Buy DVC Resale

Purchase DVC Resale

Looking to purchase DVC resale? You're in the right place. Purchasing through the resale market is the most cost-effective way to become a Disney Vacation Club member. Whether it's your first purchase or you're adding points to an existing membership, we've helped hundreds of families through this process with licensed support every step of the way.

Why Purchase DVC Resale?

Purchasing DVC resale gives you access to Disney Vacation Club resorts at significantly lower prices than direct retail. Resale contracts typically cost 30-50% less than purchasing directly from Disney, and you retain full booking privileges at your home resort. The savings can be substantial. For example, while Disney's current retail prices range from $150 per point at Vero Beach to $310 per point at Grand Californian, resale contracts offer these same ownership rights at a fraction of the cost.

The membership benefits remain largely the same. You'll receive the same deed, the same annual point allocation, and the same booking privileges within the Disney Vacation Club system. The primary differences lie in certain perks that are restricted to direct purchasers, but these don't affect your core vacation planning abilities.

Understanding the Home Resort Advantage

One of the most valuable benefits of DVC ownership is the home resort booking advantage. This allows you to book accommodations at your home resort up to 11 months in advance, compared to the seven-month window for other DVC resorts. During peak seasons like Christmas week, Thanksgiving, or summer months, this advantage can mean the difference between securing your preferred dates or finding availability at alternative resorts.

The 11-month window applies to your specific home resort only. If you own at Bay Lake Tower, you can book Bay Lake Tower rooms 11 months out, but you'll wait until the seven-month mark to book at other resorts like Animal Kingdom Lodge or Grand Californian. This is particularly important for popular resorts or specific room types that book quickly.

Resale Restrictions to Consider

Resale contracts come with certain limitations that direct purchasers don't face. You won't have access to Disney's Membership Extras, which include discounts on dining, merchandise, and special events. You also can't use points for Disney Cruise Line voyages, Adventures by Disney trips, or stays at Disney Collection hotels like Aulani or Hilton Head.

These restrictions don't affect your ability to book stays at any DVC resort within the Disney Vacation Club network. You can still make reservations at Riviera Resort, Polynesian Villas, or any other DVC property during the seven-month booking window. For most families focused on Disney World and Disneyland vacations, these restrictions have minimal impact on their vacation plans.

Verified Listings and Transparent Details

Our DVC resale listings are updated in real time and reviewed by our licensed team. Each listing provides detailed information including available points, banking and borrowing status, use year, and estimated closing timeline. You'll see exactly what you're purchasing without surprises or hidden details.

Every contract listing includes the seller's asking price, current year points availability, and whether points have been banked from previous years or borrowed from future years. This information helps you understand the full value of what you're purchasing and plan your first vacation accordingly.

Understanding Use Year and Its Importance

Your use year determines when your annual point allocation refreshes. If you own a February use year contract, your points reset each February regardless of when you purchased. This timing affects your vacation planning flexibility and banking options.

Use year selection depends on your typical vacation patterns. Families who prefer summer trips often choose June, August, or September use years to maximize their planning window. Those who vacation during the holidays might prefer December or February use years. The annual dues timing also follows your use year schedule.

No Commissions for Purchasers

We don't charge purchaser-side commissions. Your costs include only the contract purchase price, title company closing fees (typically $500-800), our $500 buyer administration fee, and any dues reimbursement for current-year points included with the contract. All costs are disclosed upfront during the offer process.

This fee structure differs significantly from many brokerages that charge commission percentages to both sides of the transaction. Our 6.9% commission comes from the seller, compared to the industry average of 9.5%. This approach keeps your purchase costs predictable and transparent.

Annual Dues and Long-Term Costs

Annual dues cover resort maintenance, housekeeping, utilities, and property taxes. These fees vary by resort and typically increase 3-5% annually. Current dues range from approximately $4-8 per point depending on the resort, with newer resorts generally having lower dues initially.

These dues are a lifelong commitment for the duration of your contract, which can extend until 2042-2074 depending on the resort. Factor dues into your long-term vacation budget since they're required whether you use your points or not. Some families find that even with annual dues, DVC ownership costs less than equivalent Disney resort hotel stays over time.

Licensed Real Estate Expertise

As a licensed Florida real estate brokerage, we handle DVC transactions with the same legal protections and professional standards required for traditional real estate sales. Our team includes former Disney Vacation Club sales professionals who understand both the product details and the legal requirements.

Since 2016, we've assisted thousands of families in selecting appropriate contracts and completing successful closings. We're available seven days a week to answer questions about specific listings, explain contract terms, or help you understand the purchase process.

Streamlined Search and Purchase Process

Our website allows you to search and filter DVC resale listings by resort, point size, price range, or use year from any device. You can submit offers directly online and track your contract progress through closing.

Browse available contracts at popular resorts like Animal Kingdom Lodge, Bay Lake Tower, and Beach Club Villas, or explore newer properties like Riviera Resort and Polynesian Villas. Each resort offers different advantages in location, amenities, and home resort booking benefits.

Right of First Refusal (ROFR)

Disney maintains the right of first refusal on all resale transactions, meaning they can choose to purchase any contract under the same terms you've agreed to with the seller. This process typically takes 30-60 days after your offer is accepted and represents a standard step in every resale purchase.

ROFR exists to protect Disney's direct sales program and maintain some control over the resale market. While Disney does exercise this right occasionally, most contracts pass through ROFR successfully. We'll guide you through this waiting period and notify you immediately once Disney makes their decision.

Determining the Right Contract Size

The number of points you need depends on your vacation frequency, preferred resort types, and typical length of stay. Studio accommodations require fewer points than one-bedroom or two-bedroom villas, and weekday stays cost less than weekend stays during most seasons.

Rather than guessing at future needs, consider your vacation plans for the next 2-3 years. Calculate the points required for those specific trips using Disney's official points charts, then purchase based on that average. Your vacation patterns will likely evolve over time, and you can always purchase additional contracts later if needed.

Many families start with enough points for one annual vacation, then add contracts as their usage increases. This approach avoids purchasing more points than you'll realistically use while leaving room for future expansion.

Contract Terms and Expiration Dates

DVC contracts are not perpetual ownership. Each resort has a specific expiration date ranging from 2042 for older resorts like Old Key West to 2074 for newer properties like Riviera Resort. These dates affect both purchase prices and long-term value considerations.

Contracts with longer remaining terms typically command higher resale prices, but they also provide more years of vacation use. Consider your age, family situation, and long-term vacation plans when evaluating contracts with different expiration dates. A 2042 contract might suit families planning 15-20 years of Disney vacations, while younger purchasers might prefer the longer terms available at newer resorts.

Financing Options and Payment Methods

Most DVC resale purchases are cash transactions, though financing options are available through third-party lenders. Cash purchases typically close faster and avoid loan qualification requirements, but financing can make larger contracts more accessible.

If you're considering financing, factor the loan terms and interest rates into your total cost of ownership. Some families prefer to purchase smaller contracts initially with cash, then add points later as their financial situation allows.

Working with DVC Sales

We've structured our business around transparency and expertise rather than high-pressure sales tactics. Our team can explain the differences between resorts, help you understand points requirements for specific vacation types, and guide you through the legal aspects of DVC ownership.

Thousands of families have completed their DVC resale purchases through our brokerage, and we maintain the same professional standards and legal protections required for any real estate transaction in Florida. You can reach us seven days a week with questions about specific listings, contract terms, or the purchase process.

Ready to start your search? Browse our current DVC resale inventory or contact our team to discuss your specific vacation plans and contract preferences. We're here to help you make an informed decision about DVC ownership.