DVC Resale

What Is the DVC Resale Market?

The DVC resale market connects you directly with existing Disney Vacation Club members who want to sell their contracts. Instead of purchasing from Disney at retail prices, you can acquire an existing membership that includes a specific number of points, a designated home resort, a use year, and a contract expiration date.

Once the transfer completes, you become a full DVC member with complete booking access throughout the system. This includes the valuable 11-month home resort booking window that gives you first priority at your contract's designated resort. You can explore what's currently available by browsing our DVC resale listings.

Why Families Choose DVC Resale Over Retail

The savings drive most decisions to purchase resale. DVC resale contracts typically cost 30-50% less than identical contracts purchased directly from Disney. You're getting the same membership benefits and booking rights for significantly less money.

Beyond the financial advantage, resale gives you access to some of Disney's most exclusive and sought-after resorts. Properties like Bay Lake Tower at Disney's Contemporary Resort, Disney's Beach Club Villas, and The Villas at Disney's Polynesian Village Resort offer luxury accommodations with full DVC flexibility. You can bank unused points to the following year, borrow from future years, and transfer points between family members.

Here's what makes resale particularly attractive:

• Home resort priority booking: You can book your home resort up to 11 months in advance, while other DVC resorts open at 7 months. This advantage often means the difference between getting your preferred dates and settling for alternatives.
• Full Disney deluxe resort experience: Every DVC resort maintains Disney's highest standards for service, amenities, and theming. You're not getting a lesser experience because you purchased resale.
• Complete transparency in pricing: With our listings, you see exactly what you're paying upfront with no surprises during the process.

Want to see your potential savings? Our DVC retail price comparison shows current Disney pricing alongside typical resale ranges for each resort.

No Commission, No Platform Fees for Purchasers

When you work with DVC Sales, you won't pay any commission or platform fees as the purchaser. Your costs are straightforward:

• The agreed contract price
• Closing costs handled by a licensed title company (typically $400-600)
• Prorated annual dues if the contract includes banked points from the current year
• Our $500 administrative fee that covers contract preparation and processing

We've structured our business model so sellers pay our 6.9% commission, well below the industry average of 9.5%. This means more competitive pricing for purchasers while ensuring fair compensation for sellers.

Verified Listings with Complete Information

Every contract in our inventory gets reviewed by our licensed agents before listing. You'll find detailed information about point status, use year patterns, banking history, and exact contract expiration dates. Our listings update in real time, so you're always seeing current availability.

We also provide estoppel certificates for every contract. These documents, obtained directly from Disney, verify the contract's current status, outstanding dues, and any restrictions. The $150 estoppel fee gets paid by the seller, not the purchaser.

Licensed Expertise from Disney Vacation Club Specialists

Our team includes licensed real estate brokers and former Disney Vacation Club cast members who understand both the real estate and hospitality sides of DVC ownership. We're available seven days a week to guide you through every step, from initial questions to contract closing.

If you're new to Disney Vacation Club, our comprehensive guide to how DVC works explains the points system, booking windows, and membership benefits in detail.

Streamlined Online Process

Our platform lets you search contracts by resort, points, use year, and price range. Once you find a contract that interests you, you can submit offers, review counteroffers, and sign documents electronically. You can track your contract's progress through each phase of the closing process online.

We've designed the system to be efficient while ensuring you have expert guidance whenever you need it. Most transactions close within 45-60 days from accepted offer to completed transfer.

Understanding DVC Resale Limitations

Purchasing through the resale market comes with some trade-offs you should understand before making your decision. Disney restricts certain perks to members who purchase directly from them.

Resale members cannot access Disney Collection stays, which include non-DVC Disney resort hotels like Disney's Grand Floridian Resort & Spa or Disney's Animal Kingdom Lodge (the non-DVC sections). You also can't use points for Disney Cruise Line voyages, Adventures by Disney trips, or certain Disney resort experiences that direct purchasers can book.

But here's what remains unchanged: you get full access to all DVC resort accommodations, the complete points banking and borrowing system, and all booking windows including the crucial 11-month home resort priority. For most families, these core benefits represent the primary value of DVC membership.

The restrictions mainly affect families who planned to use points for cruise vacations or non-DVC Disney hotels. If your vacation plans center on staying at DVC resorts, the limitations won't impact your experience.

Choosing the Right Contract

Several factors influence which resale contract makes sense for your family. Your home resort determines where you get 11-month booking priority, so consider which Disney resort you'd want to visit most frequently. Popular home resorts like Disney's Riviera Resort or The Villas at Disney's Grand Floridian Resort & Spa command premium pricing but offer desirable locations and newer accommodations.

Use year timing affects when your points are allocated and when you need to use them. December use years align well with holiday travel, while September use years work better for families who vacation during summer months. The use year also determines when you pay annual dues, so factor that into your budget planning.

Contract expiration dates vary significantly between resorts. Newer resorts like Disney's Riviera Resort run until 2070, while established properties like Disney's Old Key West Resort expire in 2042. Longer contracts cost more upfront but provide more years of ownership.

Point quantity depends on your family's typical vacation patterns. We'd recommend estimating your vacation needs for the next 2-3 years, calculating the points required, and purchasing based on that average. Remember that you can always add more points later through additional resale purchases.

Market Timing and Pricing

The DVC resale market fluctuates based on Disney's direct pricing changes, seasonal demand, and overall economic conditions. Our monthly market reports track pricing trends and sales activity across all resorts.

Generally, contracts at newer resorts with longer expiration dates command higher per-point prices. Smaller contracts (under 100 points) often carry premium pricing due to higher demand from first-time purchasers. Larger contracts sometimes offer better per-point value but require more significant upfront investment.

Disney's Right of First Refusal (ROFR) can impact certain transactions. Disney reserves the right to purchase any resale contract at the agreed price, though they exercise this right selectively. Contracts priced significantly below market value face higher ROFR risk.

The Closing Process

Once you and the seller agree on terms, the closing process begins. We coordinate with a licensed title company that handles document preparation, funds transfer, and the official ownership change with Disney.

The title company orders an estoppel certificate from Disney to verify the contract's current status. This document confirms point balances, dues payments, and any restrictions on the contract. The process typically takes 10-14 business days.

During closing, you'll review and sign the purchase agreement, deed, and other required documents. Most signatures can be completed electronically, though some states require notarization for certain documents.

After closing, Disney processes the membership transfer, which takes an additional 2-4 weeks. Once complete, you'll receive login credentials for Disney's member website and can begin making reservations using your points.

Financing Options

Most DVC resale purchases require cash payment, as traditional mortgage lenders don't typically finance vacation ownership properties. However, some specialized lenders offer financing for DVC contracts, though rates and terms vary significantly from traditional mortgages.

Personal loans represent another financing option, though interest rates tend to be higher than secured financing. Some purchasers use home equity loans or lines of credit, which often provide more favorable terms for those who qualify.

We can connect you with lenders who specialize in DVC financing if you prefer not to pay cash. Our financing resources page provides more information about available options.

Adding Points to Existing Membership

Current DVC members often use the resale market to add points to their existing membership. This strategy, called "add-on" purchasing, lets you increase your annual point allocation without paying Disney's current retail prices.

When adding points, you'll want contracts with the same use year as your existing membership to keep your points on the same schedule. Different use years can complicate vacation planning and banking strategies.

Home resort selection matters for add-on purchases too. Additional contracts at different home resorts give you 11-month booking windows at multiple properties, though this comes with the complexity of managing multiple contracts with different expiration dates.

Selling Your Current Contract

Some members sell their current contracts to purchase different ones that better match their needs. Perhaps your family size changed, or you prefer a different home resort location.

Our selling cost calculator shows what you can expect to net from a sale after commissions and fees. We also offer an instant sale option for members who want guaranteed pricing and faster closing timelines.

Making Your First Offer

When you find a contract that interests you, consider the current market pricing for similar contracts at that resort. Our listings show recent sales data to help you understand reasonable offer ranges.

Sellers often price contracts slightly above their target sale price, expecting some negotiation. However, significantly lowball offers risk ROFR if Disney decides the agreed price represents exceptional value.

Include your preferred closing timeline in your offer. Some sellers need quick closings due to financial circumstances, while others prefer extended timelines to coordinate their own vacation planning.

We'll present your offer to the seller and handle any negotiations or counteroffers. Our experience helps ensure offers are competitive while protecting your interests throughout the process.

Getting Started with DVC Resale

Ready to explore Disney Vacation Club ownership through the resale market? Start by reviewing our current available contracts to get familiar with pricing and options across different resorts.

Our team can help you understand which contracts align with your vacation preferences and budget. We're available seven days a week to answer questions, explain the process, and guide you through your first DVC purchase.

For comprehensive information about Disney Vacation Club membership, visit our support section, which covers everything from points calculations to booking strategies. You can also contact us directly for personalized guidance based on your specific situation and vacation goals.