How the Buying Process Works Can you tell me about this contract? A listing that is no longer available A resort a buyer is interested in A resort with no current listings Price history for a listing Compare two listings Can you set up a special request for me? Set up a special request (logged-in member) See Inventory For Sale Can you alert me when a match comes in? How many contracts do you have available right now? How often do new listings come in? Can you alert me when a matching contract comes in? What is your special request service? Can I save listings I like? Can I track the status of my purchase?

When do I sign? How long does ROFR take? (unknown side) What is ROFR? (neutral) Do you handle transferring the contract into my name? When I buy a resale contract, do you need my existing DVC membership number so the new points are added to my current account? When buying, what is ROFR? How long does closing take? Do I need a lawyer to buy? Do I get an actual deed and title insurance? How long does ROFR take? What is ROFR? What can make a contract fail ROFR? What happens if Disney exercises ROFR on my contract? What documents do I sign to buy? Can I hold my membership in a trust or LLC? Can I add my kids to the deed?

How many points do I need? Can I bank or borrow points? Can I change or cancel a reservation? What does "loaded" mean on a listing? Can I rent out my points? How far ahead can I book? When is the last day to bank my points? Can I borrow points? Can I bank my points? What is a Use Year and how do I pick one? How many points come with my contract each year? What are stripped vs loaded points? How many points do I need for my trip? What happens to points I don't use? How long do banked points last? How many points is a week in a studio? How do point charts change season to season? When do my points come in each year? Do points expire if I forget to bank them? Can I combine this year and last year's points? What does reallocation mean for point charts? Can my family use my points without me? Can I book a one-night stay on points? How soon can I make a reservation after I close? What is the 11-month vs 7-month booking window? Can I do a split stay across two resorts? How does the waitlist work? How much could I earn renting my points? Can the seller make a reservation for me before closing? When do my points show up and when can I start booking after closing?

What can I negotiate? Can I submit my offer through you to the seller? Why are some listings so far above the market? How should I decide what to offer? How much should I offer? How do I respond to an offer?

Can international buyers purchase DVC? Can I pay by credit card, and is buying different for an international buyer? Can I buy a DVC resale contract from the UK or overseas? Should I avoid listings with foreign sellers? What is FIRPTA and does it affect me as the buyer?

Resale vs Direct Which resorts can't I book with resale points? Do I get member discounts on resale? Can I sell it later if I change my mind? Do all brokers show the same listings? How much cheaper is resale than buying direct? Can I use resale points at the newer resorts? What is the blue card and can I get one with resale? What is the minimum direct purchase to get member perks? Can resale points be used on cruises or Disney hotels? Do resale restrictions ever get worse over time?

Who Pays the Closing Costs? What are the closing costs? Which resort has the lowest annual dues? What is the $500 Club Activation Fee? Does it cost me more to buy through you? What's actually in the annual dues? How much are the annual dues? Who pays the $500 Club Activation Fee? How much money do I need upfront to buy resale? What is the total cost breakdown when I buy? How is the price per point calculated? What ongoing yearly costs will I have after I buy? How much do annual dues go up each year? What is my cost per point per night once I own? How much does a week-long stay cost me per year? Is a low price per point always the best deal? What are closing costs made of? Why am I reimbursing the seller for dues? Are annual dues billed monthly or once a year? Do I pay property taxes on my contract? Can I see a cost estimate before I make an offer?

When do the contracts expire? Which resort should I buy at? Should I buy where I want to stay or where the price is lowest? Which DVC resorts are on the monorail? Which DVC resorts are walkable to a park? Polynesian vs Saratoga Springs, which should I buy? Beach Club vs Boardwalk for Epcot access? Grand Floridian vs Riviera Resort, which should I buy? Boulder Ridge vs Copper Creek, what is the difference? Is Animal Kingdom Lodge a good value for DVC resale? Is Aulani a mistake if I live on the mainland? What is the deal with the Cabins at Fort Wilderness? Is the Disneyland Hotel worth buying into? Which DVC resort is best with young kids? Which DVC resort has the best studio availability? Which DVC resort holds its value best on the resale market? Which DVC resort has the longest contract remaining?

Can I finance a resale contract? How do I protect myself from wire fraud? Who holds my deposit? How much is the deposit and when is it due? Should I apply for a loan before or after I submit an offer? What is the deposit and when is it due? How do I verify a listing is real and avoid scams? What are typical resale financing rates and terms?

Can I call you? What are your business hours? Who is Mark Webb? Who is Lori Webb? Are you a legitimate, licensed real estate broker? Do you represent me or the seller? Do you get paid more if I pay more? Do you have reviews I can read?

How the Selling Process Works help me sell my DVC List My Contract What is my contract worth? How fast do contracts sell? Should I sell or rent out my points instead? How do I list my contract? Why should I list with you instead of another broker? Should I take a guaranteed offer or list it? Where will my listing appear and how do buyers find it? Do you recommend a rental company? Instant Sale vs listing, which pays more? Can I see my net before I list? Is now a good time to sell? Should I sell or rent my points instead? What are the steps to sell my DVC contract? I inherited a contract and never used it. Where do I start?

What screenshot of my points do you need, and how do I upload it? I want to remove my listing I want to update my available points I want to add or remove a name on my account Listing technical problem (known member) Listing technical problem (guest) Am I locked in, or can I take my listing down? When's my deadline to bank points before I list? Can I still use my points while it's listed? Can my spouse get the updates too? Can I update my contract number? Should I bank my points before I list, and what is my banking deadline?

How do I know what to sell my points for? I want to change my asking price I want to respond to an offer How much should I leave for negotiating? Why am I not getting any offers? Should I take a lower offer? How do I change or edit my asking price? What price gets my contract sold fastest? How does my asking price affect how long it takes to sell? Do loaded points raise my price? Should I price at, above, or below market? Why do small contracts sell for more per point? Will I get my asking price? How much do contracts typically sell below asking? How long until I get an offer, and why haven't I gotten one yet? How will I know when an offer comes in, and can I counter?

Concierge hand-off (member in a live deal) How quickly do you respond, and can you text me? Will I get an email at every step? Who is my point of contact? Where do I leave a review?

What will I actually net if I sell my DVC points? Fees to Sell Who pays this year's dues? When do I get paid? What is your commission rate? What does the buyer pay for? What is the estoppel fee? How do you keep my money safe from wire fraud? Who holds the buyer's deposit? What do I actually walk away with after fees? What is your commission and what does it cover? What fees come out of my sale? How is my net payout calculated? How is my money sent, and can you wire my proceeds? Who holds my money until closing?

If Disney exercises ROFR, do I pay extra closing costs? Can Disney buy my contract back? How does closing work for sellers? What happens if the buyer backs out? What do I have to sign, and can I do it electronically? What does Disney check during estoppel? Do I need to cancel anything with Disney after I sell? Do I have to notify Disney I am selling my membership? How long does the whole sale take from start to finish? What happens during ROFR when I sell? If Disney exercises ROFR, do I still get paid the same price? What is estoppel and why does it take time? What do I have to sign, and can I sign electronically? Do I need to be notarized to sell my DVC contract? What happens on closing day when I sell? What if the buyer backs out after I accept their offer? When does Disney remove me from the membership after closing?

Can I sell just part of my contract? What if my contract is in two names? I live outside the US, can I still sell? What if I still have a loan on the contract? How do I sell if the contract is in two names? What if one of the sellers has passed away? What if I still owe a loan on my contract? My contract is in a trust. What changes when I sell? My contract is owned by an LLC. What changes? Can I sell using a power of attorney? I am selling as part of a divorce. What changes? What is HARPTA and does it apply to my Aulani contract? Do I need an ITIN to sell, and how do I get one? Will I get a 1099 and owe taxes on the sale? Where can I upload a Death Certificate?