The recommended name in Disney Vacation Club Resales! Selling DVC memberships since 1993

Financing Your Next DVC Resale Purchase

November 2, 2018

Financing Your Next DVC Resale Purchase

Financing your next DVC resale purchase may not be on your radar. But it may be a better financial decision than paying cash up front. We will show you the best reasons to finance your next DVC resale purchase below.

Why Financing if Preferable

Having cash in hand and sending it to the escrow company at closing is great if you can afford it. But the fact is that many people scrimp and save for several months or years to pay for their DVC points package. Yes, you are saving a lot of money by buying resale, but saving the full cash price takes time. If it is difficult to save, it’s not a good idea to pay for the points in full.
Taking on a loan allows you to spread out some of that cost, so you aren’t parting with all of your money at once. You can use a hefty chunk or as little as 20% of the purchase price as a down payment. Whichever, you decide wiping out your savings is ill-advised. A much wiser decision is to leave an emergency fund in your savings account for those unexpected costs that may arise.
Furthermore, you could use some of that pay-in-full cash to go on vacation to enjoy what you just purchased. This technique is called “balancing the fun with the funds.” Why pay $10,000 today for five years of future accommodations when you can pay $2,000 each year (plus a small amount of interest) for five years and enjoy the same accommodations for the same amount of time.
Financing also allows you to get the vacation package you otherwise cannot afford upfront. This way you have your choice of premium points and the best home resort suited for your family’s lifestyle. Thus, you avoid settling for something not perfect and trying to upgrade later on.
However, this doesn’t mean you should take on a loan bigger than you can afford. Your resale broker here at www.dvcsales.com will provide you with a few options and price ranges on available vacation packages. Use this easy payment calculator created by Vacation Club Loans here https://www.vacationclubloans.com/rates-calculator/ to see prices vs. down payment which results in different monthly payment amounts. You should pick the one that you are most comfortable without stretching your budget.
Disney Vacation Club Is Not Investment
Although this factual statement is true, investing in your family’s happiness is priceless. If you plan on often vacationing with your family, purchasing a DVC is a great choice. Furthermore, they are known for their superior “magical” accommodations over hotels. Therefore bringing many happy memories while avoiding discomforts of sharing small spaces with little amenities.
Financing a DVC purchase can also help increase your credit score. By using a lender that reports to credit bureaus, you will benefit from making those payments on time.

Grand CA
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Is your goal to buy or sell a DVC Membership?

I want to buy points I want to sell points

How many sellers names are on the deed?

1 2 3 4

Names on the deed?

Tell us the names of seller(s) as they were printed on the original deed:

Current DVC Member?

Are you currently a member of the DVC?

Yes No

Names on the deed

If you should decided to purchase an additional contract to keep the current and new membership under one account and one member ID number, Disney requires the names on any purchase match the current records.

HOW MANY BUYER(S) NAMES WOULD LIKE ON THE DEED?

If you should decide to purhcase a membership how many names would you like to have on the deed?

1 2 3 4

Tell us the names of buyer(s) as they were printed on the original deed:

Please enter your 12 digit member ID number.

Your Name ####-####-####

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Number of Contracts

How many contracts are you interested in selling?

1 Contract 2 or more

Selling multiple contracts require listing them one at a time. Simply enter

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For allowing DVC Sales to sell your membership.
The following questions will be related to the first contract you want to sell.

Please enter your 12 digit member ID number.

Your Name ####-####-####

Member ID Number

This is a 12 digit on the back of your Member ID card or availalbe on Disneys Member Services website.

Resort Name

  • Animal Kingdom
  • Aulani
  • Bay Lake Tower
  • Beach Club
  • Boardwalk
  • Boulder Ridge
  • Copper Creek
  • Grand CA
  • Grand Floridian
  • Hilton Head
  • Old Key West
  • Old Key West(57)
  • Polynesian
  • Saratoga Springs
  • Vero Beach

Contract Number

This number is located on your deed and the Disneys Member Services website. It typically ends with .000 or .001

POINTS ON THE CONTRACT

How many points does this contract receive each year?

Use Year

What month of the year are points deposited into your account?

  • FEBRUARY
  • MARCH
  • APRIL
  • JUNE
  • AUGUST
  • SEPTEMBER
  • OCTOBER
  • DECEMBER

Available Points

200 points are deposited each year for this contract. How many points are available for the following Use Years?

2018
2019
2020
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We noticed you have 200 points available for 2019. We feel that buyer should reimburse the seller for any points that are bankable for this year.
Based on information you've provided, you will receive 200 at closing for this year's annual dues. The buyer will pay the dues on any bankable 2019 points The seller will pay the dues for 2019

Names on the Contract

Are all those who signed the original contract available to sign new closing documents?

YES NO

Martial Status

Are you a widow or widower?

YES NO

Please finish the sentence

, surviving spouse of:

ANY PLANNED VACATIONS?

Are there any pending reservations using points from this contract?

YES NO

Any Planned Vacation?

What is the checkout date for your vacation?

All stays must be completed prior to the closing date of the sale. Reservations for stays after the sale of the Ownership Interest will be cancelled. Unused Vacation Points remaining in the account for the Ownership Interest that is sold will be transferred to the buyer's account after the closing is completed.

POINT ACTIVITY STATEMENT

When selling your membership, Disney requires the number of points in your account to be accurately represented. By signing, you are giving DVC Sales permission to receive your current Point Activity Statement.

I give my permission to the Disney Vacation Club to release information on all of my accounts. These companies include but are not limited to title companies, law firms, and real estate companies. This information includes balance owed on mortgages, annual dues, point activity statements or other pertinent information necessary to effect a closing of the sale and updates to the time of closing.

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SETTING YOUR ASKING PRICE

In addition to the information you have provided, we offer a tool to assist you in accurately pricing your contract. This is only an estimate. You may list at any price you choose.
Based on the information you have provided our suggested asking price range is $ - $ per point. We have temporary set your asking price to $. Of course you can log in at any time and raise or lower your price. It is your decision how to price your membership.

By clicking next you will be taken to your "My Membership" page. There you will find the suggested price range for your membership as well as all fees and credits associated with selling your contract.