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Bay Lake Tower at Disney's Contemporary Resort

Bay Lake Tower at Disney's Contemporary Resort

DVC Resale — Points, Prices & Listings

2060
Expires
$8.74/pt
Annual Dues
$1,311/yr
150pt Dues/yr
Bay Lake Tower at Disney's Contemporary Resort

Bay Lake Tower at Disney's Contemporary Resort

DVC Resale — Points, Prices & Listings

2060
Expires
$8.74
Dues/Pt
$1,311/yr
150pt/yr

Bay Lake Tower Video Tours

Bay Lake Tower is one of the most sought-after DVC resorts on the resale market, and the reason is simple: you can walk to Magic Kingdom. It’s about a 5 to 10 minute stroll from the lobby to the park entrance, and a skyway bridge connects BLT directly to Disney’s Contemporary Resort where you can hop on the monorail to EPCOT.

Contracts expire in 2060, giving you 34 years of remaining use. Resale prices run $130 to $155 per point, making BLT one of the more expensive WDW resorts. Annual dues sit around $8.74 per point, which is actually moderate for a monorail resort. For a 150-point contract, that’s roughly $1,311 per year.

The Magic Kingdom view rooms are the single most requested room category in the entire DVC system. If you want one, book at your 11-month home resort window on the first day it opens. They go fast. The Top of the World Lounge on the 16th floor gives DVC members a private spot to watch the fireworks, and that alone sells a lot of contracts.

BLT is an unrestricted resort, so resale buyers keep full booking access at all 16 DVC properties. Disney does exercise ROFR regularly here given the premium location, especially on contracts priced under $135 per point. We see strong, steady demand for Bay Lake Tower year-round. It’s not the cheapest way into DVC, but for Magic Kingdom access it’s the best address on property.

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What makes Disney's Bay Lake Tower Resort great!

Rooms

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Map

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Bay Lake Tower resort map

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Bay Lake Tower DVC Resale Listings

7 active contracts from DVC Sales · Updated Aug 9, 2026

Bay Lake Tower Point Chart

This is the full Disney Vacation Club point chart for Bay Lake Tower: how many points it costs per night for every room type, view, and season. Each cell shows the weeknight rate (Sunday through Thursday) and the weekend rate (Friday and Saturday), plus the total points for a full 7-night week. Points run from about 13 per night for a standard studio in the lowest season up to 176 or more for larger villas and premium views at peak times. Tap a chart to expand it, then zoom and pan to read it.

Rooms:
Bay Lake Tower — 2027 · weeknight / weekend · 7-night total
Season Dates Deluxe Studio One-Bedroom Villa Two-Bedroom Villa Three-Bedroom Grand Villa
Resort View Preferred View Theme Park View Resort View Preferred View Theme Park View Resort View Preferred View Theme Park View Preferred View Theme Park View
Season 1 Sept 1 – Sept 30 13/16 97/wk 16/19 118/wk 18/23 136/wk 24/32 184/wk 29/36 217/wk 35/44 263/wk 35/42 259/wk 38/47 284/wk 48/59 358/wk 82/98 606/wk 101/120 745/wk
Season 2 Jan 1 – Jan 31, May 1 – May 14 15/17 109/wk 18/19 128/wk 20/23 146/wk 28/35 210/wk 33/38 241/wk 39/46 287/wk 40/45 290/wk 43/50 315/wk 54/61 392/wk 88/104 648/wk 106/125 780/wk
Season 3 May 15 – Jun 10, Dec 1 – Dec 23 16/18 116/wk 19/20 135/wk 21/25 155/wk 30/38 226/wk 35/41 257/wk 41/50 305/wk 42/48 306/wk 46/54 338/wk 57/66 417/wk 96/112 704/wk 115/135 845/wk
Season 4 Feb 1 – Feb 15, Jun 11 – Aug 31 17/19 123/wk 19/21 137/wk 23/26 167/wk 31/39 233/wk 36/44 268/wk 45/53 331/wk 43/49 313/wk 47/58 351/wk 58/67 424/wk 100/115 730/wk 120/141 882/wk
Season 5 Oct 1 – Nov 23, Nov 27 – Nov 30 18/21 132/wk 20/23 146/wk 24/27 174/wk 33/41 247/wk 38/47 284/wk 47/56 347/wk 45/53 331/wk 50/61 372/wk 60/72 444/wk 108/126 792/wk 131/153 961/wk
Season 6 Feb 16 – Mar 20, Mar 29 – Apr 30, Nov 24 – Nov 26 19/22 139/wk 21/24 153/wk 26/29 188/wk 36/44 268/wk 42/48 306/wk 49/59 363/wk 50/57 364/wk 54/62 394/wk 65/76 477/wk 120/140 880/wk 143/168 1051/wk
Season 7 Mar 21 – Mar 28, Dec 24 – Dec 31 26/29 188/wk 28/32 204/wk 34/38 246/wk 48/56 352/wk 53/62 389/wk 64/75 470/wk 66/77 484/wk 72/84 528/wk 88/98 636/wk 146/171 1072/wk 176/207 1294/wk

Want to price a specific trip? Use our vacation point calculator, or browse Bay Lake Tower resale listings to see what is for sale now.

Bay Lake Tower Annual Dues

Maintenance fees per point, 2021 to 2026

$8.74/point 2026 A 150-point contract pays 150 × $8.74 = $1,311 in 2026 dues

Dues have risen about 27% since 2021 (6 years). Compare every resort on our annual dues page.

Bay Lake Tower Annual Dues (2026)

Annual dues at Bay Lake Tower cover your share of property taxes, insurance, maintenance, and management fees for the resort. Disney collects these once per year, typically in January. The per-point rate applies equally to every owner regardless of contract size, so a 100-point contract pays exactly half of what a 200-point contract pays. These figures are set by the condominium association and tend to increase 3% to 5% each year, which is in line with other monorail-loop DVC resorts.

Contract Size Per-Point Dues Annual Total
100 Points$8.74$874
150 Points$8.74$1,311
200 Points$8.74$1,748

Location & Transportation

Bay Lake Tower sits directly beside Disney's Contemporary Resort on the shore of Bay Lake, placing it closer to Magic Kingdom than almost any other resort on Walt Disney World property. The 15-story curved tower is physically connected to the Contemporary via a covered skyway bridge on the fourth floor, giving guests full access to the Contemporary's lobby, restaurants, and convention space without ever stepping outside.

Walking to Magic Kingdom: The path from Bay Lake Tower's lobby to the Magic Kingdom entrance takes roughly 7 to 10 minutes. You walk through the Contemporary Resort's Grand Canyon Concourse, exit toward the bus loop, and follow the sidewalk along Seven Seas Lagoon. It is one of only three DVC resorts where you can realistically walk to Magic Kingdom's front gate.

Monorail: The Contemporary Resort monorail station is a 3-minute walk from Bay Lake Tower's lobby. The Resort Monorail loop stops at the Grand Floridian, Polynesian Village, Magic Kingdom, and the Transportation and Ticket Center (TTC). From the TTC you can transfer to the Epcot Monorail line. A trip from BLT to Magic Kingdom by monorail takes about 5 minutes; reaching Epcot with the transfer takes 15 to 20 minutes.

Bus service: Complimentary Disney buses run from the Contemporary/BLT bus loop to Hollywood Studios (15 min), Animal Kingdom (20 min), Disney Springs (15 min), Typhoon Lagoon, and Blizzard Beach. Buses typically run every 20 minutes from one hour before park opening until one hour after park closing.

Boat service: A resort launch runs across Bay Lake to Wilderness Lodge and Fort Wilderness. It is a pleasant 10-minute ride and a great way to reach Trail's End Restaurant or the Hoop-Dee-Doo Musical Revue.

Bay Lake Tower DVC Room Types

Bay Lake Tower offers four room categories, each with a full kitchen or kitchenette, in-unit washer/dryer (1-bed and above), and a private balcony. View categories include Standard (parking lot or rooftop), Lake View (Bay Lake), and Theme Park View (Magic Kingdom and Seven Seas Lagoon).

Room Type Sleeps Size (sq ft) Points/Night (Avg)
Deluxe Studio433915-27
One-Bedroom Villa4-567927-47
Two-Bedroom Villa8-91,05337-66
Grand Villa (3BR)122,06157-112

The Grand Villa occupies a two-story space on the top floors and includes three full bedrooms, 3.5 bathrooms, a dining table that seats 10, and panoramic views of Magic Kingdom. These units are among the most sought-after rooms in the entire DVC system and require booking at the 11-month window for peak-season dates.

Bay Lake Tower DVC Resale: Pros & Cons

Pros

  • Walking distance to Magic Kingdom, one of only three DVC resorts with that advantage
  • Monorail access to Magic Kingdom, Epcot, and the TTC from the connected Contemporary station
  • Top of the World Lounge on the 16th floor, a members-only space with direct fireworks views
  • Full access to Contemporary Resort restaurants including California Grill, Chef Mickey's, and Steakhouse 71
  • Unrestricted resort, meaning resale owners can book at all 16 DVC properties at the 7-month window
  • Modern tower design with recently refurbished rooms and contemporary finishes throughout

Cons

  • Premium resale prices, typically $130 to $155 per point, making it one of the pricier DVC purchases
  • Extremely high demand at the 7-month window, so booking here with points from another home resort is difficult
  • Standard-view rooms face the parking lot, rooftops, or trees, with no water or park sightlines
  • Smaller pool area compared to resorts like Animal Kingdom Lodge or Saratoga Springs
  • Contract expires in 2060, which is shorter than newer resorts like Riviera (2070) or Grand Floridian (2064)

Recreation & Amenities at Bay Lake Tower

Bay Lake Tower shares its recreation complex with Disney's Contemporary Resort, which means you get the amenities of a full deluxe resort plus a few perks that are exclusive to DVC members.

Pool & Water Features

The Bay Cove Pool is the dedicated pool for Bay Lake Tower guests. It features a 172-foot waterslide that twists around a rock formation, a zero-entry wading area for toddlers, and a whirlpool spa. The pool deck overlooks Bay Lake and is noticeably less crowded than the Contemporary's main feature pool. Towels, life jackets, and pool noodles are complimentary.

Top of the World Lounge

Located on the 16th floor of Bay Lake Tower, the Top of the World Lounge is open exclusively to DVC members and their guests. The lounge serves cocktails, appetizers, and desserts while offering unobstructed views of Magic Kingdom's fireworks displays. There is no cover charge. It is easily the most popular members-only perk in the entire DVC program, and seating fills up fast on fireworks nights. Arriving 30 to 45 minutes before showtime is a good idea.

Contemporary Resort Dining Access

Because Bay Lake Tower connects directly to the Contemporary Resort, guests have immediate access to some of Walt Disney World's best restaurants. California Grill sits atop the Contemporary's A-frame tower and is famous for its sushi, seasonal American cuisine, and panoramic fireworks views. Chef Mickey's is a character dining buffet in the Grand Canyon Concourse that is popular with families. Steakhouse 71, the newest addition, serves hand-cut steaks and craft cocktails in a mid-century modern setting. The Contempo Cafe offers counter-service meals throughout the day, including flatbreads, sandwiches, and desserts.

Other Activities

The resort offers marina rentals on Bay Lake, including pontoon boats, Sea Raycers, and kayaks. The Sammy Duvall's water sports center operates parasailing, wakeboarding, and tubing excursions from the Contemporary's marina. There is also a jogging trail around Bay Lake, a fitness center inside Bay Lake Tower, and an arcade in the Contemporary.

Frequently Asked Questions: Bay Lake Tower DVC

Can I walk from Bay Lake Tower to Magic Kingdom?

Yes. Bay Lake Tower is one of only three DVC resorts within walking distance of Magic Kingdom. You walk through the Contemporary Resort's Grand Canyon Concourse, exit near the bus loop, and follow the lakeside path to the park entrance. The walk takes 7 to 10 minutes at a comfortable pace, and the path is paved and well-lit for nighttime returns.

Does Bay Lake Tower have monorail access?

Yes. The Contemporary Resort monorail station is about a 3-minute walk from Bay Lake Tower's lobby through the skyway bridge. The Resort Monorail loop takes you to Magic Kingdom in roughly 5 minutes, and you can transfer at the Transportation and Ticket Center to reach Epcot in about 15 to 20 minutes total.

When does the Bay Lake Tower contract expire?

Bay Lake Tower contracts expire on January 31, 2060. That gives buyers roughly 34 years of remaining ownership as of 2026. While shorter than some newer resorts, BLT's prime location near Magic Kingdom keeps demand and resale values consistently strong.

What is the Top of the World Lounge at Bay Lake Tower?

The Top of the World Lounge is a members-only space on the 16th floor of Bay Lake Tower. It serves cocktails, small plates, and desserts with floor-to-ceiling windows that face Magic Kingdom. During fireworks, the lounge opens its outdoor observation deck. There is no cover charge, but you need a valid DVC membership card or room key to enter. It is open most evenings from 5:00 PM until midnight.

What restaurants can Bay Lake Tower guests access?

Bay Lake Tower connects directly to the Contemporary Resort via a covered skyway, giving guests walkable access to California Grill (fine dining with fireworks views), Chef Mickey's (character buffet), Steakhouse 71 (hand-cut steaks and cocktails), and Contempo Cafe (counter-service meals). You also have easy monorail access to restaurants at the Grand Floridian and Polynesian Village.

Is Bay Lake Tower a restricted or unrestricted DVC resort?

Bay Lake Tower is an unrestricted resort. That means resale buyers retain full booking privileges at all 16 DVC resorts worldwide at the 7-month booking window, and at Bay Lake Tower itself at the 11-month window. Unrestricted status makes BLT contracts more flexible and more valuable on the resale market compared to restricted resorts like Riviera.

How many points do I need for a week at Bay Lake Tower?

A studio in Adventure Season (the lowest-demand period) runs about 100 to 115 points per week depending on view category. During Premier Season (Christmas week, for example), that same studio could require 160 to 190 points. One-bedroom villas in the mid-range Magic Season typically need 200 to 250 points per week. The exact number depends on your use year, room type, view, and travel dates.

What is the difference between standard view and lake view at Bay Lake Tower?

Standard-view rooms face the parking lot, rooftops, or landscaped areas with no water or park sightlines. Lake-view rooms overlook Bay Lake and often catch the Electrical Water Pageant at night. Theme Park View rooms face Magic Kingdom and Seven Seas Lagoon, offering direct fireworks views from your balcony. The point difference between standard and theme park view can be 30% to 50% more per night, so many owners book standard view to stretch their points further.

How does buying Bay Lake Tower on resale compare to buying direct from Disney?

Buying Bay Lake Tower on resale typically saves 40% to 50% compared to Disney's direct pricing. As of 2026, resale contracts trade between $130 and $155 per point, while Disney sells new contracts at significantly higher prices. Resale buyers at BLT keep full booking access to all DVC resorts because it is unrestricted. The main trade-off is losing access to certain member perks like discounts on Annual Passes and the ability to exchange into non-DVC Disney hotels through Collection packages.

Does Bay Lake Tower have a pool with a waterslide?

Yes. The Bay Cove Pool at Bay Lake Tower has a 172-foot waterslide that wraps around a rock outcropping. The pool also includes a zero-entry section for young children, a whirlpool spa, and a poolside bar. It is smaller and quieter than the Contemporary's main feature pool, which many families actually prefer because it is less crowded during peak times.

Why Buy Bay Lake Tower DVC Resale

Bay Lake Tower is one of the most popular DVC resorts on the resale market, and for good reason. Its location next to Magic Kingdom, combined with monorail access and the members-only Top of the World Lounge, creates a combination of convenience and exclusivity that few other DVC resorts can match.

From a financial perspective, buying BLT on resale makes strong sense. Resale contracts typically trade between $130 and $155 per point, which represents a significant discount compared to what Disney charges for new contracts. Because Bay Lake Tower is an unrestricted resort, resale buyers keep full booking privileges at every DVC property worldwide. You can book BLT at the 11-month window and any other resort at the 7-month window, just like a direct buyer.

Annual dues at $8.74 per point are competitive among the monorail-loop resorts. For a 150-point contract, you are looking at $1,311 per year in dues. That 150-point contract gives you enough for a full week in a studio during most of the year, or you can split it across a long weekend and a midweek stay. Families who visit Walt Disney World once or twice a year find that 150 to 200 points covers their needs comfortably.

The 2060 expiration date gives roughly 34 years of remaining use. That is plenty of time for young families to get decades of vacations, and the strong resale market means you can sell later if your plans change. BLT contracts consistently hold their value better than most DVC resorts because of the location premium.

One thing to keep in mind: Bay Lake Tower is incredibly popular at the 11-month booking window, especially for theme park view rooms during holidays and summer. If you buy BLT as your home resort, you get first crack at those bookings. If you own points at a different resort and try to book BLT at the 7-month window, availability can be limited. That is actually a selling point for buying here, because it means your home resort advantage is worth more.

At DVC Sales, we handle Bay Lake Tower resale transactions at a 6.9% commission rate, which is the lowest in the industry. Our team has closed thousands of DVC resale contracts and can walk you through the entire process, from making an offer to passing Disney's Right of First Refusal to closing with an experienced title company.

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\nLINKS: Cost to Sell|\/cost-to-sell-dvc \u003E Compare Brokers|\/compare-dvc-brokers \u003E List My Membership|\/sell-dvc","What is the 0 Club Activation Fee?":"The Disney Club Activation Fee, or CAF, is a one-time fee Disney charges to activate your membership on a resale purchase. It is fixed, the same no matter which contract you buy.\nRING: 0|one time|Fixed buyer cost, identical on every resale contract\n[See how buyer costs fit together](\/dvc-sales-business-plan)","Should I sell or rent out my points instead?":"Both work, so it comes down to whether you want a one-time cash sale or prefer to hold the membership and offset your dues by renting each year.\nCHOICES: Sell|One-time cash sale, no upfront cost, buyer usually found in about 30 days|green \u003E Rent|Keep the membership and offset dues yearly, use an escrow service to stay safe|navy\n[See What Yours Is Worth](\/dvc-resale-value-calculator)","Am I locked in, or can I take my listing down?":"You are never locked in. If you ever want your membership off the market, one click deactivates your listing, and one click puts it back. No cancellation fees, no penalties.\nCHOICES: List it|No upfront cost to list|green \u003E One-click toggle|Deactivate or reactivate anytime|navy \u003E No penalties|No cancellation fees, ever|green\n[List Your Contract](\/sell-dvc)","Do I get member discounts on resale?":"No, Disney reserves some discounts and perks for direct buyers, and those policies can change. You still get the full core membership: your points, booking windows, and home resort priority all work exactly like direct.\nCHOICES: You get|The full core membership|green \u003E Reserved for direct|Some discounts and Moonlight Magic|yellow\n[How Buying Works](\/how-it-works-buyer)","How do I list my contract?":"Head to our sell page, add your contract details, and you are live in about a minute with no upfront cost.\nTIMELINE: Gather details|Resort, points, use year, point balances \u003E Set your price|Your asking price per point \u003E Go live|Listed in about a minute\n[List your contract](\/sell-dvc)","Can I sell it later if I change my mind?":"Yes, DVC contracts resell on a healthy market, and there are no upfront or hidden fees to list with us. Our free appraisal tool can show you what a contract would be worth.\n[Check a contract\u0027s value](\/dvc-resale-value-calculator)","Do I need a lawyer to buy?":"Most buyers do not use an attorney. In ten years we have seen it only once or twice, because our contract is written in plain language for people, not lawyers. We never discourage a review, but we recommend you take the time to read the contract first.\nCHOICES: Read the contract first|Plain language, written to be clear|green \u003E Bring an attorney|Always welcome, your call|navy\n[How Buying Works](\/how-it-works-buyer)","What does the buyer pay for?":"The buyer covers three fixed items, so the only thing they can negotiate is your price per point.\nICARDS: doc|Closing Costs|The buyer pays the closing costs \u003E castle|Activation Fee|A one-time 0 Disney Club Activation Fee \u003E coins|Dues Reimbursement|They repay you for this year\u0027s bankable points they receive\n[See the full breakdown](\/dvc-sales-business-plan)","What happens if the buyer backs out?":"You are not stuck. Your contract goes right back on the market and we find you another buyer, with no upfront or hidden fees on your end.\nTIMELINE: Buyer backs out|The deal falls through \u003E Back on market|We relist your contract right away \u003E New buyer|Competitively priced contracts usually sell in about 30 days\n[List Your Contract](\/sell-dvc)","Should I avoid listings with foreign sellers?":"If you live in the US, not at all. A non-US seller is no problem, and the title company handles the extra tax steps.\nCHOICES: You live in the US|No problem at all|green \u003E You live outside the US|Budget about 0 for an ITIN if you do not have one|yellow\n[Browse Listings](\/dvc-resale-listings)","What is the estoppel fee?":"It is a 0 fee paid to Disney at closing to verify your membership details and available points before the transfer is final. Nothing is due upfront.\nRING: 0|at closing|Disney estoppel fee, nothing due upfront\nLINKS: Cost To Sell|\/cost-to-sell-dvc \u003E Sell My Contract|\/sell-dvc","Do all brokers show the same listings?":"No. We are the only broker in the industry that shows not just our own listings, but every listing from all the major DVC brokers, so you compare the whole market in one place. We earn nothing if you buy another broker\u0027s listing we show.\nhttps:\/\/dvcsales.com\/dvc-resale-listings","Can I sell just part of my contract?":"Each contract has its own deed, so it sells as a whole. If you own more than one, you can sell one and keep the rest.\nICARDS: contract|One contract|Sells as a whole, on its single deed \u003E contracts|Multiple contracts|Sell one, keep the others\n[See What Yours Is Worth](\/dvc-resale-value-calculator)","Can you alert me when a match comes in?":"Yes. Think of it as a saved search that works for you, with no cost and no obligation.\nICARDS: doc|Tell us|Resort, points, use year, and your max price per point \u003E timer|We watch|We track every new contract as it comes in \u003E deposit|You\u0027re alerted|Email and text within minutes of a match\n[Set Up a Special Request](\/dvc-special-request)","Does it cost me more to buy through you?":"You never pay us a commission, and we charge no buyer\u0027s admin fee. Your price is simply the price per point times the number of points on the contract, and that price per point is the only thing you negotiate.\nCHOICES: Closing Costs|0 to 0, by price and state|navy \u003E Club Activation Fee|0 one time to Disney|navy \u003E Dues Reimbursement|The current year\u0027s bankable points you receive|navy","What do I have to sign, and can I do it electronically?":"You sign the sale contract, and the title company handles the closing paperwork. Everything is done electronically, so nothing to print, notarize, or mail. Every owner on the deed signs if they are available; if not, we will need a death certificate or a power of attorney.\nICARDS: sign|Sale Contract|You e-sign the agreement with the buyer \u003E doc|Every owner signs|If an owner cannot sign, we need a death certificate or power of attorney \u003E handshake|Done|Sign from anywhere, on any device\n[Get Started](\/sell-dvc)","How far ahead can I book?":"You get extra time at your home resort, the one your contract is deeded at. You can book it up to 11 months ahead, while every other resort opens at 7 months.\nTIMELINE: 11 months out|Your home resort, the one you are deeded at \u003E 7 months out|Any other DVC resort \u003E Anytime after|Add nights or waitlist if space opens \u003E Check-in day|Enjoy your stay\n[How Buying Works](\/how-it-works-buyer)","What if my contract is in two names?":"That\u0027s common. Every owner listed on the deed signs the sale and closing documents, and the title company collects it all electronically.\nICARDS: doc|Both Owners|Everyone on the deed signs \u003E sign|E-Sign|Documents go to each person digitally \u003E handshake|From Anywhere|Each owner can sign wherever they are\n[Get Started](\/sell-dvc)","I live outside the US, can I still sell?":"Yes, sellers close from all over the world, all electronically, so you never appear in person. As a non-US resident, FIRPTA withholding always applies at closing.\nCARDS: Selling from abroad|What to expect|handled at closing \u003E ##Signing \u003E All documents electronic|no in-person \u003E ##FIRPTA always applies \u003E A withholding, not a tax|Held at closing and sent to the IRS toward any tax you owe on a net gain from the sale \u003E ITIN if needed|around 0\n[FIRPTA details](\/firpta)","What\u0027s actually in the annual dues?":"Dues cover the resort\u0027s operating budget, charged as a set amount per point and billed once a year in January. You can pay yearly or by monthly automatic debit.\nICARDS: castle|Upkeep|Maintenance and future refurbishment reserves \u003E handshake|Staffing|The people who run the resort \u003E doc|Insurance and Taxes|Property coverage and taxes \u003E coins|Reserves|Set aside for the years ahead\n[How Buying Works](\/how-it-works-buyer)","What if I still have a loan on the contract?":"No problem. Any loan balance is paid off at closing right out of your sale proceeds, so you never settle it separately beforehand.\nTIMELINE: You Sell|Loan stays in place, nothing due upfront \u003E Closing|Payoff comes out of your proceeds \u003E Paid|You receive the net after loan and 6.9%\n[See What Yours Is Worth](\/dvc-resale-value-calculator)","Do I get an actual deed and title insurance?":"Yes. Every DVC resale closing is the same, so you receive a recorded deed and a title insurance policy.\nICARDS: doc|Recorded Deed|Real estate ownership recorded in the resort\u0027s county \u003E stamp|Title Insurance|A policy protecting your ownership \u003E handshake|Handled for You|The title company records it all at closing\n[How Buying Works](\/how-it-works-buyer)","How much cheaper is resale than buying direct?":"Resale saves you around 50% versus buying direct from Disney. Every year the secondary market grows as more families discover those savings.\nRING: 50%|savings|resale vs buying direct\n[Browse Listings](\/dvc-resale-listings)","Why should I list with you instead of another broker?":"Low commission, no upfront or hidden fees, honest guidance from a licensed brokerage that does DVC exclusively, and a real status tracker.\nCARDS: Listing with us|Whats included|no upfront cost \u003E ##Commission \u003E 6.9%|lowest in the industry \u003E ##Fees to you \u003E No upfront fee| \u003E No hidden fees| \u003E ##Speed \u003E Competitively priced contracts|sell in about 30 days\n[See what yours is worth](\/dvc-resale-value-calculator)","How do I protect myself from wire fraud?":"The title company that handles your closing is a third party with a set procedure to protect your funds. They confirm wire details with you directly and never change them by email.\nICARDS: bank|A trusted third party|A licensed title company holds and moves the funds \u003E doc|A set procedure|They verify wire details with you directly, never by email \u003E wire|Confirm by phone|Always confirm instructions at a number you already know\n[Talk With Our Team](\/contact-us)","Should I take a guaranteed offer or list it?":"It comes down to speed versus price. A guaranteed offer is fast and certain; listing usually brings more if you can wait a bit.\nCHOICES: Guaranteed Offer|Speed and certainty, no waiting for a buyer|green \u003E List It|Often a higher price, buyer typically in about 30 days|navy\n[Get A Guaranteed Offer](\/instant-sale)","Can I list with you and still try to sell it myself?":"Yes, absolutely. Our listing agreement is non-exclusive, so you can keep trying on your own at the same time, with no upfront and no hidden fees.\nCHOICES: You find the buyer|Great, sell it yourself|green \u003E We bring the offer|We handle the deal, 6.9% applies|navy\n[Get started](\/sell-dvc)","Who holds my deposit?":"We never handle any of your money. Every dollar is secured by an attorney-owned, licensed and insured title company, the same way funds are handled when you buy a home in Florida.\nICARDS: bank|Held in escrow|Attorney owned, licensed and insured title company \u003E handshake|Never us|DVC Sales never touches your funds \u003E doc|Like a home purchase|The same trusted process as Florida real estate\n[How Buying Works](\/how-it-works-buyer)","When is the last day to bank my points?":"Banking is not automatic, you request it through Disney. You have until the last day of the 8th month of your Use Year. Here is every Use Year with the days left to bank from today:\nBANKTABLE\n[How Buying Works](\/how-it-works-buyer)","Where will my listing appear and how do buyers find it?":"Your listing appears on our site and on all three major DVC aggregate sites, the MLS of DVC resale, so buyers see it everywhere they shop. We even own one of those three, to make sure your listing gets seen.\nICARDS: castle|Our site|Active buyers browse daily \u003E doc|All 3 MLS sites|Visible on every major aggregate \u003E handshake|We own one|To ensure your listing gets seen\n[List Your Contract](\/sell-dvc)","When\u0027s my deadline to bank points before I list?":"Banking is not automatic, you request it through Disney. You have until the last day of the 8th month of your Use Year. Here is every Use Year with the days left to bank from today:\nBANKTABLE\n[See What Yours Is Worth](\/dvc-resale-value-calculator)","Can I borrow points?":"Yes. At any time, members can borrow up to 100% of next year\u0027s points for a reservation. You can also bank unused points from your current Use Year into the next year.\nCOINS: borrow\n[How Buying Works](\/how-it-works-buyer)","Can I still use my points while it\u0027s listed?":"You can, as long as you are not yet under contract. Buyers choose your listing based on its current available points and a 35 to 45 day close, so a trip changes both.\nICARDS: calendar|Take your trip|Only before you are under contract \u003E coins|Update your points|Tell us your check-out date so we revise available points \u003E timer|Closing shifts|We move closing to after your check-out\n[List Your Contract](\/sell-dvc)","Can I bank my points?":"Yes. You can bank unused points from your current Use Year into the next year, any time in the first 8 months of your Use Year, so they are not lost. You can also borrow up to 100% of next year\u0027s points to use now.\nCOINS: bank\n[How Buying Works](\/how-it-works-buyer)","What does Disney check during estoppel?":"Estoppel is Disney\u0027s official statement to the title company. It confirms your account and lists anything that must be paid from your proceeds at closing.\nICARDS: doc|Your account|Disney confirms your membership and points \u003E bank|Loan or mortgage balance|Any payoff still owed on the contract \u003E coins|Annual dues owed|Any unpaid dues or maintenance fees \u003E handshake|Settled at closing|The title company pays these from your proceeds\n[Cost To Sell](\/cost-to-sell-dvc)","How much are the annual dues?":"Annual dues are set per point by each resort, so the rate depends on which resort you own. Across DVC they run roughly to per point per year. Tell me the resort and I can give you its exact figure.\nICARDS: coins|Per point|A set amount for each point you own \u003E calendar|Once a year|Billed in January, or monthly by automatic debit \u003E castle|By resort|Each resort sets its own rate\n[See resort dues](\/dvc-annual-dues)","How do you keep my money safe from wire fraud?":"The title company that handles your closing is a third party with a set procedure to protect your funds. They confirm wire details with you directly and never change them by email.\nICARDS: bank|A trusted third party|A licensed title company holds and moves the funds \u003E doc|A set procedure|They verify wire details with you directly, never by email \u003E wire|Confirm by phone|Always confirm instructions at a number you already know\n[Talk With Our Team](\/contact-us)","How much is the deposit and when is it due?":"Your deposit is due shortly after you and the seller both sign, and it is held in escrow by the title company, never by us. The exact amount is set in your agreement.\nICARDS: sign|After signing|Due once both sides have signed \u003E bank|Held in escrow|By the title company, not DVC Sales \u003E doc|On your agreement|The exact amount is spelled out there\n[Talk With Our Team](\/contact-us)","Who holds the buyer\u0027s deposit?":"The title company holds the buyer\u0027s deposit in escrow, never DVC Sales, so the funds stay protected and neutral for both sides.\nICARDS: bank|In escrow|The title company handling your closing holds the deposit \u003E handshake|Neutral|Protected for both sides until the deal is complete \u003E wire|Paid out|Your proceeds are wired directly to you at closing\n[Cost To Sell](\/cost-to-sell-dvc)","Who pays the 0 Club Activation Fee?":"The buyer pays it. It is a one-time 0 fee from Disney, the same on every resale contract, to activate your membership.\nRING: 0|one time|Paid by the buyer on every resale contract\n[How Fees Work](\/dvc-sales-business-plan)","Do I need to cancel anything with Disney after I sell?":"No. On closing day, once the title transfers, our title company notifies Disney. That notice tells Disney to stop any recurring auto-debits from your bank account, whether for a loan or annual dues.\nICARDS: stamp|Title transfers|Ownership moves to the buyer on closing day \u003E doc|Disney is notified|Our title company sends Disney the transfer notice \u003E bank|Debits stop|Disney ends recurring loan or dues payments from your account\n[Talk With Our Team](\/contact-us)","How long does ROFR take?":"Disney\u0027s ROFR review takes up to 30 days, and they usually reply in the final 10. Most contracts pass straight through to closing.\nRING: 30|days|Disney\u0027s ROFR window, a reply usually in the final 10\nLINKS: How Buying Works|\/how-it-works-buyer \u003E Inventory for Sale|\/dvc-resale-listings","Can my spouse get the updates too?":"Yes. On your profile page, select the Edit button and confirm your spouse\u0027s email address is correct. From then on they are copied on all correspondence.\nICARDS: handshake|One shared account|You both use a single login, no duplicate account \u003E doc|Tap Edit on your profile|Add or confirm your spouse\u0027s email address \u003E deposit|Copied on everything|They receive every email and offer notice\n[Talk With Our Team](\/contact-us)","What is ROFR?":"ROFR is Disney\u0027s Right of First Refusal. Once a buyer and seller agree on a price, Disney reviews the contract and either lets the sale go through or steps in and buys it at that same price. The vast majority of the time it passes straight through.\nPIE: Sale goes through|98 \u003E Disney buys it back|2||2026: only 2 bought back\nFORK: Disney reviews the contract \u003E Disney passes|The sale goes through at the agreed price|green \u003E Disney buys it back|Disney takes the contract at that same price|amber\n[How DVC Works](\/how-dvc-works)","How do I change or edit my asking price?":"Yes, you can change your asking price any time from your profile. Open your listing, edit the asking price, and save, it updates on your listing right away.\nICARDS: doc|Open your profile|Go to your listing \u003E coins|Edit the price|Set your new asking price \u003E stamp|Save|It updates on your listing right away\n[Go to your profile](\/profile)","Can I call you?":"Absolutely! We would be happy to take your call and connect you with a licensed real estate agent.\nPHONE: (407) 205-1435","Do I have to notify Disney I am selling my membership?":"You do not have to. Once we have a fully signed agreement, we present it to Disney for their review. Disney then has up to 30 days to decide whether to step in and be the purchaser, matching all the terms of the contract. Either way your sale proceeds, and you receive the exact same dollar amount whether it comes from the buyer or from Disney.\nFORK: Your proceeds are the same either way \u003E ,125|for example\/\/Paid to you at closing from the buyer|green \u003E ,125|for example\/\/Paid to you at closing from Disney|amber\n[List Your Contract](\/sell-dvc)","Should I apply for a loan before or after I submit an offer?":"You can do either, but many buyers get pre-approved first so they know their budget and can move quickly once an offer is accepted. Financing is your own arrangement, it does not change the price you offer.\n[Our Financing page](\/dvc-financing)"}; window.DVH_RESORTS = [{"id":1,"n":"Animal Kingdom","d":210,"r":108},{"id":2,"n":"Aulani","d":243,"r":96},{"id":4,"n":"Bay Lake Tower","d":275,"r":135},{"id":5,"n":"Beach Club","d":275,"r":137},{"id":6,"n":"Boardwalk","d":240,"r":118},{"id":7,"n":"Boulder Ridge","d":215,"r":99},{"id":19,"n":"Cabins at Fort Wilderness","d":243,"r":123},{"id":8,"n":"Copper Creek","d":250,"r":143},{"id":18,"n":"Disneyland Hotel","d":248,"r":148},{"id":9,"n":"Grand CA","d":310,"r":250},{"id":10,"n":"Grand Floridian","d":230,"r":165},{"id":11,"n":"Hilton Head","d":165,"r":64},{"id":12,"n":"Old Key West","d":205,"r":86},{"id":13,"n":"Old Key West(57)","d":205,"r":97},{"id":14,"n":"Polynesian","d":243,"r":166},{"id":15,"n":"Riviera","d":243,"r":118},{"id":16,"n":"Saratoga Springs","d":205,"r":103},{"id":17,"n":"Vero Beach","d":150,"r":49}]; window.DVH_COMMISSION = "6.9%"; // Whether DV (the AI assistant) is enabled, rendered server-side so the widget // knows on first paint and never flashes the "we're away, leave a message" form // before /chat/status confirms DV is on duty. Mark, Aug 8. window.DV_AI_ENABLED = true;
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