(844) DVC-SALE (382-7253)
(407) 205-1435
Fax (407) 982-1092
Dvcsales

DVC Sales Financing

One of the benefits of buying DVC through resale is the flexibility of financing options. The most popular form of financing on the resale market is a small home equity loan or signature loan with your local bank. Monera Financial (Florida DVC properties) and Timeshare Lending (non-Florida DVC properties) offer competitive financing plans for DVC purchases. We recommend that you review their loan offerings if you are considering financing. You may also contact the below lenders of funds for timeshares. They are independent companies so you will need to contact them for the most current rates and terms.  Additional information and site links are listed below:

DVC Resorts All DVC Resorts All Florida DVC Resorts All Non-Florida DVC Resorts
Pre-Payment Penalty No No No
Down-Payment Required 20% 5% to 30%
(Dependent of Contract)
10% to 30%
(Dependent of Contract)
Loan Term 1 to 5 Years 1 to 10 Years 1 to 10 Years
Interest Rate 9.9% to 13.9%
Based on credit score
9.9% to 14.9%
Down payment and term
9.9% to 13.9%
Down payment and term
Credit check Yes No Loan amount over $15,000
Service Fee No No $5 per month
Loan Minimum None $4,000 $4,000
Loan Origination Fee $179.00 $199.00 $139.00
Mortgage Recording No Yes Yes
Website www.vacationclubloans.com www.monerafinancial.com www.timesharelending.net
Phone Number (800) 334-2334 (317) 245-8800 (760) 799-5177
Contact Person Debbie Ely Sam Comstock Barbara Noujaim