Disney Vacation Club for Sale: How to Buy a DVC Contract on the Resale Market
Buying a Disney Vacation Club membership on the resale market is one of the most financially sound ways to join the program. You get the same points, the same home resort booking priority, and the same annual resort access as someone who purchased directly from Disney. The primary difference is the purchase price, which is typically much lower on the resale market.
DVC Sales is a licensed Florida real estate brokerage that specializes in DVC resale transactions. We carry verified listings from current DVC owners across all active resort properties. Our team includes former Disney Vacation Club cast members with over 25 years of combined experience in the program. Here is what you need to know to buy smart on the resale market.
What You Get When You Buy DVC Resale
When you purchase a DVC contract on the resale market, you receive a deeded real estate interest in a specific Disney Vacation Club resort. That deed gives you:
- Annual DVC points, allocated every year on your Use Year anniversary
- Home resort booking priority at 11 months before your stay
- Access to book all eligible DVC resorts at the 7-month booking window
- The ability to bank and borrow points for flexibility across years
- The right to stay at world-class Disney resort accommodations for the life of the contract
What resale contracts do not include: Disney Membership Extras (perks like merchandise discounts and the Sorcerer annual pass for Florida residents) and booking access to certain newer resort properties added after January 2019. For most buyers, the purchase price savings on a resale contract more than offset these limitations. But you should understand them going in.
How to Evaluate a DVC Listing
Not all DVC contracts are equal. Here are the key factors to consider when reviewing any listing on our DVC resale listings page.
Resort and Home Resort Priority
Your home resort is the property named on your deed. You can book that resort at 11 months. All other eligible DVC resorts are accessible at 7 months. If you have a specific resort you always want to stay at, owning there is a significant advantage. If you are flexible, the home resort matters less and you can focus on price and dues.
Annual Point Allocation
This is the number of points deposited into your account each year. Choose a contract size that matches your actual vacation plans. Most buyers start in the 100 to 200 point range, which supports one to two weeks per year in a studio or one-bedroom depending on resort and season.
Use Year
Your Use Year is the month your annual points begin. It also sets your banking deadline (8 months in) and your borrowing option. If you already own DVC, matching the Use Year is important for account linking and point management.
Annual Dues
Every DVC owner pays annual maintenance fees called dues. These vary by resort and increase modestly over time. Compare dues on a per-point basis when evaluating contracts at different resorts. Check our DVC annual dues page for current rates by resort.
Expiration Year
DVC contracts have fixed expiration dates. Older resorts expire around 2042. Newer resorts expire in the 2060s and beyond. A contract with more years remaining is worth more per point. Factor the expiration year into your annualized cost comparison.
Currently Available Points
Some contracts include banked points from prior years, which can be a bonus. Others may have borrowed points already used by the seller, meaning you start with a reduced balance. Read the listing carefully to understand what you are actually getting on day one.
How the Buying Process Works
When you find a listing you want to pursue, here is what happens next at DVC Sales.
You submit an offer online. The seller receives it immediately and can accept, counter, or decline. Once both parties agree on price, a licensed broker prepares the purchase agreement for electronic signature. You submit a deposit (typically around 10% of the purchase price), which is held in escrow.
The signed agreement then goes to Disney for its Right of First Refusal review. Disney has 30 days to decide whether it wants to purchase the contract at the agreed price. If Disney passes (the most common outcome), the sale moves to a licensed title company for closing. The seller signs and notarizes the deed. You wire the remaining purchase funds. The deed records. Disney is notified and processes the membership transfer.
From accepted offer to active membership typically takes 60 to 90 days. We keep both parties informed at every stage so you always know where your transaction stands.
Why Buy Through DVC Sales
We are the only DVC resale brokerage operated by former Disney Vacation Club cast members. That background gives our agents a level of program-specific expertise that most real estate brokerages cannot match. We know how Disney's membership system works, how ROFR patterns tend to run at different resorts, and what questions to ask on behalf of buyers and sellers to prevent problems before they happen.
Our commission for sellers is 6.9%, the lowest full-service commission in the DVC resale market. There are no upfront fees for sellers, and buyers pay no broker fees. All costs are disclosed in writing before anyone signs anything.
Our listings are updated in real time. The inventory you see on our platform is actually available right now. We monitor competing platforms daily to help sellers stay competitively priced. And our agents are available seven days a week for buyers who have questions at any stage of the process.
Tools to Help You Decide
Our DVC compare prices tool shows current average resale pricing by resort so you can evaluate whether a specific listing is priced fairly. Our DVC Resale Value Calculator helps you estimate total ownership cost over the contract's life, factoring in purchase price, dues, and years remaining.
If you are new to DVC and want to understand the program before you buy, our how DVC works page explains the points system, booking windows, banking and borrowing, and how resale differs from direct purchase. Our DVC resorts page covers each active property with details on location, expiration, and dues.
Getting Started
Browse our current listings to see what is available across all DVC resorts right now. Each listing includes full contract details so you can make an informed comparison. When you find something that interests you, submit an offer directly through the platform.
If you want to talk through your options before browsing, or if you have questions about specific contracts or resorts, reach us through our contact page. Our team is here seven days a week. We would rather spend time helping you make the right decision than rush you into one that does not fit your needs.
