DVC Point Charts 2026

Every Disney Vacation Club resort runs on a point system. You own a certain number of points per year, and each night you stay costs a specific number of points drawn from that chart. The charts on this page are the official 2026 allocations for all 17 DVC resorts. What you see here is exactly what Disney uses when members make reservations, and what buyers should study before choosing where to purchase.

If you're deciding whether to buy DVC, which resort to target, or how many points you actually need, the point chart is your starting place. Price per point matters, but point charts determine what that annual allocation actually buys you in nights at the resort.

How DVC Point Charts Are Structured

Each resort breaks its calendar into travel seasons, typically labeled Adventure, Choice, Dream, Magic, and Premier. Disney assigns those labels based on historical demand and park attendance patterns. Peak periods like Christmas, spring break, and the early weeks of summer fall into Premier. Slower periods in January, September, and early December fall into Adventure or Choice, where the same room costs considerably fewer points per night.

Within each season, charts split by day of week. A Sunday through Thursday night always costs fewer points than Friday or Saturday. If you're flexible about your travel pattern, shifting a stay from a weekend-heavy trip to a midweek stay can save a meaningful number of points without changing your resort or room type.

Then there's room type. Deluxe Studios are the smallest unit and the most point-efficient on a per-person basis. One-Bedroom Villas add a full kitchen, a separate living room, a washer/dryer, and a whirlpool tub, but cost roughly 2.5 to 3 times the studio rate at most resorts. Two-Bedroom Villas run higher still, though they accommodate more people, which can make them cost-effective for families traveling together. Grand Villas and special categories like the Polynesian Bungalows or the Copper Creek Cabins at Fort Wilderness sit at the top of the chart and require the highest point totals.

A number of resorts also have view categories within each room type. At the Grand Floridian, for example, studios come in Lake View and Garden View. At Bay Lake Tower you'll see Magic Kingdom View and Standard View. The premium view can add several points per night, and over a week-long stay that adds up quickly. Whether the view is worth the extra points is a personal call, but knowing the difference helps you plan.

Why Point Costs Vary So Much Between Resorts

DVC point charts are not arbitrary. They reflect how Disney balances demand across the system. A resort with limited inventory and extremely high member demand needs a higher point cost per room to prevent any single group of owners from monopolizing availability. A larger resort with more rooms, or one in a lower-demand location, can afford a lower per-night point cost.

The Polynesian Villas and Bungalows is a good example. It sits on the Seven Seas Lagoon with a direct monorail connection to Magic Kingdom. Demand for that location is intense, and the point chart reflects it. A studio there during a Dream period runs noticeably higher than a comparable studio at Saratoga Springs, which sits on the Disney Springs golf complex a shuttle ride away from the parks. Both are legitimate DVC resorts. The gap in point cost is entirely about location and demand.

The same logic applies to the off-site resorts. Hilton Head, Vero Beach, and Aulani all serve a different purpose than the Walt Disney World cluster. They appeal to members who want a beach or destination vacation under the Disney umbrella. Their point costs tend to be lower than the top-tier Orlando resorts, which is worth knowing if you're a buyer considering whether to anchor your ownership at one of those locations.

One more factor: resort age and contract end date. Older resorts like Old Key West and Saratoga Springs have contracts that expire in 2042 and 2054 respectively. The Riviera Resort, one of Disney's newer properties, has a contract through 2070. None of that changes the 2026 point chart today, but it's part of the full picture when you're evaluating what you're buying on the resale market.

The 11-Month and 7-Month Booking Windows

Point charts tell you how many points a room costs. The booking window tells you when you can try to get it.

Home resort owners can book reservations up to 11 months before their check-in date. Non-home resort bookings open at 7 months. That gap is significant. At high-demand resorts, certain room types and views are functionally gone by the time the 7-month window opens. Studio rooms at popular resorts like Beach Club, BoardWalk, and Bay Lake Tower are especially tight during peak seasons. Members who own at those resorts have a real advantage for those specific rooms at those specific times.

If you plan to do most of your DVC traveling at one resort, owning there makes sense. If you want variety across the system and you're flexible on dates, you can often book non-home resorts at 7 months without much trouble, particularly during Adventure or Choice seasons. The point charts are the same either way. The ownership question is about access and timing, not about what you pay in points once you have a reservation.

You can read more about how the full system works, including banking and borrowing points, on the how DVC works page.

Annual Dues: The Ongoing Cost That Changes Your Math

Point charts govern what you spend from your annual allocation, but annual dues are what you pay Disney each year to keep that allocation active. Dues are assessed per point you own, and they vary by resort. This matters because a resort with a lower point chart but high annual dues may cost more to operate year over year than a resort with a slightly higher chart but lower dues.

Here are the 2026 annual dues per point for each resort:

A full breakdown with historical context is on the annual dues page. The short version: Grand Floridian and Polynesian carry the lowest dues in the system right now, which is notable given how desirable those locations are. Vero Beach and Hilton Head sit at the high end, partly because they operate as standalone resort properties with no shared infrastructure from the larger Walt Disney World campus.

Buying Direct vs. the Resale Market: Same Chart, Different Price

A common question from new members is whether DVC resale points use the same point charts. They do. A resale contract at the Grand Floridian follows the same 2026 point chart you see on this page. The charts apply to all members regardless of how they acquired their contract.

What changes is the upfront cost. Disney's 2026 retail prices run from $150 per point at Vero Beach up to $275 per point at Bay Lake Tower and Beach Club. The secondary market prices those same contracts meaningfully lower. Grand Floridian resale contracts, for instance, have traded well below the $230 direct price, often in the range of $120 to $160 per point depending on the size and timing of the sale. That spread means the same point chart buys you the same rooms at substantially lower total cost.

There are a few things direct buyers get that resale buyers don't, primarily access to Membership Magic perks that Disney has restricted since 2019. For most buyers evaluating a DVC purchase on the basis of actual resort stays, the point chart is identical and the aftermarket delivers significant savings on the front end.

Current Disney direct retail prices by resort and a live feed of DVC resale listings are both available on this site if you want to compare what you'd pay through each channel.

How to Choose Your Home Resort Using This Chart

The right home resort depends on three things: where you actually want to stay most often, what your travel timing looks like, and what you can afford to buy.

Start with the chart for your preferred resort and look at the room type and season you're most likely to use. If you plan to visit during spring break with a family that needs a Two-Bedroom Villa, find that row and note the point cost per night. Multiply by your typical trip length. Add a small buffer for flexibility. That's roughly how many points you'd want to own. Buy too few and you're always banking, borrowing, or renting extra points to make trips work. Buy more than you'll use and you're either renting points out or carrying an annual dues bill larger than it needs to be.

Then check the annual dues for that resort and multiply by your target point total. That's your annual carrying cost regardless of whether you actually travel. It's a real number and worth modeling before you commit.

Finally, compare what a resale contract at that resort would cost versus buying direct. The DVC market report tracks current resale pricing trends across all resorts. If you're within a few years of a major life change like kids starting college or you're unsure about your Disney travel cadence, the lower entry price of the DVC resale market gives you more flexibility to sell later without as large a loss.

The point charts, dues tables, and resale listings on this site are meant to give you all of that information in one place. The charts below cover every resort in the system for 2026. Take your time with them.