DVC Points for Sale
When someone asks about DVC points for sale, what they're really asking about is purchasing a Disney Vacation Club contract on the resale market. DVC isn't sold in points alone. It's sold as a deeded real estate interest in a specific resort, and that deed comes with an annual points allocation that you use to book Disney resort accommodations. So buying DVC points means buying a contract, and the resale market is where those contracts change hands between private owners rather than going back through Disney.
The resale market consistently offers lower prices than purchasing directly from Disney. The gap varies by resort and by market conditions, but it's a real difference. For most buyers, that savings is a primary reason to buy resale rather than direct.
What You're Actually Purchasing
A DVC contract is a deeded real estate interest in a resort property. You own a fractional interest in the resort, and that ownership entitles you to an annual allocation of points for the duration of the contract. Most Walt Disney World contracts run through 2042 or later, though specific end dates vary by resort. The points refresh every year at the start of your use year, which is the month your annual allocation begins.
Those points are your vacation currency. You use them to reserve DVC resort rooms at the point cost listed in Disney's official points chart for that resort. A studio at Saratoga Springs during an off-peak week costs far fewer points than a two-bedroom villa at Grand Floridian during a holiday period. The points chart governs what everything costs, and your annual allocation determines what you can afford within that system.
When you purchase DVC points through the resale market, you're getting access to all of that. The same booking system, the same resort rooms, the same 11-month home resort booking window, the same 7-month all-resort booking window. The ownership experience is functionally identical to buying directly from Disney, with the exception that certain member perks added after the resale market became established are restricted to direct buyers.
What's Included in Each Listing
Every DVC resale listing on DVC Sales shows you the details that matter most for evaluating whether a contract fits your needs. You see the resort, the use year, the total annual points, and the asking price presented both as a total and as a price per point. You also see the available points broken down by year, so you know exactly how much vacation capacity you'd have immediately after purchase versus waiting until the next use year.
Annual dues per point are included as well. This matters more than many first-time buyers realize. The annual dues are an ongoing expense that you pay every year for as long as you own the contract. They cover resort maintenance, operations, and Disney's management fees. The dues rate varies by resort and increases modestly over time. For a 200-point contract, annual dues might be anywhere from roughly $1,400 to over $2,600 depending on which resort you're purchasing, and that expense continues every year. Factoring dues into your total cost of ownership gives you a more complete financial picture than looking at purchase price alone.
Each listing also includes a deal rating that compares the asking price to current market benchmarks, giving you a quick sense of whether the contract is priced competitively. And you can see the contract expiration date, which affects how much total value remains in the contract over your ownership period.
How to Evaluate a DVC Points Contract
Price per point is the standard comparison metric in DVC resale, and it's the right place to start. But don't stop there. Two contracts at the same price per point can have meaningfully different actual value depending on several factors.
First, look at available points. A contract that comes with banked points from prior years has more immediate vacation value than a contract where the seller has used everything up through the current year. If you want to take a trip within the next six months after purchase, available points right now matter more than the annual allocation that refreshes next year.
Second, compare annual dues across the resorts you're considering. Some resorts have higher dues per point than others, and that difference compounds over decades of ownership. A 200-point contract at a high-dues resort versus a low-dues resort could easily represent a difference of thousands of dollars over a 10-year period, even if the purchase prices are identical.
Third, consider home resort. Your home resort is where you get priority booking 11 months in advance. If you have a strong preference for a specific resort during a specific time of year, you need that resort as your home resort. If you're flexible on both resort and timing, the home resort matters less. Our resort information pages can help you understand the differences between each property.
Fourth, check the use year relative to when you plan to vacation. A use year that starts one month before your typical vacation season is slightly less convenient than one that starts a few months before. It's a small thing, but if you're deciding between otherwise similar contracts, the use year is a reasonable tiebreaker.
What Resale Buyers Do Not Get
It's worth being clear about what resale buyers don't receive. Disney has restricted certain membership perks to direct buyers only. These include access to the Membership Magic program and its associated discounts, invitations to certain special events, and the ability to use points at certain non-DVC Disney properties and partner resorts through the Disney Collection and Concierge Collection booking categories.
For most DVC members, the primary use of their points is booking DVC resort rooms. If that's how you plan to use your membership, the restricted perks are unlikely to affect your experience in a meaningful way. But if you specifically want access to those additional programs, you'd need to purchase directly from Disney at direct prices.
Riviera Resort is a special case. Contracts purchased on the resale market at Riviera can only be used to book Riviera rooms. They cannot be used to book at other DVC resorts through the standard DVC booking system. This restriction applies specifically to Riviera resale contracts and significantly limits their flexibility compared to resale contracts at other resorts.
The Process of Buying DVC Points Resale
The buying process through DVC Sales works like this. You browse the active listings and find a contract that interests you. You click "Make an Offer" and submit a proposed purchase price. The seller receives your offer immediately and has three options: accept, counter, or decline.
If the seller accepts or if you reach an agreed price through counter-offers, the platform generates a purchase contract automatically. Both you and the seller sign it electronically. The signed contract then goes to Disney for their Right of First Refusal review, which takes approximately 30 days. Disney has the right to purchase the contract at the agreed price during this period. In practice, Disney passes on the majority of resale contracts, but it's a mandatory step in every transaction.
After Disney passes on ROFR, the transaction moves to a licensed title company for closing. Closing involves deed transfer, title insurance, and recording fees. The entire process from accepted offer to completed closing typically takes 60 to 90 days. When closing completes, the deed is transferred to your name and you become the owner of record at Disney.
Costs Buyers Pay in a Resale Transaction
As the buyer, you pay the purchase price plus a $500 Disney Administration Fee that Disney charges for processing the ownership transfer. You also pay closing costs, which cover the title company's services, title insurance, and recording fees. These costs are disclosed before you sign anything so there are no surprises at closing.
What you don't pay is the seller's commission. DVC Sales charges the seller a 6.9% commission on the sale price. That is the seller's cost, not yours. You also don't pay the $150 Disney Estoppel Fee, which is another seller expense.
If the seller has used any points that you'll be receiving as part of the purchase, there's typically an adjustment at closing where the seller reimburses you for the annual dues on those used points. That keeps the points accounting fair between buyer and seller.
Finding the Right Contract for Your Travel Style
The right DVC points contract depends on how you vacation. If you travel with a large family and want to stay in a two-bedroom villa every trip, you need significantly more points than someone who travels as a couple and books studios. If you're flexible on timing and can travel during off-peak seasons, you can accomplish more with fewer points than someone who needs peak weeks every year.
Our DVC Points Calculator is a useful tool for figuring out how many points you actually need. You enter your preferred resort, room type, and travel dates, and the calculator shows you the point cost based on the official Disney points chart. Running a few scenarios through the calculator before you start shopping gives you a realistic target for contract size.
Once you have a target size in mind, the DVC price comparison tool helps you evaluate whether specific listings are priced fairly relative to the current market. And for a full picture of your long-term costs including annual dues, the annual dues page has current rates by resort.
If you want to talk through your options with someone before making an offer, the DVC Sales team is available seven days a week. We're a licensed brokerage, and we're happy to help you find a contract that fits your vacation goals. You can reach us through the contact page.
