 0 Disney Club Activation Fee \u003E coins|Dues Reimbursement|They repay you for this year\u0027s bankable points they receive\n[See the full breakdown](\/dvc-sales-business-plan)","What happens if the buyer backs out?":"You are not stuck. Your contract goes right back on the market and we find you another buyer, with no upfront or hidden fees on your end.\nTIMELINE: Buyer backs out|The deal falls through \u003E Back on market|We relist your contract right away \u003E New buyer|Competitively priced contracts usually sell in about 30 days\n[List Your Contract](\/sell-dvc)","Should I avoid listings with foreign sellers?":"If you live in the US, not at all. A non-US seller is no problem, and the title company handles the extra tax steps.\nCHOICES: You live in the US|No problem at all|green \u003E You live outside the US|Budget about 0 for an ITIN if you do not have one|yellow\n[Browse Listings](\/dvc-resale-listings)","What is the estoppel fee?":"It is a 0 fee paid to Disney at closing to verify your membership details and available points before the transfer is final. Nothing is due upfront.\nRING: 0|at closing|Disney estoppel fee, nothing due upfront\nLINKS: Cost To Sell|\/cost-to-sell-dvc \u003E Sell My Contract|\/sell-dvc","Do all brokers show the same listings?":"No. We are the only broker in the industry that shows not just our own listings, but every listing from all the major DVC brokers, so you compare the whole market in one place. We earn nothing if you buy another broker\u0027s listing we show.\nhttps:\/\/dvcsales.com\/dvc-resale-listings","Can I sell just part of my contract?":"Each contract has its own deed, so it sells as a whole. If you own more than one, you can sell one and keep the rest.\nICARDS: contract|One contract|Sells as a whole, on its single deed \u003E contracts|Multiple contracts|Sell one, keep the others\n[See What Yours Is Worth](\/dvc-resale-value-calculator)","Can you alert me when a match comes in?":"Yes. Think of it as a saved search that works for you, with no cost and no obligation.\nICARDS: doc|Tell us|Resort, points, use year, and your max price per point \u003E timer|We watch|We track every new contract as it comes in \u003E deposit|You\u0027re alerted|Email and text within minutes of a match\n[Set Up a Special Request](\/dvc-special-request)","Does it cost me more to buy through you?":"You never pay us a commission, and we charge no buyer\u0027s admin fee. Your price is simply the price per point times the number of points on the contract, and that price per point is the only thing you negotiate.\nCHOICES: Closing Costs|0 to 0, by price and state|navy \u003E Club Activation Fee|0 one time to Disney|navy \u003E Dues Reimbursement|The current year\u0027s bankable points you receive|navy","What do I have to sign, and can I do it electronically?":"You sign the sale contract, and the title company handles the closing paperwork. Everything is done electronically, so nothing to print, notarize, or mail. Every owner on the deed signs if they are available; if not, we will need a death certificate or a power of attorney.\nICARDS: sign|Sale Contract|You e-sign the agreement with the buyer \u003E doc|Every owner signs|If an owner cannot sign, we need a death certificate or power of attorney \u003E handshake|Done|Sign from anywhere, on any device\n[Get Started](\/sell-dvc)","How far ahead can I book?":"You get extra time at your home resort, the one your contract is deeded at. You can book it up to 11 months ahead, while every other resort opens at 7 months.\nTIMELINE: 11 months out|Your home resort, the one you are deeded at \u003E 7 months out|Any other DVC resort \u003E Anytime after|Add nights or waitlist if space opens \u003E Check-in day|Enjoy your stay\n[How Buying Works](\/how-it-works-buyer)","What if my contract is in two names?":"That\u0027s common. Every owner listed on the deed signs the sale and closing documents, and the title company collects it all electronically.\nICARDS: doc|Both Owners|Everyone on the deed signs \u003E sign|E-Sign|Documents go to each person digitally \u003E handshake|From Anywhere|Each owner can sign wherever they are\n[Get Started](\/sell-dvc)","I live outside the US, can I still sell?":"Yes, sellers close from all over the world, all electronically, so you never appear in person. As a non-US resident, FIRPTA withholding always applies at closing.\nCARDS: Selling from abroad|What to expect|handled at closing \u003E ##Signing \u003E All documents electronic|no in-person \u003E ##FIRPTA always applies \u003E A withholding, not a tax|Held at closing and sent to the IRS toward any tax you owe on a net gain from the sale \u003E ITIN if needed|around 0\n[FIRPTA details](\/firpta)","What\u0027s actually in the annual dues?":"Dues cover the resort\u0027s operating budget, charged as a set amount per point and billed once a year in January. You can pay yearly or by monthly automatic debit.\nICARDS: castle|Upkeep|Maintenance and future refurbishment reserves \u003E handshake|Staffing|The people who run the resort \u003E doc|Insurance and Taxes|Property coverage and taxes \u003E coins|Reserves|Set aside for the years ahead\n[How Buying Works](\/how-it-works-buyer)","What if I still have a loan on the contract?":"No problem. Any loan balance is paid off at closing right out of your sale proceeds, so you never settle it separately beforehand.\nTIMELINE: You Sell|Loan stays in place, nothing due upfront \u003E Closing|Payoff comes out of your proceeds \u003E Paid|You receive the net after loan and 6.9%\n[See What Yours Is Worth](\/dvc-resale-value-calculator)","Do I get an actual deed and title insurance?":"Yes. Every DVC resale closing is the same, so you receive a recorded deed and a title insurance policy.\nICARDS: doc|Recorded Deed|Real estate ownership recorded in the resort\u0027s county \u003E stamp|Title Insurance|A policy protecting your ownership \u003E handshake|Handled for You|The title company records it all at closing\n[How Buying Works](\/how-it-works-buyer)","How much cheaper is resale than buying direct?":"Resale saves you around 50% versus buying direct from Disney. Every year the secondary market grows as more families discover those savings.\nRING: 50%|savings|resale vs buying direct\n[Browse Listings](\/dvc-resale-listings)","Why should I list with you instead of another broker?":"Low commission, no upfront or hidden fees, honest guidance from a licensed brokerage that does DVC exclusively, and a real status tracker.\nCARDS: Listing with us|Whats included|no upfront cost \u003E ##Commission \u003E 6.9%|lowest in the industry \u003E ##Fees to you \u003E No upfront fee| \u003E No hidden fees| \u003E ##Speed \u003E Competitively priced contracts|sell in about 30 days\n[See what yours is worth](\/dvc-resale-value-calculator)","How do I protect myself from wire fraud?":"The title company that handles your closing is a third party with a set procedure to protect your funds. They confirm wire details with you directly and never change them by email.\nICARDS: bank|A trusted third party|A licensed title company holds and moves the funds \u003E doc|A set procedure|They verify wire details with you directly, never by email \u003E wire|Confirm by phone|Always confirm instructions at a number you already know\n[Talk With Our Team](\/contact-us)","Should I take a guaranteed offer or list it?":"It comes down to speed versus price. A guaranteed offer is fast and certain; listing usually brings more if you can wait a bit.\nCHOICES: Guaranteed Offer|Speed and certainty, no waiting for a buyer|green \u003E List It|Often a higher price, buyer typically in about 30 days|navy\n[Get A Guaranteed Offer](\/instant-sale)","Can I list with you and still try to sell it myself?":"Yes, absolutely. Our listing agreement is non-exclusive, so you can keep trying on your own at the same time, with no upfront and no hidden fees.\nCHOICES: You find the buyer|Great, sell it yourself|green \u003E We bring the offer|We handle the deal, 6.9% applies|navy\n[Get started](\/sell-dvc)","Who holds my deposit?":"We never handle any of your money. Every dollar is secured by an attorney-owned, licensed and insured title company, the same way funds are handled when you buy a home in Florida.\nICARDS: bank|Held in escrow|Attorney owned, licensed and insured title company \u003E handshake|Never us|DVC Sales never touches your funds \u003E doc|Like a home purchase|The same trusted process as Florida real estate\n[How Buying Works](\/how-it-works-buyer)","When is the last day to bank my points?":"Banking is not automatic, you request it through Disney. You have until the last day of the 8th month of your Use Year. Here is every Use Year with the days left to bank from today:\nBANKTABLE\n[How Buying Works](\/how-it-works-buyer)","Where will my listing appear and how do buyers find it?":"Your listing appears on our site and on all three major DVC aggregate sites, the MLS of DVC resale, so buyers see it everywhere they shop. We even own one of those three, to make sure your listing gets seen.\nICARDS: castle|Our site|Active buyers browse daily \u003E doc|All 3 MLS sites|Visible on every major aggregate \u003E handshake|We own one|To ensure your listing gets seen\n[List Your Contract](\/sell-dvc)","When\u0027s my deadline to bank points before I list?":"Banking is not automatic, you request it through Disney. You have until the last day of the 8th month of your Use Year. Here is every Use Year with the days left to bank from today:\nBANKTABLE\n[See What Yours Is Worth](\/dvc-resale-value-calculator)","Can I borrow points?":"Yes. At any time, members can borrow up to 100% of next year\u0027s points for a reservation. You can also bank unused points from your current Use Year into the next year.\nCOINS: borrow\n[How Buying Works](\/how-it-works-buyer)","Can I still use my points while it\u0027s listed?":"You can, as long as you are not yet under contract. Buyers choose your listing based on its current available points and a 35 to 45 day close, so a trip changes both.\nICARDS: calendar|Take your trip|Only before you are under contract \u003E coins|Update your points|Tell us your check-out date so we revise available points \u003E timer|Closing shifts|We move closing to after your check-out\n[List Your Contract](\/sell-dvc)","Can I bank my points?":"Yes. You can bank unused points from your current Use Year into the next year, any time in the first 8 months of your Use Year, so they are not lost. You can also borrow up to 100% of next year\u0027s points to use now.\nCOINS: bank\n[How Buying Works](\/how-it-works-buyer)","What does Disney check during estoppel?":"Estoppel is Disney\u0027s official statement to the title company. It confirms your account and lists anything that must be paid from your proceeds at closing.\nICARDS: doc|Your account|Disney confirms your membership and points \u003E bank|Loan or mortgage balance|Any payoff still owed on the contract \u003E coins|Annual dues owed|Any unpaid dues or maintenance fees \u003E handshake|Settled at closing|The title company pays these from your proceeds\n[Cost To Sell](\/cost-to-sell-dvc)","How much are the annual dues?":"Annual dues are set per point by each resort, so the rate depends on which resort you own. Across DVC they run roughly to per point per year. Tell me the resort and I can give you its exact figure.\nICARDS: coins|Per point|A set amount for each point you own \u003E calendar|Once a year|Billed in January, or monthly by automatic debit \u003E castle|By resort|Each resort sets its own rate\n[See resort dues](\/dvc-annual-dues)","How do you keep my money safe from wire fraud?":"The title company that handles your closing is a third party with a set procedure to protect your funds. They confirm wire details with you directly and never change them by email.\nICARDS: bank|A trusted third party|A licensed title company holds and moves the funds \u003E doc|A set procedure|They verify wire details with you directly, never by email \u003E wire|Confirm by phone|Always confirm instructions at a number you already know\n[Talk With Our Team](\/contact-us)","How much is the deposit and when is it due?":"Your deposit is due shortly after you and the seller both sign, and it is held in escrow by the title company, never by us. The exact amount is set in your agreement.\nICARDS: sign|After signing|Due once both sides have signed \u003E bank|Held in escrow|By the title company, not DVC Sales \u003E doc|On your agreement|The exact amount is spelled out there\n[Talk With Our Team](\/contact-us)","Who holds the buyer\u0027s deposit?":"The title company holds the buyer\u0027s deposit in escrow, never DVC Sales, so the funds stay protected and neutral for both sides.\nICARDS: bank|In escrow|The title company handling your closing holds the deposit \u003E handshake|Neutral|Protected for both sides until the deal is complete \u003E wire|Paid out|Your proceeds are wired directly to you at closing\n[Cost To Sell](\/cost-to-sell-dvc)","Who pays the 0 Club Activation Fee?":"The buyer pays it. It is a one-time 0 fee from Disney, the same on every resale contract, to activate your membership.\nRING: 0|one time|Paid by the buyer on every resale contract\n[How Fees Work](\/dvc-sales-business-plan)","Do I need to cancel anything with Disney after I sell?":"No. On closing day, once the title transfers, our title company notifies Disney. That notice tells Disney to stop any recurring auto-debits from your bank account, whether for a loan or annual dues.\nICARDS: stamp|Title transfers|Ownership moves to the buyer on closing day \u003E doc|Disney is notified|Our title company sends Disney the transfer notice \u003E bank|Debits stop|Disney ends recurring loan or dues payments from your account\n[Talk With Our Team](\/contact-us)","How long does ROFR take?":"Disney\u0027s ROFR review takes up to 30 days, and they usually reply in the final 10. Most contracts pass straight through to closing.\nRING: 30|days|Disney\u0027s ROFR window, a reply usually in the final 10\nLINKS: How Buying Works|\/how-it-works-buyer \u003E Inventory for Sale|\/dvc-resale-listings","Can my spouse get the updates too?":"Yes. On your profile page, select the Edit button and confirm your spouse\u0027s email address is correct. From then on they are copied on all correspondence.\nICARDS: handshake|One shared account|You both use a single login, no duplicate account \u003E doc|Tap Edit on your profile|Add or confirm your spouse\u0027s email address \u003E deposit|Copied on everything|They receive every email and offer notice\n[Talk With Our Team](\/contact-us)","What is ROFR?":"ROFR is Disney\u0027s Right of First Refusal. Once a buyer and seller agree on a price, Disney reviews the contract and either lets the sale go through or steps in and buys it at that same price. The vast majority of the time it passes straight through.\nPIE: Sale goes through|98 \u003E Disney buys it back|2||2026: only 2 bought back\nFORK: Disney reviews the contract \u003E Disney passes|The sale goes through at the agreed price|green \u003E Disney buys it back|Disney takes the contract at that same price|amber\n[How DVC Works](\/how-dvc-works)","How do I change or edit my asking price?":"Yes, you can change your asking price any time from your profile. Open your listing, edit the asking price, and save, it updates on your listing right away.\nICARDS: doc|Open your profile|Go to your listing \u003E coins|Edit the price|Set your new asking price \u003E stamp|Save|It updates on your listing right away\n[Go to your profile](\/profile)","Can I call you?":"Absolutely! We would be happy to take your call and connect you with a licensed real estate agent.\nPHONE: (407) 205-1435","Do I have to notify Disney I am selling my membership?":"You do not have to. Once we have a fully signed agreement, we present it to Disney for their review. Disney then has up to 30 days to decide whether to step in and be the purchaser, matching all the terms of the contract. Either way your sale proceeds, and you receive the exact same dollar amount whether it comes from the buyer or from Disney.\nFORK: Your proceeds are the same either way \u003E ,125|for example\/\/Paid to you at closing from the buyer|green \u003E ,125|for example\/\/Paid to you at closing from Disney|amber\n[List Your Contract](\/sell-dvc)","Should I apply for a loan before or after I submit an offer?":"You can do either, but many buyers get pre-approved first so they know their budget and can move quickly once an offer is accepted. Financing is your own arrangement, it does not change the price you offer.\n[Our Financing page](\/dvc-financing)"}; window.DVH_RESORTS = [{"id":1,"n":"Animal Kingdom","d":210,"r":108},{"id":2,"n":"Aulani","d":243,"r":96},{"id":4,"n":"Bay Lake Tower","d":275,"r":135},{"id":5,"n":"Beach Club","d":275,"r":137},{"id":6,"n":"Boardwalk","d":240,"r":118},{"id":7,"n":"Boulder Ridge","d":215,"r":99},{"id":19,"n":"Cabins at Fort Wilderness","d":243,"r":123},{"id":8,"n":"Copper Creek","d":250,"r":143},{"id":18,"n":"Disneyland Hotel","d":248,"r":148},{"id":9,"n":"Grand CA","d":310,"r":250},{"id":10,"n":"Grand Floridian","d":230,"r":165},{"id":11,"n":"Hilton Head","d":165,"r":64},{"id":12,"n":"Old Key West","d":205,"r":86},{"id":13,"n":"Old Key West(57)","d":205,"r":97},{"id":14,"n":"Polynesian","d":243,"r":166},{"id":15,"n":"Riviera","d":243,"r":118},{"id":16,"n":"Saratoga Springs","d":205,"r":103},{"id":17,"n":"Vero Beach","d":150,"r":49}]; window.DVH_COMMISSION = "6.9%";
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// before /chat/status confirms DV is on duty. Mark, Aug 8.
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