International Buyers Guide

International Buyers Guide: Purchasing DVC from Outside the US

International buyers can purchase Disney Vacation Club membership and enjoy the same resort access as US-based members. Understanding the unique considerations for non-US buyers helps ensure a smooth purchase experience.

Eligibility for International Buyers

Disney Vacation Club welcomes international buyers from around the world. There are no citizenship or residency requirements restricting who can purchase DVC membership. Whether buying directly from Disney or through the resale market, non-US residents can acquire and enjoy DVC ownership.

International members use their DVC points exactly like US members, booking accommodations at any DVC resort worldwide. The membership benefits function identically regardless of where you live. However, it is important to note that DVC points are tied to a home resort. This means that while you can book stays at any DVC resort, booking at your home resort can typically be done 11 months in advance, whereas booking at other resorts is usually possible 7 months in advance. This advantage can be particularly useful for securing stays during peak travel times.

Currency and Payment Considerations

DVC transactions occur in US dollars. International buyers must handle currency conversion when making purchases and paying annual dues. Exchange rate fluctuations can affect actual costs in your home currency over time. It is wise for international buyers to keep an eye on currency trends to manage their budget effectively.

Payment methods for international buyers may require additional arrangements. Wire transfers are common for purchase transactions. Credit cards from some countries may work for certain payments while others may require alternative arrangements. Discuss payment options with your broker or Disney representative. Additionally, some international buyers might consider setting up a US-based bank account to simplify transactions and potentially reduce currency conversion fees.

Tax Implications

International buyers selling DVC contracts may face FIRPTA withholding requirements. This federal tax provision requires withholding a percentage of sales proceeds from foreign sellers. Understanding FIRPTA before purchasing helps you plan for potential future sale implications.

Tax obligations in your home country may also apply to US real estate ownership. Consult tax professionals familiar with both US and your local requirements to understand the complete tax picture of DVC ownership. It's advisable to research any tax treaties between the US and your country that might affect your tax liabilities.

Closing Process Differences

International buyers may face logistical challenges during closing. Document signing may require notarization by US consular officials in your country or through other approved methods. Mail delivery times can extend transaction timelines.

Electronic signing options help streamline the process for international buyers when available. Discuss closing logistics early in your transaction to ensure appropriate arrangements are made. It's also beneficial to work with a real estate agent or broker experienced in international transactions to help navigate these complexities.

Annual Dues Payment

DVC members pay annual dues regardless of location. International members must arrange payment in US dollars. Disney provides various payment options, but international banking differences may require specific arrangements.

Set up reliable payment methods for ongoing dues before your first payment is due. Missing dues payments can result in membership complications regardless of the reason for non-payment. Some members find it helpful to set up automatic payments to avoid any lapses.

Visiting US Resorts

International members must handle travel logistics for visiting US Disney resorts. This includes obtaining appropriate visas if required by your country of citizenship, arranging international flights, and managing currency exchange for vacation expenses.

Plan your Disney visits well in advance to coordinate travel logistics with your DVC reservations. International travel requires more advance planning than domestic trips. Consider travel insurance to cover unexpected events that might affect your trip.

Non-US Resort Options

DVC offers resort options outside the continental United States. Aulani Resort in Hawaii provides a US destination requiring less international travel complexity for some members. Future DVC developments may expand options in other locations.

Consider how accessible different DVC resorts are from your home location when evaluating membership value. Members who can easily visit Florida or California derive maximum benefit from the DVC resort portfolio. Additionally, keep an eye on potential new DVC locations that might offer more convenient options for international members.

Communication Considerations

Time zone differences can complicate communication with US-based brokers, title companies, and Disney member services. Be aware of business hour differences when expecting responses or scheduling calls.

Email communication often works better than phone calls for international transactions due to timezone challenges. Most transaction communication can occur asynchronously through email without requiring real-time conversations. Utilizing online scheduling tools can help coordinate calls at mutually convenient times.

Making Your Decision

International DVC ownership can provide excellent vacation value for families who travel to Disney destinations regularly. Evaluate whether your travel patterns and budget support the membership investment. Consider additional costs and complexities of international ownership when making your decision.

Working with experienced professionals familiar with international DVC transactions helps navigate the unique requirements and ensures a successful purchase experience. Researching and connecting with other international DVC owners can also provide valuable insights and tips for managing your membership effectively.