There are 351 points available for the 2026 Use Year. 1 points are banked in from the previous year and need to be used by September 30, 2026. The remaining 350 points for this year will be deposited on October 1, 2026. Going forward, your yearly points arrive on October 1st each year.
This is an estimate only. Actual financing costs depend on your credit, loan amount, and title company. Visit VacationClubLoans.com for an exact quote.
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Mark was a great guy to work with while successfully selling my 6 DVC contracts. He definitely knows the DVC business well. He always responded very quickly any time I had questions or needed help with any part of the sales process. He works very hard to earn his commission, especially considering that he has the lowest one around. He is up front about everything with no hidden surprises. I would obviously not hesitate to use his services again.
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Jake Devereaux
14 days ago
Mark was incredible about helping us with any questions we had during the process of purchasing our first DVC contract. Mark helped us navigate all aspects from making our offer all the way to the close of the deal and getting our points loaded up. We would certainly buy more points here in the future! I highly recommend him and his team.
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Jim Jancel
23 days ago
Super easy to work with. Great commission rate. Will use again.
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Cheryl Griffin
33 days ago
This was a painless process.
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Gale Liddell
50 days ago
We are DVC members since 2004. Mark and Lori Webb are truly amazing. We have sold and purchased two DVC contracts, Boardwalk and Copper Creek. The process from beginning to end was seamless. It could not have gone any smoother. They both made us so comfortable. They were available 24/7 and returned calls quickly. The whole office staff was efficient and answered all our questions. It was a Magical Experience! Thank you so much!! Ed and Gale Liddell
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Todd Weavil
58 days ago
Very smooth transaction. Very helpful and responsive.
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Katie Calvo
73 days ago
The process of purchasing my first DVC resale contract was so simple with Mark at DVC sales! The team was great, quick to respond and everything went so smoothly. Would highly recommend to anyone and hope to use them again some day!
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Charles Plaza
79 days ago
Mark and his team are real experts and very professional and honest. It was a pleasure working with DVC Sales, they took care of everything and made the process easy and simple. Would highly recommend them!
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Jennifer Geib
92 days ago
I had a great experience selling my Grand Floridian contract. Mark was super helpful and easy to get in touch with when needed. The website was easy to use and handled the process seamlessly. It was nice to be able to check in on the status tracker. Closing went smoothly and a lot faster than I expected. All around a great experience. I highly recommend DVC Sales!
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Susan Smith
112 days ago
Very happy with all aspects of working with DVC Sales and this is the second time of using them! Their website is clear and user-friendly and as international sellers, the information on FIRPTA was hugely helpful, particularly the links to all the forms. The whole process from start to finish has been seamless. Wouldn't hesitate to recommend to other sellers as a highly professional company. Thank you Mark!
\nLINKS: Cost to Sell|\/cost-to-sell-dvc \u003E Compare Brokers|\/compare-dvc-brokers \u003E List My Membership|\/sell-dvc","What is the 0 Club Activation Fee?":"The Disney Club Activation Fee, or CAF, is a one-time fee Disney charges to activate your membership on a resale purchase. It is fixed, the same no matter which contract you buy.\nRING: 0|one time|Fixed buyer cost, identical on every resale contract\n[See how buyer costs fit together](\/dvc-sales-business-plan)","Should I sell or rent out my points instead?":"Both work, so it comes down to whether you want a one-time cash sale or prefer to hold the membership and offset your dues by renting each year.\nCHOICES: Sell|One-time cash sale, no upfront cost, buyer usually found in about 30 days|green \u003E Rent|Keep the membership and offset dues yearly, use an escrow service to stay safe|navy\n[See What Yours Is Worth](\/dvc-resale-value-calculator)","Am I locked in, or can I take my listing down?":"You are never locked in. If you ever want your membership off the market, one click deactivates your listing, and one click puts it back. No cancellation fees, no penalties.\nCHOICES: List it|No upfront cost to list|green \u003E One-click toggle|Deactivate or reactivate anytime|navy \u003E No penalties|No cancellation fees, ever|green\n[List Your Contract](\/sell-dvc)","Do I get member discounts on resale?":"No, Disney reserves some discounts and perks for direct buyers, and those policies can change. You still get the full core membership: your points, booking windows, and home resort priority all work exactly like direct.\nCHOICES: You get|The full core membership|green \u003E Reserved for direct|Some discounts and Moonlight Magic|yellow\n[How Buying Works](\/how-it-works-buyer)","How do I list my contract?":"Head to our sell page, add your contract details, and you are live in about a minute with no upfront cost.\nTIMELINE: Gather details|Resort, points, use year, point balances \u003E Set your price|Your asking price per point \u003E Go live|Listed in about a minute\n[List your contract](\/sell-dvc)","Can I sell it later if I change my mind?":"Yes, DVC contracts resell on a healthy market, and there are no upfront or hidden fees to list with us. Our free appraisal tool can show you what a contract would be worth.\n[Check a contract\u0027s value](\/dvc-resale-value-calculator)","Do I need a lawyer to buy?":"Most buyers do not use an attorney. In ten years we have seen it only once or twice, because our contract is written in plain language for people, not lawyers. We never discourage a review, but we recommend you take the time to read the contract first.\nCHOICES: Read the contract first|Plain language, written to be clear|green \u003E Bring an attorney|Always welcome, your call|navy\n[How Buying Works](\/how-it-works-buyer)","What does the buyer pay for?":"The buyer covers three fixed items, so the only thing they can negotiate is your price per point.\nICARDS: doc|Closing Costs|The buyer pays the closing costs \u003E castle|Activation Fee|A one-time 0 Disney Club Activation Fee \u003E coins|Dues Reimbursement|They repay you for this year\u0027s bankable points they receive\n[See the full breakdown](\/dvc-sales-business-plan)","What happens if the buyer backs out?":"You are not stuck. Your contract goes right back on the market and we find you another buyer, with no upfront or hidden fees on your end.\nTIMELINE: Buyer backs out|The deal falls through \u003E Back on market|We relist your contract right away \u003E New buyer|Competitively priced contracts usually sell in about 30 days\n[List Your Contract](\/sell-dvc)","Should I avoid listings with foreign sellers?":"If you live in the US, not at all. A non-US seller is no problem, and the title company handles the extra tax steps.\nCHOICES: You live in the US|No problem at all|green \u003E You live outside the US|Budget about 0 for an ITIN if you do not have one|yellow\n[Browse Listings](\/dvc-resale-listings)","What is the estoppel fee?":"It is a 0 fee paid to Disney at closing to verify your membership details and available points before the transfer is final. Nothing is due upfront.\nRING: 0|at closing|Disney estoppel fee, nothing due upfront\nLINKS: Cost To Sell|\/cost-to-sell-dvc \u003E Sell My Contract|\/sell-dvc","Do all brokers show the same listings?":"No. We are the only broker in the industry that shows not just our own listings, but every listing from all the major DVC brokers, so you compare the whole market in one place. We earn nothing if you buy another broker\u0027s listing we show.\nhttps:\/\/dvcsales.com\/dvc-resale-listings","Can I sell just part of my contract?":"Each contract has its own deed, so it sells as a whole. If you own more than one, you can sell one and keep the rest.\nICARDS: contract|One contract|Sells as a whole, on its single deed \u003E contracts|Multiple contracts|Sell one, keep the others\n[See What Yours Is Worth](\/dvc-resale-value-calculator)","Can you alert me when a match comes in?":"Yes. Think of it as a saved search that works for you, with no cost and no obligation.\nICARDS: doc|Tell us|Resort, points, use year, and your max price per point \u003E timer|We watch|We track every new contract as it comes in \u003E deposit|You\u0027re alerted|Email and text within minutes of a match\n[Set Up a Special Request](\/dvc-special-request)","Does it cost me more to buy through you?":"You never pay us a commission, and we charge no buyer\u0027s admin fee. Your price is simply the price per point times the number of points on the contract, and that price per point is the only thing you negotiate.\nCHOICES: Closing Costs|0 to 0, by price and state|navy \u003E Club Activation Fee|0 one time to Disney|navy \u003E Dues Reimbursement|The current year\u0027s bankable points you receive|navy","What do I have to sign, and can I do it electronically?":"You sign the sale contract, and the title company handles the closing paperwork. Everything is done electronically, so nothing to print, notarize, or mail. Every owner on the deed signs if they are available; if not, we will need a death certificate or a power of attorney.\nICARDS: sign|Sale Contract|You e-sign the agreement with the buyer \u003E doc|Every owner signs|If an owner cannot sign, we need a death certificate or power of attorney \u003E handshake|Done|Sign from anywhere, on any device\n[Get Started](\/sell-dvc)","How far ahead can I book?":"You get extra time at your home resort, the one your contract is deeded at. You can book it up to 11 months ahead, while every other resort opens at 7 months.\nTIMELINE: 11 months out|Your home resort, the one you are deeded at \u003E 7 months out|Any other DVC resort \u003E Anytime after|Add nights or waitlist if space opens \u003E Check-in day|Enjoy your stay\n[How Buying Works](\/how-it-works-buyer)","What if my contract is in two names?":"That\u0027s common. Every owner listed on the deed signs the sale and closing documents, and the title company collects it all electronically.\nICARDS: doc|Both Owners|Everyone on the deed signs \u003E sign|E-Sign|Documents go to each person digitally \u003E handshake|From Anywhere|Each owner can sign wherever they are\n[Get Started](\/sell-dvc)","I live outside the US, can I still sell?":"Yes, sellers close from all over the world, all electronically, so you never appear in person. As a non-US resident, FIRPTA withholding always applies at closing.\nCARDS: Selling from abroad|What to expect|handled at closing \u003E ##Signing \u003E All documents electronic|no in-person \u003E ##FIRPTA always applies \u003E A withholding, not a tax|Held at closing and sent to the IRS toward any tax you owe on a net gain from the sale \u003E ITIN if needed|around 0\n[FIRPTA details](\/firpta)","What\u0027s actually in the annual dues?":"Dues cover the resort\u0027s operating budget, charged as a set amount per point and billed once a year in January. You can pay yearly or by monthly automatic debit.\nICARDS: castle|Upkeep|Maintenance and future refurbishment reserves \u003E handshake|Staffing|The people who run the resort \u003E doc|Insurance and Taxes|Property coverage and taxes \u003E coins|Reserves|Set aside for the years ahead\n[How Buying Works](\/how-it-works-buyer)","What if I still have a loan on the contract?":"No problem. Any loan balance is paid off at closing right out of your sale proceeds, so you never settle it separately beforehand.\nTIMELINE: You Sell|Loan stays in place, nothing due upfront \u003E Closing|Payoff comes out of your proceeds \u003E Paid|You receive the net after loan and 6.9%\n[See What Yours Is Worth](\/dvc-resale-value-calculator)","Do I get an actual deed and title insurance?":"Yes. Every DVC resale closing is the same, so you receive a recorded deed and a title insurance policy.\nICARDS: doc|Recorded Deed|Real estate ownership recorded in the resort\u0027s county \u003E stamp|Title Insurance|A policy protecting your ownership \u003E handshake|Handled for You|The title company records it all at closing\n[How Buying Works](\/how-it-works-buyer)","How much cheaper is resale than buying direct?":"Resale saves you around 50% versus buying direct from Disney. Every year the secondary market grows as more families discover those savings.\nRING: 50%|savings|resale vs buying direct\n[Browse Listings](\/dvc-resale-listings)","Why should I list with you instead of another broker?":"Low commission, no upfront or hidden fees, honest guidance from a licensed brokerage that does DVC exclusively, and a real status tracker.\nCARDS: Listing with us|Whats included|no upfront cost \u003E ##Commission \u003E 6.9%|lowest in the industry \u003E ##Fees to you \u003E No upfront fee| \u003E No hidden fees| \u003E ##Speed \u003E Competitively priced contracts|sell in about 30 days\n[See what yours is worth](\/dvc-resale-value-calculator)","How do I protect myself from wire fraud?":"The title company that handles your closing is a third party with a set procedure to protect your funds. They confirm wire details with you directly and never change them by email.\nICARDS: bank|A trusted third party|A licensed title company holds and moves the funds \u003E doc|A set procedure|They verify wire details with you directly, never by email \u003E wire|Confirm by phone|Always confirm instructions at a number you already know\n[Talk With Our Team](\/contact-us)","Should I take a guaranteed offer or list it?":"It comes down to speed versus price. A guaranteed offer is fast and certain; listing usually brings more if you can wait a bit.\nCHOICES: Guaranteed Offer|Speed and certainty, no waiting for a buyer|green \u003E List It|Often a higher price, buyer typically in about 30 days|navy\n[Get A Guaranteed Offer](\/instant-sale)","Can I list with you and still try to sell it myself?":"Yes, absolutely. Our listing agreement is non-exclusive, so you can keep trying on your own at the same time, with no upfront and no hidden fees.\nCHOICES: You find the buyer|Great, sell it yourself|green \u003E We bring the offer|We handle the deal, 6.9% applies|navy\n[Get started](\/sell-dvc)","Who holds my deposit?":"We never handle any of your money. Every dollar is secured by an attorney-owned, licensed and insured title company, the same way funds are handled when you buy a home in Florida.\nICARDS: bank|Held in escrow|Attorney owned, licensed and insured title company \u003E handshake|Never us|DVC Sales never touches your funds \u003E doc|Like a home purchase|The same trusted process as Florida real estate\n[How Buying Works](\/how-it-works-buyer)","When is the last day to bank my points?":"Banking is not automatic, you request it through Disney. You have until the last day of the 8th month of your Use Year. Here is every Use Year with the days left to bank from today:\nBANKTABLE\n[How Buying Works](\/how-it-works-buyer)","Where will my listing appear and how do buyers find it?":"Your listing appears on our site and on all three major DVC aggregate sites, the MLS of DVC resale, so buyers see it everywhere they shop. We even own one of those three, to make sure your listing gets seen.\nICARDS: castle|Our site|Active buyers browse daily \u003E doc|All 3 MLS sites|Visible on every major aggregate \u003E handshake|We own one|To ensure your listing gets seen\n[List Your Contract](\/sell-dvc)","When\u0027s my deadline to bank points before I list?":"Banking is not automatic, you request it through Disney. You have until the last day of the 8th month of your Use Year. Here is every Use Year with the days left to bank from today:\nBANKTABLE\n[See What Yours Is Worth](\/dvc-resale-value-calculator)","Can I borrow points?":"Yes. At any time, members can borrow up to 100% of next year\u0027s points for a reservation. You can also bank unused points from your current Use Year into the next year.\nCOINS: borrow\n[How Buying Works](\/how-it-works-buyer)","Can I still use my points while it\u0027s listed?":"You can, as long as you are not yet under contract. Buyers choose your listing based on its current available points and a 35 to 45 day close, so a trip changes both.\nICARDS: calendar|Take your trip|Only before you are under contract \u003E coins|Update your points|Tell us your check-out date so we revise available points \u003E timer|Closing shifts|We move closing to after your check-out\n[List Your Contract](\/sell-dvc)","Can I bank my points?":"Yes. You can bank unused points from your current Use Year into the next year, any time in the first 8 months of your Use Year, so they are not lost. You can also borrow up to 100% of next year\u0027s points to use now.\nCOINS: bank\n[How Buying Works](\/how-it-works-buyer)","What does Disney check during estoppel?":"Estoppel is Disney\u0027s official statement to the title company. It confirms your account and lists anything that must be paid from your proceeds at closing.\nICARDS: doc|Your account|Disney confirms your membership and points \u003E bank|Loan or mortgage balance|Any payoff still owed on the contract \u003E coins|Annual dues owed|Any unpaid dues or maintenance fees \u003E handshake|Settled at closing|The title company pays these from your proceeds\n[Cost To Sell](\/cost-to-sell-dvc)","How much are the annual dues?":"Annual dues are set per point by each resort, so the rate depends on which resort you own. Across DVC they run roughly to per point per year. Tell me the resort and I can give you its exact figure.\nICARDS: coins|Per point|A set amount for each point you own \u003E calendar|Once a year|Billed in January, or monthly by automatic debit \u003E castle|By resort|Each resort sets its own rate\n[See resort dues](\/dvc-annual-dues)","How do you keep my money safe from wire fraud?":"The title company that handles your closing is a third party with a set procedure to protect your funds. They confirm wire details with you directly and never change them by email.\nICARDS: bank|A trusted third party|A licensed title company holds and moves the funds \u003E doc|A set procedure|They verify wire details with you directly, never by email \u003E wire|Confirm by phone|Always confirm instructions at a number you already know\n[Talk With Our Team](\/contact-us)","How much is the deposit and when is it due?":"Your deposit is due shortly after you and the seller both sign, and it is held in escrow by the title company, never by us. The exact amount is set in your agreement.\nICARDS: sign|After signing|Due once both sides have signed \u003E bank|Held in escrow|By the title company, not DVC Sales \u003E doc|On your agreement|The exact amount is spelled out there\n[Talk With Our Team](\/contact-us)","Who holds the buyer\u0027s deposit?":"The title company holds the buyer\u0027s deposit in escrow, never DVC Sales, so the funds stay protected and neutral for both sides.\nICARDS: bank|In escrow|The title company handling your closing holds the deposit \u003E handshake|Neutral|Protected for both sides until the deal is complete \u003E wire|Paid out|Your proceeds are wired directly to you at closing\n[Cost To Sell](\/cost-to-sell-dvc)","Who pays the 0 Club Activation Fee?":"The buyer pays it. It is a one-time 0 fee from Disney, the same on every resale contract, to activate your membership.\nRING: 0|one time|Paid by the buyer on every resale contract\n[How Fees Work](\/dvc-sales-business-plan)","Do I need to cancel anything with Disney after I sell?":"No. On closing day, once the title transfers, our title company notifies Disney. That notice tells Disney to stop any recurring auto-debits from your bank account, whether for a loan or annual dues.\nICARDS: stamp|Title transfers|Ownership moves to the buyer on closing day \u003E doc|Disney is notified|Our title company sends Disney the transfer notice \u003E bank|Debits stop|Disney ends recurring loan or dues payments from your account\n[Talk With Our Team](\/contact-us)","How long does ROFR take?":"Disney\u0027s ROFR review takes up to 30 days, and they usually reply in the final 10. Most contracts pass straight through to closing.\nRING: 30|days|Disney\u0027s ROFR window, a reply usually in the final 10\nLINKS: How Buying Works|\/how-it-works-buyer \u003E Inventory for Sale|\/dvc-resale-listings","Can my spouse get the updates too?":"Yes. On your profile page, select the Edit button and confirm your spouse\u0027s email address is correct. From then on they are copied on all correspondence.\nICARDS: handshake|One shared account|You both use a single login, no duplicate account \u003E doc|Tap Edit on your profile|Add or confirm your spouse\u0027s email address \u003E deposit|Copied on everything|They receive every email and offer notice\n[Talk With Our Team](\/contact-us)","What is ROFR?":"ROFR is Disney\u0027s Right of First Refusal. Once a buyer and seller agree on a price, Disney reviews the contract and either lets the sale go through or steps in and buys it at that same price. The vast majority of the time it passes straight through.\nPIE: Sale goes through|98 \u003E Disney buys it back|2||2026: only 2 bought back\nFORK: Disney reviews the contract \u003E Disney passes|The sale goes through at the agreed price|green \u003E Disney buys it back|Disney takes the contract at that same price|amber\n[How DVC Works](\/how-dvc-works)","How do I change or edit my asking price?":"Yes, you can change your asking price any time from your profile. Open your listing, edit the asking price, and save, it updates on your listing right away.\nICARDS: doc|Open your profile|Go to your listing \u003E coins|Edit the price|Set your new asking price \u003E stamp|Save|It updates on your listing right away\n[Go to your profile](\/profile)","Can I call you?":"Absolutely! We would be happy to take your call and connect you with a licensed real estate agent.\nPHONE: (407) 205-1435","Do I have to notify Disney I am selling my membership?":"You do not have to. Once we have a fully signed agreement, we present it to Disney for their review. Disney then has up to 30 days to decide whether to step in and be the purchaser, matching all the terms of the contract. Either way your sale proceeds, and you receive the exact same dollar amount whether it comes from the buyer or from Disney.\nFORK: Your proceeds are the same either way \u003E ,125|for example\/\/Paid to you at closing from the buyer|green \u003E ,125|for example\/\/Paid to you at closing from Disney|amber\n[List Your Contract](\/sell-dvc)","Should I apply for a loan before or after I submit an offer?":"You can do either, but many buyers get pre-approved first so they know their budget and can move quickly once an offer is accepted. Financing is your own arrangement, it does not change the price you offer.\n[Our Financing page](\/dvc-financing)"}; window.DVH_RESORTS = [{"id":1,"n":"Animal Kingdom","d":210,"r":108},{"id":2,"n":"Aulani","d":243,"r":96},{"id":4,"n":"Bay Lake Tower","d":275,"r":135},{"id":5,"n":"Beach Club","d":275,"r":137},{"id":6,"n":"Boardwalk","d":240,"r":118},{"id":7,"n":"Boulder Ridge","d":215,"r":99},{"id":19,"n":"Cabins at Fort Wilderness","d":243,"r":123},{"id":8,"n":"Copper Creek","d":250,"r":143},{"id":18,"n":"Disneyland Hotel","d":248,"r":148},{"id":9,"n":"Grand CA","d":310,"r":250},{"id":10,"n":"Grand Floridian","d":230,"r":165},{"id":11,"n":"Hilton Head","d":165,"r":64},{"id":12,"n":"Old Key West","d":205,"r":86},{"id":13,"n":"Old Key West(57)","d":205,"r":97},{"id":14,"n":"Polynesian","d":243,"r":166},{"id":15,"n":"Riviera","d":243,"r":118},{"id":16,"n":"Saratoga Springs","d":205,"r":103},{"id":17,"n":"Vero Beach","d":150,"r":49}]; window.DVH_COMMISSION = "6.9%";
// Whether DV (the AI assistant) is enabled, rendered server-side so the widget
// knows on first paint and never flashes the "we're away, leave a message" form
// before /chat/status confirms DV is on duty. Mark, Aug 8.
window.DV_AI_ENABLED = true;