DVC Direct vs Resale

DVC Direct vs Resale: Making the Right Choice

Choosing between DVC direct and resale is a pivotal step in your Disney Vacation Club adventure. Both avenues offer unforgettable vacations at premier Disney resorts, but they differ significantly in cost, perks, long-term value, and restrictions. At DVC Sales, we aim to provide clear guidance to help you make the best decision for your family.

Understanding Your Options

What Does Buying Direct Mean?

Purchasing DVC direct means buying points directly from Disney Vacation Club at current market rates, which can range from $200 to over $300 per point depending on the resort. Direct purchasers enjoy access to every DVC resort, including new properties like Disney’s Riviera Resort and Villas at Disneyland Hotel. They also receive exclusive member perks, such as Moonlight Magic events and merchandise discounts. However, the higher cost may not always be justified by these benefits.

What Is a DVC Resale Purchase?

Buying resale involves acquiring a DVC contract from a current owner through a licensed broker like DVC Sales. These contracts typically cost 30–50% less than buying direct, while still providing the core DVC experience, including a deeded real estate interest, 11-month booking window at your home resort, and flexible point usage. Resale buyers face some limitations: they cannot access resorts opened after their contract’s initial date and are ineligible for certain Disney-branded perks. Nevertheless, the savings and value can be significant.

DVC Direct vs. Resale: Key Comparisons

Cost Savings

• Direct purchase: Pay the full retail price set by Disney.
• Resale purchase: Enjoy a 30–50% discount for the same points and home resort. For instance, a Grand Floridian contract through resale often costs significantly less than purchasing directly from Disney.

Perks & Member Benefits

• Direct buyers enjoy:
  • Access to all DVC resorts, including new developments
  • Invitations to exclusive events like Moonlight Magic
  • Discounts on select dining and merchandise
• Resale buyers receive:
  • All core vacation benefits and home resort privileges
  • Lower entry costs and potentially better long-term resale value
  • Most booking flexibility, though some restrictions apply to the newest resorts

Booking and Usage

Both direct and resale owners can book accommodations at their home resort 11 months in advance, use the DVC points chart, and enjoy luxury accommodations. The main restriction for resale points purchased after 2019 is that they cannot be used at new resorts like Riviera or Disneyland Hotel unless those are designated as the home resort.

Long-Term Value and Flexibility

Resale contracts tend to retain their value better because they are initially purchased at a lower price. If you decide to sell, you are less likely to incur a loss. Review DVC resale value trends or explore current listings for more insights.

Practical Tips for DVC Buyers and Sellers

Understanding the Right of First Refusal (ROFR)

Disney holds the Right of First Refusal (ROFR) on all resale contracts, meaning they can choose to purchase the contract themselves before it is sold to a new buyer. This process typically takes 30-60 days and can affect the timeline of your purchase. Understanding this step can help manage expectations and plan accordingly.

Annual Dues Considerations

Annual dues are an important factor in the total cost of ownership. These dues vary by resort and are subject to periodic increases. It's crucial to factor these into your budget when considering a purchase, as they contribute to the maintenance and operation of the resorts.

Evaluating Long-Term Commitments

DVC contracts come with expiration dates ranging from 2042 to 2077, depending on the resort. When purchasing, consider how long you plan to use the membership and how the expiration date aligns with your family's vacation goals.

Expert Help at Every Step

At DVC Sales, our licensed agents and former Disney Vacation Club cast members provide expert guidance on both direct and resale options. We also manage dvcmarket.com, where you can compare real-time listings across the industry to find the best contract for you. Check out our Disney Vacation Club Checklist and compare DVC prices for more information on your options.